Not much to report here, I’m afraid. Certainly not any great news.
Today is the last day of our financial week, so we’ve just about made it. Unfortunately, that’s only because I’m ignoring a $50 Walgreens transaction.
Tim grinds his teeth in his sleep, and as of Friday night he’d officially ground through the night guards the denturist made for him. We’re calling the denture lab today to see what the denturist wants to do next. But in the meantime we had to get him a night guard asap to protect our investment in his dentures.
I got him the same one I use, since it’s relatively unobtrusive but does a good job. Unfortunately, it’s $15 more in-store than it is on Amazon, and by the time I discovered that, I was too antsy to allow two more days of nightly grinding. So I paid a cool $39.99 instead of a much more reasonable $24.99.
That and a couple other items we needed meant I paid $50.14 — something our weekly budget just couldn’t handle. Theoretically I could have just taken the hit and ended the week early. But this time I actually couldn’t.
We’ve had a few extra expenses, like yard work, that have made our bank account a little leaner than usual. As a result we’ve got almost nothing left until we get the rent check from Nadine. Alas, she forgot to give it to us before taking off on a four-day road trip with her niece.
It’s the first time in memory that she’s forgotten — and the first time in ages that we’ve needed the funds so much. She’s back now, so the check will get deposited today, and all will be well. But the point is that I didn’t have the luxury of ending the week early and transferring in more money.
The rent check will give us the buffer we need to last until my paycheck comes, which should be no later than the 13th, so we just need to be extra careful this coming week to ensure that we have the necessary funds.
Ugh, I hate it when end-of-the-month finances are this harrowing.
Unfortunately, this lean of an account means that there won’t be a buffer to plump up savings. Normally we have anywhere between $200 to $400 left over, which nicely pads what little is left from my paycheck after the basics are covered. This month, there won’t be any buffer.
That means we’ll be able to put a whopping $68 into savings this month.
Why so little? Well, toward the end of the month we had to get the car tires aligned, which is when the mechanic noticed that our engine mounts were going out. We trust the mechanic, plus it explained why our car was vibrating when it first started (and a bit while we were driving), so we forked over the $1,100 and tried not to whimper.
Up until that point it’d looked like we would have a relatively low credit card bill, and I was even envisioning a $1,000 deposit into savings. So that was a nasty reminder that we don’t have that good of luck these days.
Commiserate with me: What bad financial hits have you dealt with lately?