I should know better than to get cocky about our savings.
We had actually been about to put away some money this month, and I thought things were looking up. Not so much.
Water started coming out of the guest house’s A/C unit. The condensation was so bad that water was running down the walls and forming towel-necessitating puddles on the floor.
I called the A/C company we used, and they confirmed my fear: the mold was back. I guess that, despite their best efforts (and tons of disinfectant), they weren’t able to get all of the spores out the last time they cleaned it. And they took that sucker apart to get at everything. But it only takes one stray spore, right?
We had three options: We could have it cleaned again; we could replace the head (the inside portion of the mini split unit); or we could replace the whole thing with something that had microban technology, which apparently inhibits the growth of things like mold.
Just cleaning it would be incredibly labor intensive. They would have to take it almost completely apart to get at the mold-ridden parts, then they had to spray them off, then drown the things with disinfectant, then put it all back together again. Last time it ran around $1,000 (maybe $1,200). And who’s to say they’d get it all this time?
On the other end of the spectrum, a new unit would run $4,076 after tax and installation.
In the end, we went with the middle option. The company was able to find a new head for the unit and assured us that putting a simple $22 anti-microbial (or some such thing) pad by the drain — and replacing said pad once a year — would be enough to ward off any further mold infestations.
It was a relief to hear that we wouldn’t have to get a whole new HVAC system, but the cost was still a painful $2,592. That’s on top of the new door that was getting installed that day. It was $620 to get the door, have it installed and do one small project in the main house. It was a planned for expense, but forking over that much of our credit limit in one day… Well, it hurt.
All of this is in addition to the $540 new stove we got for the guest house earlier this month. So in all the guest house cost us about $3,700 this month. At least it’s tax deductible. Well, tax depreciable anyway.
The one piece of good news starts off with bad news. The front half of the roof,* which allegedly had up to another five years left in it, is kaput. We had a nasty windstorm a couple of weeks ago, and a few shingles were loosened/curled up, with a few more standing straight up. (So our house looks nice and classy for my party. Sigh.)
But the good news portion is that insurance was just (finally) out here and agreed to replace the whole front half of the roof. So we’re essentially getting a $2,200 discount on what should be a $3,300 project. Granted, this means about $1,100 is still leaving the bank account, but it’s a helluva lot better than $3,300 waving farewell.
Have you had any financial surprises lately?
*We replaced the back half when we moved in eight years ago.