These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I felt just as bad (or worse) than I did on Christmas. The cold meds made me woozy, but without them my throat was killing me. So I just tried to form coherent sentences to customers as best I could through the wooziness and then laid down whenever possible.
The plumbers came at 11 a.m. to fix yet another issue with the guest house. The drain pipe had come undone — something they’d fixed just a few months ago. So the call would’ve been free under warranty, but according to the tenant the drain was also running slowly. The plumber said the issue was something that wouldn’t be fixed with Drano, so I had to pay them to get that done. They ended up replacing the piping below the sink.
The visit cost $134.
I did nothing after I finished work. Well, other than feel relieved that I no longer had to communicate with anyone and could just watch The Magicians and feel sorry for myself.
I went to bed at 7 p.m.
Total spent: $134 ($0 out of weekly funds)
Once again, I spent most of the day getting up, answering emails, then lying back down and trying to doze. I was feeling marginally better — nose no longer stuffy or runny — but I’d developed a cough. I hate when colds settle into my chest because those take forever to go away, so I had my fingers crossed that it was a short-term issue.
I felt awful and wanted some comfort food so I got a small white pizza and some cinnamon sticks from the nearby pizza place ($17.82 after tip). I’m going to bust the takeout budget this month, but I just don’t care right now.
I watched some more of The Magicians and went to bed at 8 p.m.
Total spent: $17.82
I woke up feeling a lot better but the cough was a bit worse. On the other hand it was more productive. Which… Ewww. But probably also a good thing.
I needed a new wall calendar. (Yes, I know I have my phone’s calendar but I can’t just look at that at a glance the way I can a wall calendar.) So I picked up an Ann Taintor one — love her stuff!– for $8.13.
I decided to go to the thrift store to see if I could find a cute top for the New Years Eve party I was determined to be well enough to go to. I did find three tops, but nothing for New Year’s — two were casual and one could work but I’d like something a tad fancier for the occasion. Everything was 50% off, so I spent $8.
After that, I came home and watched TV and went to bed at 8:30 p.m.
Total spent: $16.13
Cough still gross. And I made the mistake of stepping on the scale. Eep! I’m up about six pounds. The holiday/cold eating plus lack of exercising due to bad sleep then being sick… Well, it’s caught up with me. Time to get back to serious dieting and (once I’m well) back to working out diligently.
Work kept me busy for the first four hours straight, which is unusual. Once things calmed down, I worked on the blog.
Besides that, I just watched TV and rested.
My monthly massage charge (charged automatically) hit my credit card ($50).
Total spent: $50
Cough worse and sore throat is back. In retrospect, it was probably a bad idea to go back to a restricted calorie regimen while trying to fight a cold. But that scale number… I’ll just suck it up and eat more today. (Oh, what a tough life I have!)
I ran to CVS to get a couple of things and pick up my prescription summary for the year so that I can do a financial retrospective of 2019. I used a 30% off coupon for the items, so I paid $10.39 with $4.11 going into saved savings.
I got gas for $31.21. And to stock up on calories (because apparently the cold is demanding it) I got pizza. And cinnamon sticks. Cinnamon is good against colds, right? Right? Anyway, I paid $18.32.
I did a little work on the blog and took a one-hour nap which helped a bit. Then I lay in bed watching TV, trying to give my body as much energy toward fighting the cold as possible.
Except when I went and picked up Thai food ($11.96) that evening. I figure maybe I can burn out the germs!
Total spent: $75.99
Cough slightly better. Sore throat gone. Party, here I come!
I decided I might want to wear the shirt I got at the thrift store after all, so I needed to wash it. Also, at different points this week I dripped tomato on my PJs and icing on my sweatshirt. A delicate eater, I ain’t. Point being, it was time for laundry ($3.50 into the Washer/Dryer fund).
Turns out I had to go to CVS again today to pick up a medication which, infuriatingly, is going for a $0 copay to an $80ish one in the new year. Thankfully, it’s filled for three months at a time. And it’s significantly cheaper via GoodRx, so I’ll go that route in 2020.
Then I went to Frys to pick up my prescription summary from there (again, for the year-in-financial-review post) and some juice for the party tonight. I got a couple other things and spent $8.26 with $0.99 going to saved savings.
I Ubered to the New Year’s Eve party for $7.98 and home again for $18.94. It was a great time, with probably 50 people going in and out throughout the night. I came home at 2:30 a.m. and passed out.
Total spent: $39.67
And woke up sick as a dog. I felt fine when I went to bed, but I must’ve majorly dehydrated overnight from all of the alcohol. Because I woke up to work (6:45 a.m. whee) and felt awful.
My stomach spent the morning hitting the eject button on any and all liquid I took in. (Nothing like regurgitating red Powerade for a startling morning.) I tried to eat some crackers I had sitting around for such emergencies, but they’d gone stale and tasted awful, thereby not helping my stomach issues.
I lay down in between emails, but was freezing despite being under the covers while in a hoodie and flannel PJ pants. I needed to sleep but couldn’t because my stomach hurt so much and I was so cold.
I eventually had a good, self-pitying cry, which apparently tuckered me out enough to doze for an hour or so. I woke up feeling better and was able to (cautiously) sip water and keep it down.
Around the time I got off work, I was able to keep down some popcorn. (The next-lightest thing I had after the crackers.) And I eventually felt well enough to go get some pizza and cinnamon sticks ($18.32). My takeout budget is utterly blown this month, but I was too exhausted and hungry to care.
I laid in bed watching Killing Eve and called it an early night at 8:30 p.m.
Total spent: $18.32
Total spent: $351.93 ($217.93 out of weekly funds)
A relatively affordable week! I guess being too sick to do much but feel sorry for myself/order pizza is good for the budget. Pizza calories notwithstanding.