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	<title>Comments on: Forget respect, I&#8217;d take a little responsibility!</title>
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		<title>By: Donna</title>
		<link>http://ipickuppennies.net/2008/09/forget-respect-id-take-a-little-responsibility/comment-page-1/#comment-305</link>
		<dc:creator>Donna</dc:creator>
		<pubDate>Mon, 29 Sep 2008 21:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://ipickuppennies.net/?p=44#comment-305</guid>
		<description>SeattleGirl: I don&#039;t drink that much soda, either, but I&#039;ve gotten a ton of movie tickets from MyCokeRewards. How? By not being too embarrassed to pick up bottle caps, or bottles with caps on them, from the ground and/or sticking out of recycle bins. I go to a big university and there are tons of trashcans with a separate &quot;bottles and cans&quot; section on top. I don&#039;t have to reach into the trash, just peek in the top compartment.&lt;br/&gt;Also, one of my jobs as an apartment manager is to keep an eye on the recycling Dumpsters, so I sometimes get 10- or 20-point codes from Coke product boxes before I stomp those suckers flat.&lt;br/&gt;I&#039;d also suggest putting it out there that you&#039;re collecting these things. Coworkers, relatives and neighbors may just throw them out. You could do something nice for them in return, such as picking up mail while they&#039;re away or bringing a batch of homemade cookies to work as a thank-you.&lt;br/&gt;Some workplaces have recycling bins in the break room; wait until the room is empty and take a quick look for bottle caps. &lt;br/&gt;Good luck! And remember, the movie tickets might &quot;cost&quot; 485 points, but they come with a coupon for a free soda. So let&#039;s see, $9.25 admission plus $3.75 soft drink... You might decide it&#039;s worth a little grubbiness.</description>
		<content:encoded><![CDATA[<p>SeattleGirl: I don&#8217;t drink that much soda, either, but I&#8217;ve gotten a ton of movie tickets from MyCokeRewards. How? By not being too embarrassed to pick up bottle caps, or bottles with caps on them, from the ground and/or sticking out of recycle bins. I go to a big university and there are tons of trashcans with a separate &#8220;bottles and cans&#8221; section on top. I don&#8217;t have to reach into the trash, just peek in the top compartment.<br />Also, one of my jobs as an apartment manager is to keep an eye on the recycling Dumpsters, so I sometimes get 10- or 20-point codes from Coke product boxes before I stomp those suckers flat.<br />I&#8217;d also suggest putting it out there that you&#8217;re collecting these things. Coworkers, relatives and neighbors may just throw them out. You could do something nice for them in return, such as picking up mail while they&#8217;re away or bringing a batch of homemade cookies to work as a thank-you.<br />Some workplaces have recycling bins in the break room; wait until the room is empty and take a quick look for bottle caps. <br />Good luck! And remember, the movie tickets might &#8220;cost&#8221; 485 points, but they come with a coupon for a free soda. So let&#8217;s see, $9.25 admission plus $3.75 soft drink&#8230; You might decide it&#8217;s worth a little grubbiness.</p>
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		<title>By: savingcent</title>
		<link>http://ipickuppennies.net/2008/09/forget-respect-id-take-a-little-responsibility/comment-page-1/#comment-234</link>
		<dc:creator>savingcent</dc:creator>
		<pubDate>Tue, 16 Sep 2008 20:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://ipickuppennies.net/?p=44#comment-234</guid>
		<description>Hi Abby! Thanks for your comments on my blog! I&#039;m glad you enjoy it! &lt;br/&gt;&lt;br/&gt;As for subscribing....I&#039;m not sure...(and I thought I had that whole blogger thing down...) I usually just link to other blogs I enjoy readying. I&#039;ll have to add you as you are a fellow Seattlite!&lt;br/&gt;&lt;br/&gt;Thanks for the date tips! First Thursdays is a great one to remember! I don&#039;t drink soda, so I&#039;d imagine it would take me quite some time to save up all those points...its a good idea though!&lt;br/&gt;&lt;br/&gt;Let me know if you know of a widget I can add so you are able to subscribe...&lt;br/&gt;&lt;br/&gt;-Seattle Girl</description>
		<content:encoded><![CDATA[<p>Hi Abby! Thanks for your comments on my blog! I&#8217;m glad you enjoy it! </p>
<p>As for subscribing&#8230;.I&#8217;m not sure&#8230;(and I thought I had that whole blogger thing down&#8230;) I usually just link to other blogs I enjoy readying. I&#8217;ll have to add you as you are a fellow Seattlite!</p>
<p>Thanks for the date tips! First Thursdays is a great one to remember! I don&#8217;t drink soda, so I&#8217;d imagine it would take me quite some time to save up all those points&#8230;its a good idea though!</p>
<p>Let me know if you know of a widget I can add so you are able to subscribe&#8230;</p>
<p>-Seattle Girl</p>
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		<title>By: Abby</title>
		<link>http://ipickuppennies.net/2008/09/forget-respect-id-take-a-little-responsibility/comment-page-1/#comment-191</link>
		<dc:creator>Abby</dc:creator>
		<pubDate>Thu, 11 Sep 2008 06:16:00 +0000</pubDate>
		<guid isPermaLink="false">http://ipickuppennies.net/?p=44#comment-191</guid>
		<description>wow, a.b. That&#039;s quite a lot of debt. Glad you were careful enough to avoid the debt.&lt;br/&gt;&lt;br/&gt;Thanks for commenting. I&#039;ll go ahead and enter you in this week&#039;s giveaway.</description>
