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These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I still had about $45 in the account, meaning that under normal circumstances I could’ve lasted another day or two, stretching the week out. But I had the yard guy coming ($60) and my beauty service ($40), so I had to start a new financial week. At least I lasted seven days this time. Better than I did the last two financial weeks.
I found out that PETCO gift cards were 23% off at Gift Card Bin, and there was a 3% off promo code. So I picked up $187ish worth of GCs for $137.37. It’s a big investment, but I’ll definitely be spending it on cat food in the future. Plus it gets me a little closer to my $5,000 spending threshold for the Marriott Bonvoy Boundless card’s special 100,000-point bonus.
Not much else happened today of note. I worked and worked on the blog. Took the day off working out because I believe in having two rest days each week. So I came back after my beauty service and just watched TV (well, Netflix) all night.
Around 8 p.m. I was seized with a massive desire for Thai food. So I went out and got some to the tune of $11.96 after tip. Not ideal, since I just had takeout yesterday. But cravings can be a pain, and my willpower seems non-existent these days.
Total spent: $249.33 ($111.96 out of weekly funds)
I got in touch with Revanche over at A Gai Shan Life. She’s collecting donations that she’ll use to buy for Lakota families out on a reservation in South Dakota. (If you want to read about her previous efforts, check out this post’s “Giving” section.)
If you’re interested, you can PayPal her some money at admin [at] agaishanlife.com. Make sure you choose Send As Gift so that no fees are taken out. Even $25 will help a lot, folks.
I donated $55. Why $55? I wanted to put it on the Bonvoy card (creeping up toward that $5,000 minimum spend!), and you can’t give a gift with a credit card. So I tacked on $5 to cover fees.
Charitable donations are money set aside outside of weekly spending, so the money didn’t come out of the weekly funds.
Other than that, I did just about nothing other than work, work out and work on the blog. I chatted with Mom on the phone for half an hour. But after work I just sat around watching Van Helsing on Netflix (finally on Season 3!) and checking Twitter.
Total spent: $55 ($0 out of weekly funds)
I knew when I woke up that today was going to be spendy. I needed to get batteries — the ones in my Roku remote died — and ball-of-feet insoles (for the heels I was wearing with my Marilyn costume). I also needed to put gas in the car.
Finally, I needed to go to Fry’s for two things for that night’s party: Halloween-themed cookies (the party was a potluck, the food was supposed to be themed, and I don’t cook) and white grape juice (so it wouldn’t show on the white dress if I spilled.
I used a 40% off coupon CVS emailed me. (Seriously, get on their email list if you have one in your area. I get a 40% off coupon around every two to three weeks.) And I used $4 in rewards at Walgreens.
So I paid $6.18 for the insoles (with another $3.80 going to saved savings), $10.11 for the batteries ($4 to saved savings), $31.41 for the gas ($1.10 to saved savings thanks to grocery fuel points) and $10.98 at Fry’s. Ouch.
Darryl came over and we headed to the party. It was fun, if a lot quieter than the guy’s normal parties. Maybe 15 people showed up instead of the 30+ that usually do. Still, the Marilyn outfit was a big hit.
Oh, and per your guys’ request:
Alas, the insoles did practically nothing. My feet are going to kill me next Saturday during the bar crawl.
Darryl and I left the party around 11:30, crashing at my place.
Total spent: $67.58
I woke up bleary-eyed at 7 a.m., got up and answered emails. Then lay back down for a while. Darryl took off around 8:30. I got back up to say goodbye, checked on the emails again, then took what turned out to be a very restorative nap.
Around 10 a.m. I threw some chicken in the slow cooker. I still had half a square of cheese left over from the buffalo chicken dip from last week. I decided to make Mexican chicken to use it up.
It’s a relatively simple recipe. You cut up cooked chicken and throw it in a pan with a cup of salsa, a cup of water and half a packet of taco seasoning plus a can of beans (and corn if you so desire). Serve over rice.
So nothing to onerous and therefore in my wheelhouse.
At 11:30, I went to Best Buy to get a replacement remote for my Roku Stick because the new batteries hadn’t revived the dead one. An employee assured me that the remote I was looking at would work with the Roku stick (many universal remotes won’t). So I bought it.
