This is just a log of my spending designed to keep me more aware of my outlays and to see if I can pin down about how much I spend in an average week. It also serves as a peek into my life, so hopefully you enjoy!
Thursday: I woke up with a sore back, very glad that I had a massage the following day. The bad back meant I couldn’t work out, and work was very slow. So I twiddled my thumbs a lot (read: played around on Twitter and worked on the blog) in between emails.
After work, I had therapy with a $25 co-pay. Things are going well enough that we agreed I should start seeing him once every three weeks instead of every two. We may reduce it further, but time will tell.
I was down to one frozen meal, so I went to Frys and picked up some meals, some hummus, cucumbers (for the hummus) and some rainbow sherbet (because heat — and it was 109 degrees — makes me crave sherbet). I spent $21.22.
I got home, put away the groceries, ate the hummus and then created a lease for the tenant moving in on Saturday. I had to pay $15 for a month’s subscription to eForms to get the lease, but it was worth it because you just input names and dates into the fields, answer some questions and it fills out everything for you. That said, I’m hoping this tenant will work out and I won’t have to pay for any more leases in the coming year.
Total spent: $61.22
Friday: I had to run to Fry’s to get a prescription filled. It’s by far my cheapest medication at $7.87 a month.
My back was too sore to work out for the second day in a row (third day not working out at all) which made me a bit grumpy. But getting the $250 half-month’s rent from my tenant in the morning helped ease my crankiness.
The tenant came over and signed the lease right after I got off work, then I drove to my massage. The massage itself was covered by a Groupon I’d purchased previously, but I tipped $14. I did this out of my walking around money, so it didn’t come out of the weekly funds. But it means I’ll need to take $20 out of the bank again soon.
I had a last-minute date Friday night. It was at a place not too far from my house, and I knew I’d be drinking. So I Ubered there to the tune of $9.91 after tip. The guy bought the drinks, while I paid for the pool games (since I had brought some ones from my walking around money). He beat me two out of the three games, but I had a good time overall. But now I really need to take out some more walking around money.
Total spent: $31.78 ($17.78 out of weekly funds)
Saturday: I woke up late (9 a.m.) since I was up until 2 a.m. That’s not enough sleep — and I got poor sleep the prior two nights — but such is life. I planned to go to bed early to help compensate because my friend wanted to take out his boat on Sunday morning and I wanted to be peppy.
I putzed around, worked on the blog a little, updated my spending spreadsheet for the night before and tackled getting my finances in order.
I contributed to my Roth and SEP IRAs, which is always exciting for me (nerd!). I decided to wait on transferring money to Ally to my various accounts. I want to make sure the money for my quarterly taxes hits my account before I take anything out. Don’t want to bounce any checks, right?
Hulu’s charge comes automatically out of my account at $6.49 a month.
Then it was finally time for my color at the beauty school. Thank goodness, because those roots were getting pretty noticeable! I walked out feeling much better about my overall appearance for $50.
I got home and watched TV the rest of the night. I’m watching Outlander on Netflix since I read the book and it was pretty enjoyable if not the deepest material in the world. So far the TV show is proving to be the same.
Total spent: $56.49
Sunday: I woke up at 6:30. (Ugh!)
My friend with the boat had asked whether I had a cooler. I didn’t but figured it was something I ought to have anyway, so Sunday morning I ran to Walgreens and got a small Igloo cooler for $24.99. It was only $5 more than one of the insulated bags, so I decided it was worth the money.
(I had also checked Circle K about foam coolers as a cheaper option, but those were $11.99. If I ever went back out on the boat and supplied a cooler again, I’d have paid almost the same as buying the Igloo. So I bought the Igloo.)
At any rate, I also needed some batteries and I had to get a couple bottles of water for the boat. I had a $9 off $30 coupon on my Walgreens card. So the total was $27.22.
Problem: I only had $21.92 in the account. So I had to start a new financial week. That means I had yet another seven-day week, but I suppose that’s to be expected when two things (protein bars last week, haircut/color this week) take up almost 50% of your funds.
Anyway, I transferred more money in, then transferred out $27.22 plus the $9 saved savings.
The lake was great fun, but we hadn’t packed any food (there wasn’t room in the cooler anyway), so we ate at the restaurant there. The prices weren’t too bad, but the meal was still expensive because I paid for my friend.
First of all, months ago he paid for one of my meals when a restaurant’s credit card machine was down, and I’d never gotten the chance to reciprocate. Secondly, he paid the park entrance fee plus for gas for the boat, which couldn’t have been cheap.
So I felt it was only fair that I cover his meal. Unfortunately, when I made the offer I’d forgotten that he’d also ordered a drink too, making the meal pricier. The bill was $46 after tip. So much for keeping “eating out” under $50 this month because even an order of fries at trivia will put me over that. Oh well.
Total spent: $82.22
Monday: I did nothing of interest (other than work, which isn’t terribly interesting) during the day.
At 6 p.m. I left for trivia. It didn’t go well. After coming in first the last three weeks, we didn’t even place in the top three this time. But hey, you can’t win all the time.
Three of us split a cheese plate at trivia, so I forked over my last three bucks of walking around money for my portion of the bill.
After trivia, a friend wanted to go out since it was his night off. I picked up $40 of walking around money while out with him and spent $20 of it. We were out pretty late but had fun.
Total spent: $43 ($40 out of weekly funds)
Tuesday: I begrudgingly dragged myself out of bed after just five hours of sleep. I had only myself to blame, so I tried not to grumble too much. Too much.
I was also still sore from some of the swimming I did at the lake, which didn’t help my overall disposition. At least my mild sunburn wasn’t sore too. That was something.
The tenant had found mold in the guest house under the kitchen sink, so today was the day that I had the bottom of the cupboard under the sink ripped out and replaced. It was $220 plus $28.69 for materials.
This was also the day that GoodRX Gold charged to my card for $5.99
After I was done work for the day, I had a date to get to. First, I filled up the car for $32.69 for the gas. I also put $1.10 into saved savings because I saved $0.10 a gallon through my grocery store’s rewards program.
Unfortunately, the date cancelled on me. Even more unfortunately, I didn’t see the message until I’d already gotten ready and driven out to the meet spot. I was tired, hungry and irritable, so on my way home I picked up some takeout for $8.91.
Total spent: $297.38 ($48.69 out of weekly funds)
Wednesday: I did a load of laundry, so I transferred $2.50 into the Washer/Dryer fund. Later that day I had some personal beauty services done, which were $40 after tip.
On the way home, I was hungry and couldn’t face my frozen meals. So I picked up more takeout. Has anyone seen my willpower? I swear I had it around here somewhere.
Total spent: $51.41
Seven-day total: $623.50 ($357.81 out of weekly funds)
Ugh, definitely need to cut down on the spending! Partially, this was just a confluence of expenses. But even so, it’s certainly not one that I want to repeat in the near future. Or at all. So I’ll be working on my spending.