I know, I know. You haven’t heard a peep since Saturday. Well, I’m afraid this post is to say that I’ve got nothing to say. Well, nothing terribly interesting. Seriously, I’m warning you.
Still reading? Fine, your funeral. (Or nap.)
I have one more small purchase to make and then I will be DONE BUYING PRESENTS! (Hear that angelic music?)
I’ve been so very stressed about gift stuff. For both Christmas and Tim’s birthday, I have to coordinate the gifts from me, my mom and his parents. I send a wishlist to my mom, but I still have to make sure I know which items she picks.
Then I can figure out which remaining items I want to be sure he gets and then do the math (based on Nadine and Marc’s spending limits) to figure out which items will come from whom. And then I have to go over to the guest house and go through the process with them. By which I mean that I sit down and make the transaction and Nadine gives me her credit card.
Next year, I’ve got to figure out how to get Nadine the wish list sooner and make sure she understands how to navigate and purchase from it. Because every year this little dance of gift-giving gets me a little more frazzled.
Fa-la-la. Or something else starting with F.
I have to mail out the second part of my mom’s gift. For some unknown reason, I bought it early and had it shipped here. And of course I didn’t think to wrap it and have her take it up to Alaska when she was here. That’d be silly.
I sent the first part of the gift early because it was via email. I redeemed Swagbucks for a $10 Regal Cinemas GC. She and her friend like to go regularly. This way, she can get in for free or choose to treat herself to some kettle corn at the next two movies. I’m hoping she choose kettle corn.
The final thing on my list: monthly finances. I didn’t take advantage of the overtime project as much as I should in November, and it was a short month. So we’ll only have about $600 to put into the main savings account.
So I can put the money in savings, and then be upset when I drain it right back out in January. Or I can put the money against the huge bill, and be slightly less freaked out about the bill. Slightly. Because it’ll still be bad. And I don’t have the energy to do a lot of work on the OT project this month, either. So the paycheck won’t be notably larger.
If I get a bonus this year, that will help. But I want that sucker to go right into savings — minus taxes I automatically take out. I say “if” because I try not to count on it. But I have gotten one each year (Best Boss Ever, people!). That said, we hired more people last year, so that bonus was smaller than the year before. Still stupidly generous, mind you.
But it makes me nervous, and I’m watching the mail anxiously. Once I get the letter, I’ll know what I’m earning this year and can set out the yearly budget. And hopefully plump savings with another stupid-generous check. Which we need because: Tim’s teeth, HVAC unit, gap in masonry wall.
So there you have it. Nothing interesting, yet impressively stressful. If you need me, I’ll be under a blanket, clutching a stuffed animal.
How’s your holiday shopping coming? How’s your stress level for the holidays? Or finances in general?