These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
Still getting used to the idea that I’m really not seeing Darryl anymore. Don’t get me wrong — I’ll distract myself with cute guys soon enough, but for the moment it does hurt a little. So I mainly lay down in between emails and rested and felt a little sorry for myself.
The reverse osmosis system was still having issues — the stream going at full force for a moment, then slowing down to a trickle — so I had to have the plumbers back out. Turns out something needed replacing, but the good news is that they only charged me for parts. I guess they threw in the labor because a) it was a quick fix and b) they missed the problem the day before. So I only paid $64.60. I don’t take home repair out of weekly funds.
I finally had a bit of an appetite after three days of disinterest, so I went and got some takeout ($9.34).
I played racquetball with my friend Kevin that evening. He has a membership that can get a friend in at any time (and all of the racquetball equipment for two), so we’re going to try playing once a week.
Total spent: $73.94 ($9.34 out of weekly funds)
I got terrible sleep Thursday night, so I spent a lot of Friday lying down trying to rest. My friend Leila was having the trivia team over for a game/White Elephant night for the holidays, and I wanted to make sure I had the energy to enjoy myself.
I ran a few errands in the afternoon. I spent $1 at Dollar Tree, $13.30 for a couple four-packs of ginger beer at BevMo, $22.51 on groceries (including some snacks for game night) and $63.52 on medication at the pharmacy.
The cost of the medication meant that I had to start a new financial week. The last one only lasted seven days again, so let’s hope this next week is a bit calmer.
I then came home exhausted and rested while watching Season 3 of Outlander. At 7:15 I headed over to Leila’s house. I was planning on drinking, so I Ubered there. She lives very close, so it was $6.67.
The group played a game which I was thoroughly terrible at but had fun with nonetheless. Then we did the white elephant exchange.
I ended up with a snarky, anti-affirmation daily calendar for 2020. (As an Amazon affiliate, I get a small commission for orders placed through my links.) It looks delightful.
The party broke up around 11:30. I crashed into bed exhausted pretty much as soon as I got home.
Total spent: $107
I woke up at 9:30 feeling a bit better. But still not as peppy as I would’ve liked. (“Peppy” being a relative term when you have chronic fatigue. Point being, I still felt a bit wearier than normal.)
So I skipped my workout. Again. Eesh, it’s going to suck when I start back up.
Instead, I spent the day watching TV and eating dollar store ginger snaps and generally resting up for the evening.
At 7 p.m. I headed over to my friend Kevin’s house for a party. I stayed there for two hours and then had to head out to Tempe, where a friend was hosting ugly sweater karaoke with his other MeetUp group. He’d invited those of us from the trivia group along, and since he always comes out to Phoenix, it seemed to rude to beg off due to the distance (about 25 miles).
So I went.
It was fun enough, but I couldn’t drink anything since I drove. So it was cheap but also being at a karaoke-ing bar while neither drinking nor karaoke-ing was… Well, it wasn’t a raucous good time. And I didn’t see any guys I wanted to flirt with so I was a bit disappointed there.
I stayed as late as I could while still being safe to drive home. I crashed into bed at 12:30 a.m.
Total spent: $0
And woke up at 12:30 p.m. Eep! I guess I really needed the rest after a week of bad sleep. (Stupid breakup drama and hurt feelings.)
I got up and messaged a friend who’d wanted to meet up today. Unfortunately, she had a cold, so we agreed we’d just see each other at a MeetUp event on Tuesday.
Instead, I worked on the blog and messaged the guy from Wednesday to see what his schedule was and if he wanted to hang out. He was running errands but said he’d let me know when he was done.
I ran out to CVS to use a 40% off coupon. I was almost out of my moisturizer, so I got one of those for $13.36 after coupon and tax. I saved $8.20, which went into saved savings.
Then I went to the dollar store to get two bottles of bleach ($2.17) and to Fry’s where I got some hummus, cucumbers, Whoppers and a book of stamps ($16.56).
I got back on Tinder and spent the evening chatting with cute guys. There are worse ways to spend a Sunday.