		<content:encoded><![CDATA[<p>wow, a.b. That&#8217;s quite a lot of debt. Glad you were careful enough to avoid the debt.</p>
<p>Thanks for commenting. I&#8217;ll go ahead and enter you in this week&#8217;s giveaway.</p>
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		<title>By: a.b.</title>
		<link>http://ipickuppennies.net/2008/09/forget-respect-id-take-a-little-responsibility/comment-page-1/#comment-190</link>
		<dc:creator>a.b.</dc:creator>
		<pubDate>Thu, 11 Sep 2008 06:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://ipickuppennies.net/?p=44#comment-190</guid>
		<description>I highly agree with the lack of accountability.  Whether or not someone loses their house, I rarely hear anyone say, &quot;I made a mistake,&quot; &quot;I should have read the paperwork more carefully,&quot; &quot;I bought more house than I could afford&quot; or anything in the like.  But here in Las Vegas we many haven&#039;t lost 10,000 or even a 100,000.  I wrote a post about a foreclosure house here that&#039;s for sale; it&#039;s posted at a loss of 1.2 million. &lt;br/&gt;&lt;br/&gt;The issue people here and in California and Florida are facing isn&#039;t how upside down they are; it&#039;s that the adjustable rates are resetting, sometimes into the high double digits and they can&#039;t make the payments.  Since they&#039;re upside down they can&#039;t refinance to stay in their homes.  &lt;br/&gt;&lt;br/&gt;I know a woman in CA who was trying to make arrangements with the bank so as not to go into foreclosure, but one department would make an agreement, and another would veto.  After over eight months they are letting the foreclosure happen and moving into a trailer on an elderly friend&#039;s property to help care for her, so they are truly making the best of it...but there was certainly no desire to walk away on their part.&lt;br/&gt;&lt;br/&gt;But to support your argument for accountability, when my husband and I first moved here we were still looking for work, but were told by friends, family and real estate agents, that we should immediately buy a million dollar condo on an interest only loan, and sell or refinance before it reset.  When I said, &quot;I can&#039;t afford the payment on a million dollar mortgage, and what happens if I can&#039;t sell or refinance?  I have to be able to make that payment&quot; I was met with a bunch of &quot;Oh, that will never happen&quot;s and &quot;You&#039;re going to be priced out of the market if you don&#039;t act now&quot;s.  I felt that attitude was idealist at best and irresponsible at worst, so I followed my own path.</description>
		<content:encoded><![CDATA[<p>I highly agree with the lack of accountability.  Whether or not someone loses their house, I rarely hear anyone say, &#8220;I made a mistake,&#8221; &#8220;I should have read the paperwork more carefully,&#8221; &#8220;I bought more house than I could afford&#8221; or anything in the like.  But here in Las Vegas we many haven&#8217;t lost 10,000 or even a 100,000.  I wrote a post about a foreclosure house here that&#8217;s for sale; it&#8217;s posted at a loss of 1.2 million. </p>
<p>The issue people here and in California and Florida are facing isn&#8217;t how upside down they are; it&#8217;s that the adjustable rates are resetting, sometimes into the high double digits and they can&#8217;t make the payments.  Since they&#8217;re upside down they can&#8217;t refinance to stay in their homes.  </p>
<p>I know a woman in CA who was trying to make arrangements with the bank so as not to go into foreclosure, but one department would make an agreement, and another would veto.  After over eight months they are letting the foreclosure happen and moving into a trailer on an elderly friend&#8217;s property to help care for her, so they are truly making the best of it&#8230;but there was certainly no desire to walk away on their part.</p>
<p>But to support your argument for accountability, when my husband and I first moved here we were still looking for work, but were told by friends, family and real estate agents, that we should immediately buy a million dollar condo on an interest only loan, and sell or refinance before it reset.  When I said, &#8220;I can&#8217;t afford the payment on a million dollar mortgage, and what happens if I can&#8217;t sell or refinance?  I have to be able to make that payment&#8221; I was met with a bunch of &#8220;Oh, that will never happen&#8221;s and &#8220;You&#8217;re going to be priced out of the market if you don&#8217;t act now&#8221;s.  I felt that attitude was idealist at best and irresponsible at worst, so I followed my own path.</p>
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		<title>By: Marina</title>
		<link>http://ipickuppennies.net/2008/09/forget-respect-id-take-a-little-responsibility/comment-page-1/#comment-189</link>
		<dc:creator>Marina</dc:creator>
		<pubDate>Wed, 10 Sep 2008 09:57:00 +0000</pubDate>
		<guid isPermaLink="false">http://ipickuppennies.net/?p=44#comment-189</guid>
		<description>I totally agree with the article and I will just correct you in one thing - that doesn&#039;t happen just in your country. it&#039;s the same everywhere ;-))</description>
		<content:encoded><![CDATA[<p>I totally agree with the article and I will just correct you in one thing &#8211; that doesn&#8217;t happen just in your country. it&#8217;s the same everywhere <img src='http://ipickuppennies.net/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> )</p>
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