No consolidation program for us. In fact, over the last four years, our balances have crested and dropped. We had to keep putting medical bills on the cards many times, as we both cost copious amounts of money merely by breathing. (Last year was one of the worst, but I’d say we easily spent 25% of our pre-tax income on medical expenses.)
So it’s been an ebb and flow. We had our debt down to $7,000 right before we decided to move, which put another $4,000 on the cards.
It’s been an interesting ride, for sure. We still have about $3,000 of student loans to pay off, but it’s nice to know we’re only a step or two away from *real* debt freedom. (God willin’ and the creek don’t rise!)
No consolidation program for us. In fact, over the last four years, our balances have crested and dropped. We had to keep putting medical bills on the cards many times, as we both cost copious amounts of money merely by breathing. (Last year was one of the worst, but I’d say we easily spent 25% of our pre-tax income on medical expenses.)
So it’s been an ebb and flow. We had our debt down to $7,000 right before we decided to move, which put another $4,000 on the cards.
It’s been an interesting ride, for sure. We still have about $3,000 of student loans to pay off, but it’s nice to know we’re only a step or two away from *real* debt freedom. (God willin’ and the creek don’t rise!)
{ 6 comments… read them below or add one }
Congratulations! Someday I'll do the happy dance as well.
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Congrats!!!
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I am dancing with joy on your behalf!
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wow! Go Abigail!!!
(very funny clip too, love it)
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Yea!!! I know how this feels, too. Congrats on all your hard work!
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Did you use a credit card consolidation program or just pay off all your debts on your own?
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Abigail Reply:
June 7th, 2010 at 11:18 am
Reggie,
No consolidation program for us. In fact, over the last four years, our balances have crested and dropped. We had to keep putting medical bills on the cards many times, as we both cost copious amounts of money merely by breathing. (Last year was one of the worst, but I’d say we easily spent 25% of our pre-tax income on medical expenses.)
So it’s been an ebb and flow. We had our debt down to $7,000 right before we decided to move, which put another $4,000 on the cards.
It’s been an interesting ride, for sure. We still have about $3,000 of student loans to pay off, but it’s nice to know we’re only a step or two away from *real* debt freedom. (God willin’ and the creek don’t rise!)
[Reply]
Abigail Reply:
June 7th, 2010 at 11:18 am
Reggie,
No consolidation program for us. In fact, over the last four years, our balances have crested and dropped. We had to keep putting medical bills on the cards many times, as we both cost copious amounts of money merely by breathing. (Last year was one of the worst, but I’d say we easily spent 25% of our pre-tax income on medical expenses.)
So it’s been an ebb and flow. We had our debt down to $7,000 right before we decided to move, which put another $4,000 on the cards.
It’s been an interesting ride, for sure. We still have about $3,000 of student loans to pay off, but it’s nice to know we’re only a step or two away from *real* debt freedom. (God willin’ and the creek don’t rise!)
[Reply]