Total spent: $26.93
Ugh. I got bad sleep Sunday night. (This is becoming an unwelcome habit.) So I was exhausted and of course work was pretty busy. How dare customers make me earn my wages?!
The Hulu charge hit my account ($6.49).
I spent the day lying down as much as time allowed. But I still didn’t feel great, so it’s probably a blessing that my friend cancelled on me for racquetball. He hurt his toe the last time we played, and it was still too sore to wear his workout shoes.
So I sat around watching Stumptown, — which is fabulous — and chatting on Tinder. I set up a date for Thursday and one for Saturday.
Total spent: $6.49
I got up and the email program was being buggy, so I spent about 45 minutes restarting, then shutting down my computer and waiting. Finally, I called my boss and left a message. Of course 15 minutes later, the program started working again.
I took a quick break at 12:30 p.m. to mail my mom’s Christmas gift and to pick up something for the White Elephant Rooftop Bingo I was going to that night. I went to Ross hoping to find something weird and small. Last year, there were some things like toilet golf sets for $4.95.
Alas, this year there were only $9.99 items. So I got a drinking dart game. Three words that should never go together. I paid $10.85 after tax.
I came home and wrapped it and set up a date for Friday. With a 38 year old. And my Saturday date is with a 37 year old. Look at me being all age appropriate! (But if trivia doesn’t happen Wednesday, I’m going out with a 23 year old ex-Marine, so don’t count me out yet.)
I went to bingo and nearly froze my derriere off because I’m now an Arizona wimp and 50 degree weather is freezing for me. Still, it was fun — even if I was one of literally only three or four people who didn’t win anything (out of about 40) — and I greatly enjoyed the quesadilla I ordered ($7.52 after tip).
Total spent: $18.37
My group agreed that trivia would happen, so I scheduled my date with the 23 year old for Monday. I also was chatting with a pretty hot 27 year old (seriously ripped — I’m constantly surprised by how few seriously fit men seem to mind a few extra pounds on their women). Alas, it’s going to wait until after the holidays because I’m booked until Christmas. (I have a MeetUp event Christmas Eve.)
Of course, the law of Tinder says that 1-2 of my dates just won’t happen, so I told him I’d let him know if my plans fell through, being vague about the fact that those plans are other dates, of course.
I worked and worked on the blog in the morning. My friend told me at bingo the night before that she’d be giving me my gift when we saw each other on Christmas Eve.
The fact that we were getting each other gifts was news to me. It’s probably a small token gift that she’s getting everyone (she did this during her last vacation) but it still means I need to get her something. Sigh.
I went online and found a good gift for her on Amazon: a troll doll with a shirt that reads “Bingo.” It’s a running joke (but sad reality) that she never wins at rooftop bingo. In the two years she’s been coming, she’s won exactly once. And everyone knows that troll dolls are the universal symbol for bingo luck (the host even wears a jacket covered in them, which you can hug for luck — and she always does) so… I paid $11.94 after tax. So it could’ve been worse.
I got pizza and cinnamon sticks for lunch because cravings were strong. Also because I feel like I’m fighting off a cold and figure my body probably shouldn’t be on too restricted of calories for that fight. But mainly that first bit. It was $17.82 after tip. Definitely not something I can do routinely.
After work, I got some beauty services done for $40.
Trivia unfortunately got cancelled as one person wasn’t feeling well and another was too busy getting things done before her flight home for the holidays. I messaged a couple of guys on Tinder but they weren’t available last minute. So I rested instead.
And went and got snacks. I spent $6 at Walgreens for some mint M&Ms, then $11.74 at Fry’s for popcorn, Whoppers, hummus, cucumbers and grapes.
Total spent: $87.50 (ouch!)
Total: $354.50 ($289.90 out of weekly funds)
Overall, the week could’ve been worse, but it still was relatively spendy thanks to things like $63 in medications. And, of course, all that snacking on Wednesday didn’t help. Here’s hoping I can rein things in next week!