Sorry for getting this up so late in the day. I keep hoping to get more organized — and back to three posts a week — but that just doesn’t look feasible in the foreseeable future. Maybe a lot more interesting stuff will start happening, which will give me post fodder. Hopefully, good interesting.
This month, as I said in my last post, was not a good month. I just finished crunching all the ooky numbers. While it wasn’t as bad as my projections, we did have to take $1,360 out of savings. Oh, the sting!
Next month I’ll get about $110 in Adsense and $125 in referral bonuses from a few sources,* so hopefully that will help us increase savings.Dare to dream.
In other news, I’m addressing envelopes for taxes today — finally remembered to buy some yesterday — and Tim will get the suckers in the mail by tomorrow. And I’m doing one last once-over before contacting my CPA to get my corporate taxes done.
I’m also almost done finding all the deductions for our personal taxes. It turns out you can deduct pregnancy tests, so I’m going to scour our Walgreens account history to find out how many we paid for this year.
At the moment, it looks like we could get as much as $2,000 back between state and federal tax returns, but no solid numbers yet.
On a less positive note… Healthcare.
I’m still fussing with insurance. I received an approval letter from Ambetter, but no card. I called the insurance marketplace to ask them to send the information again. Apparently, it’s still within the normal time frame to get everything dealt with.
Oh, and I somehow managed to click “Save” when reviewing my application on healthcare.gov. Which counts as a life change. Which means the information got submitted again on the 5th. Which means it could take even longer. Meanwhile, I’m running out of my prescriptions.
I have my subscriber ID, so I’ll call Ambetter with that and get my prescription information. If I can’t get coverage on that this month, I’ll be demanding that my first premium count for February. But I’m hoping it’s just a matter of a card that got lost in the mail.
Oh, and I’m not the only one worried about prescriptions.
Tim let me know that he’s almost out of his Cymbalta. Since I was on the laptop, I hopped on over to the mail-order pharmacy’s website and sent away for all three of his medications. (For about $400. Youch.)
We had a week’s worth, which should be plenty of time. But when I checked on the order status this morning… Well, he’s out of Cymbalta refills.
Caremark is reaching out to the prescriber, but she retired back in March. So we need to get in touch with his new medication management doc.
Except I can’t find the card for our next appointment. (It’s sometime this month.) And he either just moved offices or is about to. I think it’s the former, since only one doctor is mentioned on the office’s voicemail. But I left a message. Hopefully, they have forwarding information.
We’ll probably end up having to go to Tim’s PCP for a month’s worth. Then get a multi-month prescription when we see the med-management guy, then send that off to Caremark for future use.
But in the meantime, that means paying in-store pricing for a month’s supply of Cymbalta. It’s $100 for a single month, compared to $260 for three months’ worth. Not a huge difference, but every little bit helps.
Like people say, being sick is a full-time job. An expensive, expensive, full-time job.
Anyone else had medication or insurance hassles lately? Anyone else optimistic about a tax return?
*Lest you be too impressed: Both figures are from a full quarter’s worth of work. Still lovely, but I’m in no way making money hand over fist.