I’m slowly getting used to the idea of expenses never falling into neat categories that you can plan for. It only took me 15 years of being an adult!
So, now that there’s a light at the end of the tunnel (and no train sounds) I’m steeling myself for the next big disaster.
But I have hope. And the certainty that things will go wrong and mess with my hope. But hope nonetheless.
My last paycheck let us pay the statement in full for the first time in months. Tim’s disability payment comes through today, and I’ll use that to cover the activity that come through in the interim.
We’re not even remotely out of the woods, finance-wise. There are plenty of things looming on the horizon.
Next month, we have the year’s car insurance coming due. That’ll be $800-900. We’ll also need to get the car looked at. We’re pretty sure the power steering compressor is going out, which means $300-500 in expenses.
And we have to save up for October, when we’ll need to replace Tim’s dentures to the tune of $1,100.
Plus we still have Tim’s ER bills, the car payment and that relative we still owe.
Then again, if we’re not constantly throwing money at the credit cards, things should be a tad easier.
Not easy — but easier. Which is something.
My goal is to bulk up our savings account, which is currently a 90-pound weakling. Then we can slowly start to increase the monthly payments for the car/ER/relative.
Heck, we might even be able to sock away real money toward retirement!
And, of course, things will go wrong. Things always go wrong. The main problem I have with that — besides the fact that I’m a control freak — is that we’re never prepared.
I think that if we can just get some savings in our account, I’ll be a teensy bit less stressed when they happen.
So, okay maybe the title is tempting fate a little. Or maybe I’m just finally facing up to the fact that these things will happen, they will stress me out, and I have to eventually find a way to cope with them.
Which, preferably, will involve a savings account.