While I try to figure out my post-divorce finances, I’m determining whether I should stick to a weekly budget or switch to a monthly, categorized one. To that end, I’m documenting my spending to see how much I spend most weeks. This will help me decide whether a weekly plan is still feasible and, if so, how much I should keep out for the week.
Thursday: Pandora’s Banfield plan hit the card. (She may no longer be my dog, but we agreed I’d cover her for one year while Tim figured out his finances and what he can/can’t afford.) I transferred $36.95 out of the account — leaving me with $26.25 for the next two days. Fun.
But it was my fault for spending so much when I went out boating. Also it was just generally a good reminder to keep my spending better in check in general, and for the coming week.
I didn’t spend any money beyond transferring money out for Banfield.
Total spent: $36.95
Friday: I found out there was going to be a house party on Saturday. If I wanted to Uber there (so that I could drink) I’d need to make Friday a no-spend day.
So I worked, worked out and then watched the (very short) final season of Girlfriend’s Guide to Divorce. I went to bed at a dull, dull 9 p.m. But since I had to work the weekend, it was the smart play. Besides, sadly I had nothing better to do.
Total spent: $0
Saturday: I got up and cleared out the email queue and… It was 9 a.m. The party wasn’t until 7 p.m., so clearly it was going to be a long day.
I worked on the blog some, and I ran out to Fry’s to get more juice as a mixer for the party. I had most of a bottle left, but people keep helping themselves to it, meaning I wasn’t sure whether I had enough. (And it’s a good thing I got more because I did indeed need the second bottle.)
The juice was $1.89, leaving me enough money for an Uber both to and from the party. But I actually ended up getting a ride home from a friend. So I spent just $10.20 on Uber.
I spent $5 of my walking around money to pitch in for pizza at the party. I’m a sucker for pizza in general, but once I’m been drinking all eating self-control goes out the window. This time I even remembered to bring pepper flakes from home to spice up the cheese pizza. Yes, I stuffed a couple of packets of pepper flakes in my very limited pocket space. I’m odd.
Total spent: $17.09 ($12.09 out of weekly funds)
Sunday: I woke up to very few emails. It was going to be another loooong day.
I started a new financial week, and I realized I was almost out of a few things. So I got groceries at Fry’s for $27.01. I also picked up a pair of reading glasses (and, since I was there, ginger snaps) at the Dollar Tree and spent $2.09.
I had to go to CVS to pick up a prescription, and the last time I’d been there I saw some $4.99 L.A. Color mini lipstick collections that were mighty tempting (nude lips, rose lips).
I really only have about three or four colors that I like; so I’m constantly tempted to try to find more staple lipstick hues. Furthering the temptation, I had a 20% off coupon (for the entire order) and, more importantly, $10 in CVS gift cards that Mom had sent me from My Coke Rewards.
So I decided to splurge. The money “saved” on the lipsticks didn’t go into saved savings because I almost certainly wouldn’t have gotten them if I’d had to fork over actual money. But the 20% off coupon did save me $1.74 on a two-pack of dental floss (goodness, but floss got expensive!), so that went into the saved savings account.
Total spent: $51.45
Monday: I decided to go to a movie after work. The free popcorn vouchers my mom sent me (along with free tickets) from My Coke Rewards were expiring soon, and I wanted to get at least a couple of them used. So I went to see MIB International. (Fun enough, but something I’d have been completely satisfied watching on Netflix.)
I would have seen the movie on $5 Tuesday if I’d had to pay, so that plus $8 for popcorn went into the saved savings account.
My friend had his day off and wanted to hang out again. Late. I did so against my better judgment and we went for drinks. We started late, and were out until 1 a.m. Due to a misunderstanding with the waitress, my drink was put on his tab, and he just paid it. I tipped a couple of bucks out of my walking around money.
Total spent: $15 ($13 out of weekly funds)
Tuesday: I dragged myself out of bed. It was painful. I’ve got to stop hanging out with said friend so late.
I laid back down for a bit after clearing out the email queue — I love how flexible my job is! — and tried to get some more rest to compensate because I had trivia that evening. And just generally felt like hell.
Unfortunately, trivia ended up getting cancelled because not enough people could make it. So I stayed home. A friend convinced me to try Tinder, and that was interesting.
I dinked around on there for a couple of hours, made a date for the following night and then went to bed. But not before texting a friend to tell her the first name of the guy plus when and where I’d be meeting him. Just in case. Gotta love the precautions women have to take in this day and age.
Total spent: $0
Wednesday: The daytime was quiet. Just the usual work, working out and working on the blog. At 8 p.m. I met up with the guy for drinks and a bite to eat. He was fun, and we both laughed quite a bit. So we agreed we should have a second date. He paid for my drink and meal.
Total spent: $0
Seven-day total: $120.49 ($113.49 out of weekly funds)
Now that’s more like it! Quite a relief after the last few weeks of heinous spending.