Well, I’ve scheduled the mortgage payment, paid the gargantuan credit card bill and set up all the transfers into our online accounts. So now it’s just a matter of how much we have left to put into savings.
It’ll be (drumroll please) $0!
That doesn’t sound good, but it very, very much is.
I spent the last few days sure that we’d have to plunder the savings account for at least $700. By comparison, $0 seems worthy of celebration.
Of course, this is all projected.
Between our health problems and impending trips, some unexpected expenses are sure to rear their ugly heads. Usually we can cover this with the general funds, but if need be I’ll take a couple hundred out of savings.
I should mention that the $0 into savings doesn’t include our sub-accounts. I still put:
- $105 into the Medicare account
- $50 into the emergency fund
- $92 into the saved savings account
- $27 into the dog fund
- $92 into the car insurance account
- $100 into the car fund
- $100 into the vacation fund
What I did skip is my fun money for this month. I’ve got a healthy balance in there right now, so I don’t need it. Plus, the money doesn’t seem so “fun” when it lowers the bank account.
So yeah, this month isn’t really great (or any) progress toward our goal, but it’s better than a step backward.
How is your financial month going?