These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. So I transfer money out of the main account into the secondary one as charges accrue. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
It was quiet during the day. I worked and (begrudgingly) worked out. I’m glad I did it, but my knee started to hurt a little at the end. I think I’ll take tomorrow off of exercising.
After work, I went to therapy ($25 copay). I then hit CVS for a few things ($20.37). I saved $3 with Extrabucks and $1.13 with a 25% off coupon, so $4.13 went into saved savings. All of this meant that I had to start a new financial week, but at least the last one lasted eight days.
After CVS, I was right by a fast food place that I had a free birthday dinner for. So I had a buffalo chicken sandwich for free. After that, I came home and ordered a fan from Target. My bedroom is increasingly stuffy, and something’s gotta give. So I spent $32.75 (after tax) on a fan.
Total spent: $82.25
I ran out to the store to pick up some food and liquor for game night. I was running low on Skyy vodka, which I keep around for game nights, and Smirnoff vodka, which I keep for my friend’s house parties (since strangers help themselves to it, grrr). In other words, I like to keep the better stuff for my friends and the mediocre stuff for strangers.
Skyy vodka was on sale for $19.99 for a 1.75L bottle, and I downloaded a $4 off coupon from the Fry’s website. Smirnoff vodka was also on sale ($8.99) and had a buy two, save $4 offer. In addition, I had a $2 coupon (which applied both times, woot!). And Ibotta had a $2 rebate on Smirnoff. So I ended up paying just $7.98 for two fifth bottles of Smirnoff vodka — enough for three to four house parties (again, since people help themselves grumble grumble).
I also got some cheese and crackers, tortilla chips and a couple of frozen meals. The total was $48.85, though $25.97 of that was the liquor.
Game night was fun. I got to try out my mom’s birthday present to me: copper mugs for Moscow mules. They were a big hit.
Total spent: $48.85
I went to breakfast with a guy I’m seeing (the one who’s the ex-plumber, for those of you keeping score at home). I paid since he bought the last meal. It was $27.42 after tip. Cracker Barrel’s prices went up! (Well, that and he ordered OJ. That’s always expensive at restaurants.)
I went back home and sank into a food coma. I must’ve really needed the sleep because I dozed from about 10 a.m. until just after 1 p.m. Yikes!
I got up and read a bit, then worked out. Then I went outside and grabbed up the weeds in the front yard that’ve gotten a bit out of control height-wise. They were just concentrated in four spots in the yard, but they were dense and it was 101 degrees. So I was dripping sweat by the time I came in. But at least I saved $60 in yard work fees.
I mopped off my face and then went to Home Depot to return a light socket that didn’t work. (It was supposed to make the outside light a motion sensing light. Turns out it’s for indoor use only.) Then I had keys made for the petsitter ($11.98).
I then came home and collapsed for a while and just read until bedtime.
Total spent: $39.40
I went to bed early the previous night, so I woke up at 7:30 having gotten a tremendous amount of sleep. Not sure why I’m so tired lately, but in the past I found out the hard way that it’s best to just respect my body’s demands.
I got up and started trying on clothes to decide what to take to FinCon. Once I figured that out, I got out my suitcase and started packing.
A few of the shirts I wanted to wear were dirty, so I started a laundry load and put $2.50 into the Washer/Dryer fund.
I realized I was going to run out of one of my prescription creams while at FinCon, so I got that refilled and picked it up at Fry’s. Thanks to GoodRx, it was $48.80 instead of the $95 copay through my insurance.
It’d been a week or two since I picked up any hummus, so I grabbed some of that and some cucumbers while I was there. The hummus was $1 off (so $4.49), meaning that $1 went into saved savings.
Total spent: $56.79
This was an exceptionally quiet day. I didn’t even leave the house, which means I spent $0. Woot! After this expensive last few days, I needed a break from big (or any) outlays.
Instead, I just worked, worked out and then watched GLOW on Netflix. I’m truly loving Marc Maron in this show!
Total spent $0
I worked and worked out. After work, I picked up my Wellbutrin from CVS ($37) and some takeout from my favorite restaurant ($9.34).
The ex-plumber came over for a bit, and we watched Netflix for a while. He was hungry and, for some reason (remember, I had takeout three hours prior) so was I. We went to a gyro place where I finally tried schwarma. Delicious! He paid.
Total spent: $46.34
Today was a busy day by my standards. I had a doctor’s appointment at 11:30, then he sent me for bloodwork. Right after that, I went to CVS and dropped off a prescription.
I came home, caught up on emails and worked out. Right after work, I went to get my lip wax ($12) and picked up my prescription ($15) on the way home. It meant I had to start a new financial week.
Then came trivia. Despite eating my (admittedly small) dinner, I was pretty hungry and ended up ordering two happy hour appetizers. After tip, that came to $15.64.
It was raining when I came out of trivia with a ton of lightning. The light rain turned into pouring rain as I got close to my house. On the exit ramp, the puddles were so bad that on two different occasions I had to stop the car after my windshield got utterly splashed by cars in the other lanes. Luckily no one was behind me.
The frontage road leading to my street was essentially one big puddle. And when I got out of the car, it was like stepping into a shower.
Hooray for Arizona’s monsoon season?
Luckily, most of the lightning was heat lightning, so there wasn’t much thunder to keep me awake. I passed out pretty much as soon as I got into bed.
Total spent: $42.64
Total spent for the week: $316.27
A pricey week, but $100.87 of it alone was prescriptions, so I don’t feel too bad. But it was a six-day financial week, which I don’t love. The first one since Tim and I split up, but still…
Next week I’ll be in DC, which should lessen my spending as I won’t be buying any household items and most of our activities will be free. There will be the cost of meals, but we’re going to keep food in the room and breakfast is provided each morning, which should lessen the financial pain.