A decision has been made. And it’s a good thing that I was originally indecisive.
I was sorely tempted to pay the whole balance. I mean, I was really close to doing it.
But I just kept circling back to the fact that we took $1,100 out of savings last month to cover various expenses. I really wanted to add more than just saved savings this month.
So I put off the decision. Then put it off again. And then I got an email from my CPA, saying my business taxes were done. And that I owed her $235.
D’oh! Totally forgot to account for the accountant.
I mean, I probably could’ve made it work even if I had paid the full statement balance. But it would’ve been tight. Very tight. Stress-inducingly tight.
Instead, I decided to pay half of the bill this month and half when it’s, ya know, actually due. This leaves me plenty of room to cut the $235 check and still have a bit of padding until my next check in mid-March.
And it means that I got to set up a $1,003 transfer into savings. Another $500ish will go in next month.
January and February were, at least, two banner months for saved savings.
As you may recall, I automatically put $140 in the saved savings account each month: $92 from cutting the cord, $30 saving with Ooma, $10 from a lowered Internet bill and… I dunno there was another few bucks from other things. I’ve had that same amount long enough that I kind of forget what it entails.
I also put in any rebates or referral bonuses from cash back sites. Usually, those are Mr. Rebates or Ebates, since those are the two sites I end up using the most. And last but not least, I saved some money using Amazon gift cards from Swagbucks, so those funds went in the account too.
All told, both months combined will be about $560, which is a lovely boost.
Then there’s the book money…
I’ve now sold more than 200 copies of Frugality for Depressives!
That’s probably small by most standards. Especially more successful self-published authors. Heck, I’m pretty sure Mom — who I walked through a bunch of the self-publishing process — is well past that point. But I don’t care. I feel like a champion.
My bare minimum hope was for 100 copies and/or $500 in sales. As of Saturday, I’ve sold 203 copies. As of the 28th, I’ll have received about $650 in profit. Another $140 will be paid out over the next two months.
Obviously, I don’t know how long the sales numbers will keep up, but for now I’m earning $40-60 a month. Again, probably not huge by most people’s reckoning, but I’m over the moon. Sometimes it’s good to have low expectations.
My hope is to actually get back to publicizing the book in the next few months. Maybe query a few podcasts (suggestions are welcome) and/or do guest posts for a couple of sites.
But right now I’m just trying to get through the next couple of months.
He’s seeing a dermatologist on Tuesday to get more prednisone. It’s a poor state of affairs when you look forward to a prednisone prescription. But the increased itching is making it even harder to sleep. He couldn’t sleep at all Friday night and only dozed fitfully a bit during the day. So we’re counting down the days til the prescription is in his hot little hand.
And it’s literally a hot hand because he kept a heat pack on his hands and wrists most of his waking hours this weekend. He’s using his mom’s old walker, and supporting so much of his weight that way is putting a lot of pressure on already-painful areas.
He has an appointment on the 7th at an orthopedist. It’ll be a pain in the ass because the only appointment the clinic had was at the location that’s 22 miles away. And the appointment is at 8:50 a.m. So I’ll have to get up an hour early to take care of emails. But we’re both eager to see how the heel-healing process is going.
He’s been resting his heel as much as possible by mainly lying down. Which causes all sorts of limb soreness (even in people without fibromyalgia) but at least it’s better for his foot. So that’s… something.