Why do I call this making money? Because you were going to buy these items anyway. You’ve probably even already budgeted for them. So you’re making money when you get the cash back.
With Swagbucks, you can cash out via PayPal. (See? Money!) Or do what we do to actually save money with rewards programs: Cash out for gift cards, and when you use those GCs, bank the money you would’ve spent.
Oh, and if you have the Chase Freedom credit card, you can get 10% back at Amazon, Diapers.com, Zappos and Audible! You may be able to stack that with cash back sites. (As long as you don’t have to click through a specific link on the Chase page. I haven’t checked this out yet.)
So why not make some moolah?
A few quick notes about some of these sites:
Swagbucks is offering triple cash back on select stores from November 26th through December 1st. It’ll also have some bonus features on its mobile app on Black Friday.
There will obviously be great deals on there, but you could also win $100 or $500. Every 25 SBs you get through the mobile app will get you an entry into a contest: 20 people will win $100 and one really lucky person will win $500.
Bloggers or people with lots of friends who shop online should make sure they’ve signed up with Mr. Rebates. You get an amount equal to 20% of any referrals’ rebate. You don’t even need to make any purchases of your own, and you can still cash out once you have $10 in your Available Rebates section.
Ebates is also a good idea for bloggers/popular people. Refer two friends and get $50, and three will net you $100. It just goes up from there.
TopCashBack is a newer one on me. I’ve used it a couple times successfully, but I’m a tad suspicious. It claims to give you 100% of its commissions, but that’s how cash back sites make money. Well, there’s a little advertising revenue but… Yeah. So it may just be doing this to attract a buyer or a lot of customers. Once that works, it’ll have to start having a real profit margin, and rates will drop.
That said, it has some stores the others don’t. For example, SeeYa (discounted GCs) which I used two days ago. And more cash back is more cash back. So it’s worth at least checking out.
And no matter which site you use, make sure you save your savings from any coupons you use!