As I recently mentioned, Black Friday is scarily close. To help with your shopping (and to maybe help you save some money for that shopping), I’ve decided to stage a giveaway of not one but two copies of Your Playbook For Tough Times: Living Large on Small Change, For The Short Term or the Long Haul.
Why two copies? One is for you and one will be a holiday gift. See: You’re saving money already!
The book is aimed at three groups of people:
- Those currently experiencing hardship
- Those anticipating tough times (e.g., family illness, impending layoffs)
- Those who want to “live lean to realize a dream” (entrepreneurship, early retirement, travel, et al.).
It’s full of advice on topics like getting your household on board with frugality, earning extra money, interrogating every purchase, finding free life insurance (no, seriously), and reducing the cost of food, clothing, utilities, insurance, vehicles, shelter, education and even pet ownership. It provides crisis links for those who need to find food banks, vision and dental care, utility assistance, help with housing and other short-term aid.
Nowhere does she suggest “Cut one latte per day!” or “Sell those pricey toys you bought when times were good!” No, this is real.
Save money another way
Although the book is full of frugal hacks, this is a great time of year to pay attention to the chapter called “Challenge Yourself to Save.” It contains more than 30 ways to find extra money in even the tightest of budgets. Point being: Use some of these tactics to start setting aside money for this year’s shopping, and continue them throughout the year so you can pay cash for the 2019 holiday.
Newer readers might not know that the book’s author, Donna Freedman, is my mom. So yep, I’m a little biased about the book’s value. But don’t take my word for it. Here’s what a few other money experts have to say:
“Unlike a lot of people writing about personal finance, Donna Freedman knows first-hand what it’s like to be broke. She knows how to survive tough times, to live well on less and to create a good life even when bad things happen. Donna imparts all this wisdom with empathy and compassion – along with the occasional kick in the butt. She’s also one of the funniest people you’ll ever have the pleasure of reading, so get started already!”
“Donna writes with a laser-sharp focus on strategies that will help you through tough times. Unlike most personal finance books, her money-saving tips aren’t meant to be cute; they’re real strategies based on tough times she’s successfully overcome in her own life. Donna’s advice can inspire hope if you feel that you’ve reached a personal or financial dead end.”
– Clark Howard, consumer expert and nationally syndicated radio host
“This is an essential manual for anyone aiming to live large on a small budget. Going through tough times? This book’s for you. Worried about tough times looming on the horizon? This book’s for you, too. This book is even for you if things aren’t tough but you’re curious about sensible ways to make your money last longer. One of a small number of books that has earned a permanent place on my reference shelf.”
– J.D. Roth, founder of Get Rich Slowly and author of Your Money: The Missing Manual
“The great thing about Your Playbook For Tough Times is that it’s not just advice to use when the going gets tough. It’s advice that, when followed, will keep you from experiencing tough times in the first place. This should be required reading for everyone, whether starting out or starting over.”
– Stacy Johnson, Money Talks News
“A clear, concise and complete guide that will help you change your life. As someone with more than 30 years in the financial planning and personal finance writing fields, I can attest that you won’t find a better step-by-step guide anywhere.”
– Gary Foreman, The Dollar Stretcher
Here’s how to enter
Incidentally, there were more testimonials from money nerds. I just didn’t want keep belaboring the obvious: This book can change your life, as well as the life of the relative or friend who gets the extra copy.
As Stacy Johnson said, it’s a good bet for those whether you’re starting out or starting over. For that reason the book would be a big help to those who’ve just graduated from college, gotten divorced, lost a job or undergone some other major life upheaval.
And if you and your family and friends are already frugal? I still think you’ll find something in the book that you’ve never read anywhere else. For example, that free life insurance thing (honest, it’s not a scam!) can be a real game-changer.
To enter, leave a comment below. The deadline is 6 p.m. PDT on Sunday, Oct. 28. If I don’t hear back from the winner within 24 hours, I’ll have the random number generator pull another name.
Note: Due to the high cost of international shipping, a winner outside the United States will receive an e-copy (PDF) of the book.