For example, one of the top suggestions is to ask for generics. I’m already on generics. In fact, some insurance companies won’t cover the name brand medication when a generic is available. So that tip doesn’t apply to a lot of people.
The other advice I’ve heard is to get your doctor to prescribe a dosage that’s double what you actually take, then split the pills in half. Voila: two months’ supply for the price of one.
Clever. But none of my medications have an option that’s double my dosage.
So you can imagine how disheartened I was to find out that my new insurance’s copays were pretty different from the $15 I was used to.
Now that I’m back on Medicare, my prescriptions are:
- $7.87 for generic Lamictal (yay!)
- $15 for generic Adderall (the same)
- $37 for generic Wellbutrin (boooooo)
- $90 for tretinoin, generic Abilify and clindamycin (gulp)
The saving grace is that two of the three $90 meds aren’t monthly ones. The clindamycin lasts me about 6 months, and the tretinoin only needs filling about four times a year. But $90 a pop is still quite a ding in the ole pocketbook.
So imagine my delight when I finally tried GoodRx.com!
I went to the site and typed in my prescription’s name. Then I was taken to a page where I chose the dosage and number of pills from drop-down menus. Once I did that, I was presented with a list of pharmacies and their prices for my prescriptions.
All I had to do was choose one and print out or show the coupon on my phone at the register. And just like that I get the discounted price.
So how good are the savings? Reeeaaal good.
As it turns out, I’ll get the tretinoin cream for $34.86, which means I’ll save $220 a year.
Even better, my generic Abilify is only $26.50 at Fry’s. That’s a savings of $762 a year! No wait, that deserves more exclamation points: !!!!!!
The clindamycin will be $43.39 for a savings of $93 a year.
GoodRx also showed me that I can get my generic Wellbutrin at Walmart for $24 instead of my $37 copay. That’s a difference of $156 a year, bringing my total saved to $1,231. More exclamation points: !!!!!!
But wait, there’s more!
GoodRx has a program called GoldRx ($5.99 a month) that offers lower rates on a number of medications. You get a 30-day free trial (no credit card required) so I signed up and immediately found savings. Even better: Swagbucks is currently offering up to 2,025 SB (about $20.25) to try GoodRx Gold. So be sure to click that before you sign up!
Under GoodRx Gold, my generic Abilify will drop down to $15.79, which more than pays for the membership. My generic Lamictal would only drop $0.47, but I may as well transfer it anyway just so that everything but the bupropion is in one place.
I exclude the bupropion because it’s still cheaper at Walmart even with GoodRx Gold. And for some reason the cost of the tretinoin and clindamycin would go up, so I’ll continue to use the regular coupon for those.
Still, paying $5.99 ($71.88 a year) will save me an additional $11.18 a month ($134.16 a year), for a net savings of another $62. Meaning that I’ll actually save $1,294 on my prescriptions in 2019.
Just to be clear: These are medications that my insurance actually covers. It just requires overly high copays. In other words, you don’t have to be without insurance to benefit from GoodRx. Unless you have a $15 (or less) copay, it’s probably worth your while to go on over and check out the site.
How do you save on your medication costs? Have you ever tried GoodRx.com?
PS. This post was not sponsored by GoodRx. This is a wholehearted but independent endorsement.