Now that the oral surgery is over there’s an extra $13,721 on our credit card. There’s something about logging in and seeing a $16,615.55 balance that makes me queasy. And panicky.
Technically, we won’t have to pay the charge until the next statement’s due date: July 14th. That’s an awful long time to stare at that number.
I’ve been trying to reason my way out of the anxiety. I remind myself that we have the money to pay it off. I think about the rewards we’re getting. (This will put us up to around 84,000 points, or $1,050 in travel credit.) I tell myself that every day we don’t pay the card early is a day that we earn interest.
But after six days of this I’m tapping out.
Capital One 360 offers 0.75% interest, so transferring the money out now means we’re losing out on roughly $13.50 in interest. But I have enough stress in my life without adding more each time I check our bank accounts. (Which I do often these days to keep up with our Sapphire-card plan.)
As soon as the funds clear our Chase account, I’m making a $13,721 payment and taking a huge load off my mind. And stomach.
Of course, it’s not just about psychology. There’s a practical element too: The current balance leaves $3,484.45 in available credit on the card.
Now I doubt we’d have $3,484.46 in unexpected expenses before the next payment. But you never know. All in all, it makes sense to free up a bit more just in case.
Tim is no longer talking like he has a mouth full of marbles. Unfortunately, it still hurts for him to talk, so he’s having to begrudgingly take the Vicodin (he hates narcotics and not being able to drive).
We ran out of the heavy-duty Motrin prescribed, but I rummaged around in the bathroom closet and found a bottle of ibuprofen. Four tablets is equal to one of the prescribed pills, so he’s going to stick with that regimen another few days.
Meanwhile, his stomach is growling painfully while he subsists on yogurt, pudding, mashed potatoes and soft service ice cream. He nixed the pudding pop idea, saying the pressure of closing down on anything even remotely solid hurts. We have another 10ish days of this, so we really need to look into some protein shakes. Maybe we’ll get our act together this weekend.
I’ve sold a total of about 45 books, putting me $55.43 in the black. It’s not a lot, but it’s something. So thanks to everyone who bought one. If you enjoyed it, please consider leaving an Amazon review if you can spare a moment. You don’t have to buy it on Amazon to leave a review.
Despite the lassitude, I’m dipping a toe in the publicizing waters. I emailed three people yesterday — one of which actually has a decent chance of panning out. The other two were big names — Wil Wheaton and Dr. Oz — so I probably won’t hear back. But it never hurts to ask, right?
My goal is to send some emails to local news outlets this weekend, but we’ll see. I’m doing my best not to push too hard.
Have you guys ever turned down free money for better peace of mind? What are your Memorial Day plans?