Sometimes, I think of frugal people as sort of super heroes. True, we weren’t born on distant worlds or bitten by radioactive spiders, but we’re more impervious to the lure of consumerism. Advertising tends to bounce off us like so many bullets. And these powers make us financially stronger, better able to ward off blows from life expenses, whether unexpected or unnecessary.
But all superheroes have a vulnerability. Perhaps the best known is Superman’s: kryptonite.
Simple proximity to green kryptonite can kill Superman. The blue variety takes away his powers, making him just like the rest of us.
Similarly, we all have some trigger — most of us have a few — that take us down a frugal peg or two. Whether it’s a love of something utterly unnecessary or the expense of health conditions, frugal kryptonite makes it harder (if not impossible) to avoid spending.
Yesterday, I talked about the money we spend treating Tim’s eczema. It’s not something that insurance will ever cover, so it will always be a big additional expense.
Of course, with my depression and fatigue, we’ll probably always eat more convenience food than is healthy — for us or our budget. That’s a pretty big ongoing expense.
But not all budget pitfalls come from our medical conditions. We’re both pretty vulnerable to wardrobe-lust. I always have to remind myself that I don’t go out enough to need lots of cute shoes or dressy duds. Given the cost of cosmetics, I generally try not to linger too long in places like Ulta, lest our budget suffer for it.
For us, those are the biggies. What about you?