Hey, remember how I talked about our needing to save up $10,000 for Tim’s teeth? Yeah, turns out the new dentures will cost $11,000, not the $5,000 I projected.
Meaning we need to save another $15,000 by December.
In case that wasn’t disheartening enough, it looks like some medical expenses are going to increase.
Tim’s skin treatment (not covered by insurance) needs to be changed up. It’s gotten significantly less effective.The costs will go up by at least 200%. It could be as much as 400%, but it’s more likely that it’ll be 200-300%.
That very nearly negates the overtime I picked up.
If the changes work, there are some avenues we can investigate to try to lower the cost. But there’s no guarantees that it will definitely be cheaper, and it will take months to look into it.
Don’t get me wrong: I don’t begrudge Tim the treatment. His entire body itches every second of the day. Anything that ameliorates that is worth it. But it just comes as the second part of a one-two punch.
And that right-left combo means we can’t have all of the money in time for the actual charge — even with a yearly bonus.
Oh, and did I mention that the toilet in the guest house broke? And it was a specialty size, so it cost $330.
I really didn’t miss this. The constantly thinking about money. I mean, I’m always thinking about money anyway. But for the past three or so years, it’s been annoyance about not putting away enough money.
Now it’s stress about how much we’ll still owe. And once it’s paid off, how the hell we can get ahead like I was hoping.
I had been dreaming of how, after this teeth debacle is over, we could use the extra money. We’d be able to max out a Roth and a SEP, put more on the mortgage and… whatever. Seems a lot less likely now.
I’m just disheartened overall: extra costs and less money. It doesn’t help that I’m weary. Yesterday was my last day of actual overtime, but there’s still the regular 40-hour week ahead of me.
Maybe I’ll feel better after a couple of days off.
Anyone else had a punch to the financial gut lately? Or give me some good new from your own life to cheer me up.