Then was back 40 minutes later to return it, when it turned out not, in fact, to work with the Roku stick.
But by then I’d found out that I didn’t need a replacement remote anyway. The new batteries ended up being no good (as I discovered when trying to use them in the universal remote). I grabbed two more, and the Roku remote was back to working like a charm. Expense averted!
Beyond that, it was a quiet day. I paid a few bills for blood draws I’d had done ($10 and $9.63) and for imaging ($10 and $125).
The $125 is too much to take out of the weekly funds but the $29.63 did come out of there.
Darryl invited me over to watch a movie, so I headed there one I was done with work. I stayed til about 10 p.m., so I didn’t get to bed until about 10:45, meaning I didn’t quite get eight hours’ sleep.
Total spent: $154.63 ($29.63 out of weekly funds)
I worked and did some work on the blog. I was tired from the previous two days of not-quite-enough sleep, so I didn’t work out.
As it turns out, I got more lipstick on the Marilyn dress when I was taking it off on Saturday. I was out of hairspray (which as I explained here is one way to get lipstick off fabric) so I ran to Walgreens to get some more. I also picked up some Febreeze because I was nearly out. I paid $13.56 for two Febreezes and the hairspray.
I had therapy after work ($25 copay). We discussed my not feeling rich a bit, among a few other things. It was a helpful session.
I came home and watched TV until it was time for bed.
Total spent: $38.56
Not much happened today. I worked and worked on the blog. Also, I got back into my workout routine after two days off. It was made extra unpleasant by being the day I use dumbbells through about 2/3 of the (aerobics) workout. Ugh. But I survived, as is evidenced by the fact that I’m typing this.
I left for 7 p.m. trivia around 6 p.m. so I could hit the restaurant’s happy hour. I ordered a pizza, which is $2 off during happy hour. But we also used a gift card from a previous win to order a dish, which went on my tab. The GC covered it, but it meant I had to tip on a higher initial amount. So after tip, it was $14.81.
Alas, we didn’t do well this time, bombing a lot of the second half. I ended up guessing two of the answers correctly — pure wild stabs but they turned out to be right — but I didn’t volunteer them because the other folks seemed so sure of their answer. Lesson learned. Still, it was nice to get out.
Total spent: $14.81
It was a quiet morning.
I was going to a rooftop bingo MeetUp event where costumes were encouraged, so I picked up some fishnet stockings for a French maid outfit I have. I didn’t want to wear the Marilyn dress and risk getting more makeup on it. As it was, I had two lipstick stains from Saturday — thankfully on the inside of the dress — that didn’t come out with the new hairspray I got. (I ran out of the original stuff and it’d have been $20 to replace it.) So, French maid it was. The stockings were $6.94.
While I was out, I picked up some white thread for $1.61. I noticed a pull in the halter’s stitching for the Marilyn dress after I initially wore it. I guess it’s because I have to keep the halter’s so tightly tied. (Damn you, gravity!) At any rate, it got worse after Saturday’s wear. I want to do a few quick (clumsy but passable) stitches before this coming Saturday’s bar crawl.
In the afternoon I had my lip wax. I prepaid for a package, but I still take $12 out of my weekly funds to sort of way to pay back the credit card. I tipped $3 out of my walking around money.
I went to rooftop bingo in the French maid outfit, which I got a couple of compliments on. (Plus Twitter was very supportive.)
Bingo was fun. Though I didn’t personally win, three different people from our group did. Out of about 12 people, that’s pretty impressive!
I got a quesadilla while I was there for $7.52 after tip.
Total spent: $31.08 ($28.08 out of weekly funds)
Total spent: $610.99 ($290.62 out of weekly funds)
An expensive week to be sure. The $125 imaging bill, $137.37 gift card, the $60 yardwork and $55 Lakota gifts contribution were the main culprits here at $347 all together.
Thank goodness I’m done buying Halloween-related stuff. Well, except for the bar tab when we go out on Saturday. Which I’m sure will be heinous, especially with an Uber ride each way during peak times, so it probably won’t come out of weekly funds.