These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I woke up feeling significantly better. I still have a cough and my throat was a little sore. But compared to the day before I felt pretty hale and hearty. I guess that’s the only good thing about a hangover? You feel amazing once it’s gone!
I decided that I was well enough to go on dates that weekend. Hooray! But that meant that I need to get back on my diet asap because I’m definitely at the top of my weight comfort zone. And ya gotta feel sexy/confident when you go out on dates, right?
I tidied up the house, which had gotten pretty messy while I was sick. I threw my germ-ridden sheets in the laundry ($3.50 to the Washer/Dryer fund).
I paid my utility bill, adding a little for the low-income assistance program to round it up to $50 even.
After work, I watched TV and played around Tinder, which is how I ended up with a date for 8:45 p.m. (ugh such a late start!). The bar wasn’t too far from me, so I took a Lyft there and back ($14.32). It was a good date. The guy actually had a brain in his head, which was a nice change of pace from a lot of the 20-somethings I’d been talking to (this guy is 32). I’d definitely see him again. (Side note: Unfortunately, this guy turned out to be the late-night mansplainer.)
Total spent: $64.32
So. Tired. I got maybe four hours of sleep the night before, so I lay back down in between emails. I only managed another hour and a half of sleep combined over my multiple trips back to bed.
I honestly wasn’t sure whether I’d be up for another date tonight buuuut Friday and Saturday are prime Tinder time so I figured I’d at least give it the old college try.
Aaaand nothing came of it. So I watched the Hulu series Four Weddings and a Funeral. Which, incidentally, has zero to do with the movie except a cameo by Andy McDowell. So not really sure where they got that. But it was cute nonetheless.
Total spent: $0
I was utterly indolent. I was going to clean the house a bit and work on the blog. I did neither. I did force myself to go to the grocery store, but only because I was completely out of frozen meals for dinner.
As for my diet, at the grocery store I put back the box of Whoppers I’d picked up but kept the popcorn so… It’s a process, I guess? For the record, later I deeply regretted putting back the Whoppers. But survived. I spent $28.70 total.
The Netflix charge hit the card ($14.11).
Yet another day where I failed to set up a single Tinder date for the night, though I did set one up for Sunday. With a 26 year old.
So when the guy from Thursday messaged to see what I was up to after 10 p.m., I decided to stay up. He came over for a bit, which means I didn’t get to bed until after 1:30. Not doing that again.
Total spent: $42.81
The dude I was supposed to see unmatched me over night.
Due to being up so late the night before, I didn’t wake up until 10:30 a.m. then stayed in bed for a bit messaging with three guys: the one I was seeing Monday, a guy I’m trying to get out of his shell enough to meet (he has social anxiety but seems sweet) and a new player, a 26 year old British pilot. Who, alas, is leaving town Monday and was busy Sunday. We agreed he’d message me when he’s back in town. So we’ll see if that happens. (Note: It did not. Damn you, fickle/immediacy-ridden Tinder!)
I ran the Roomba and cleaned the litter box and ran a Swiffer cloth over the worst of the dust. The shower stall will just have to wait til next week because… Ugh.
Nothing else happened. No date. Still.
I had a line on a guy I think was interested in meeting that night, but I then agreed to a call with another guy. Which was a mistake. He was an idiot. Click here for more details.
By the time I got off the phone, the other guy wasn’t responding. Siiiiigh.
On the bright side, this means I spent no money today.
Total spent: $0
I worked and didn’t do much else until after I was done that.
I went to therapy ($25 copay) where we discussed how the Darryl situation highlighted the importance of heeding red flags for any future exclusive relationships I get in.
Then I raced home, touched up my makeup a tad, realized I lost my lipstick in the bathroom of the plaza my therapy is in (I have a replacement, but now I need to go get another backup because I seriously love the color) and then took a Lyft to my date.
My Lyft ride there was cheap (there was a special) at $6.16 after tip. I got there aaaand… Wasn’t attracted to him. Sigh. The date lasted about an hour. He insisted on driving me home (gently and politely, not in a creepy way). So I didn’t have to pay for a ride back home.
And I already checked with my therapist. He has no clue if there’s a lost and found for the plaza. So off to Walgreens I’ll go this week to get another lipstick. Argh.
Total spent: $31.16
I did exactly nothing all day. Except chat/flirt with a guy on Tinder.
My original date cancelled (or, rather, asked for a rain check but same result) 90 minutes before the date was supposed to take place, but I was able to get the guy I was chatting/flirting with — whom I was much more interested in — to meet me at a bar last minute. Which didn’t pan out. (Click those earlier links for more info on that.)
I spent $6.19 to get to the bar and $11 on drinks. (He covered pool, and by-the-hour tables aren’t cheap. So I bought my own drinks.)
Total spent: $17.19
I had just over $6 left in the main account, and I knew I’d need to take a Lyft to my date that night. So I went ahead and transferred in more money. Still, this means that the last financial “week” stretched nine days. Not bad!
My date the night before had run until midnight, so I only got about six hours’ sleep. Meaning I had to lie back down for a bit in the early afternoon. I got up feeling nearly human (if still a little short on sleep).
Nothing in the house sounded good food-wise, so after work I got takeout ($9.34). I’ve utterly busted the budget in this category, but most of that was during the cold when I needed a real amount of calories (as opposed to my diet levels) and also was just generally craving fatty food for some reason. So not likely to be repeated in the near future, I suppose.
I killed some time until my date, then took a Lyft over ($9.52). I still hadn’t gotten any walking around money from the bank, which means I rented a table. That bit of laziness on my part cost me dearly: $12.64 instead of maybe $4 in quarters. Argh.
I took a Lyft back for $10.16. By far my most expensive Tinder date yet. And it wasn’t even that great.
Total spent: $41.66
Total spent: $197.14
Wow a pretty low-spend week. The two no-spend days were obviously a big boost. It’s worth noting that $79.99 was spent on dates and $50 on a utility bill, so my general spending was pretty darn low. Go me! Let’s see if I have similar luck next week.
How did your guys’ week go spending-wise? (Or, heck, date-wise?)