Ahhhhh, a lack of company.
An unexpected house guest
A friend of ours needed a place to stay until Monday.
This friend is waiting on a disability hearing, so she’d spent about a year sharing half a bedroom at a friend’s house. Eventually, the host’s good graces wore out, and there was a gap between that and her mom securing an apartment for the two of them.
She came over Thursday afternoon, and she just left to go put her name on the lease. She was understandably excited/relieved. And much as we enjoyed seeing her, we were a bit relieved to see her go. Four days is about our limit.
Three’s a company/crowd
Don’t get me wrong, we like our friend, and hadn’t seen her in a few months. It was nice to catch up and chat.
But there were some wrinkles we hadn’t thought about.
For example, Pandora barked her head off at the gal’s boyfriend. Which meant we had to put her outside whenever he was around. Also, the gal came back at 1:30 Friday night and apparently thought nothing of letting her fella use the bathroom. Which means that a) Tim had to wait up until 1:30 a.m. to let her in and b) Pandora’s barking scared me awake for a bit.
Saturday night, with once again no indication when our guest would be back, Tim went to bed at 11. He’d barely slept for two days and simply couldn’t stay awake.
This meant that the gal had to sleep outside in her boyfriend’s car for a few hours. I figure that, if it’d been a real problem, she would have called to have us let her in. She didn’t, so I don’t feel bad.
I finally decided on an ACA insurance plan. It’ll be $494 a month, and the co-pays will be only a little more than I pay now.
Those co-pays apply even before I reach the deductible, so failing the need for surgery, our costs shouldn’t be much different from Medicare. Unless I have to go to the ER, which is $325 more than my current plan. But hey, maybe that’ll keep me vigilant about taking care of illnesses before they get serious.
And it turns out I can get dental coverage for $18 a month. I did a quick check with my dentist (who gives price breaks for people without coverage) and for a discount dental program. The insurance is a better deal, so I’ll be adding that on.
I’d assumed a $500 monthly premium, so it’s not too much worse than expected. Here’s hoping I don’t have any expensive surprises. But that’s my attitude every year so…
Glasses for everyone
Speaking of medical expenses, we’re all set on glasses. We ended up with three pairs: reading glasses and prescription sunglasses for Tim, plus a new pair for me.
Yes, I know clip-ons are cheaper than prescription sunglasses, but we’re vain and also I’m pretty sure we’d lose or break several throughout the course of a year.
I was just going to get my lenses replaced to keep costs down, but a sale on the clearance section meant it was actually cheaper to get a whole new pair. I’ll donate my current ones once I have the new ones.
In all, we spent about $425 on three pairs of glasses with polycarbonate lenses. Not a screamin’ deal, but not too bad overall. And moving forward we can just replace the lenses if either of us needs a new prescription.
Trapped in Glasses-land
Normally, I wouldn’t have bothered with polycarbonate lenses for myself. But I’m going to be wearing my glasses for at least three more months. Yay.
My left eye has gotten nominally better, but the optometrist was still concerned by just how much worse it was than last year (and my right eye). She thinks a few months off from lenses will probably help.
Here’s hoping she’s right. Partially because I’m concerned for my eyesight in general (and for work purposes specifically). But also because if I have to put up with glasses for three months, I’d better see some damn results.
Are you guys getting all your medical stuff taken care of before the end of the year? Anyone else had a friend descend on them unexpectedly?