These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
Wow, I did nothing this day.
Well, I worked, worked out and worked on the blog some creating a new Tinder post.
Other than that… I chatted with friends via text, took a nap and tried not to go stir crazy. The only point of interest, really, was that I stuck to my diet. Oh, and I didn’t spend anything.
Also, since TV wasn’t holding my attention for some reason, I got what I think are some pretty clever tweets/tweet-replies over the course of the night.
If you’re on Twitter and not following me, please consider changing that. I’m funny once in a while, I swear! Plus you’ll get real-time Tinder updates.
The only good thing about a day at home is that I spent nothing.
Total spent: $0
I worked and worked out, then had a massage after work (ahhhhh). The charge already hit the credit card last month, so the only money spent was $15 of my walking around money as a tip.
I also picked up some juice for a mixer for the party that was happening that night. Unfortunately, the store brand was sold out, so I had to pay for name brand ($1 more, ugh). I also got $20 more out for walking around money for a total of $23.49.
I came home, watched an episode of The Chilling Adventures of Sabrina on Netflix and then got ready for the party. I took an Uber there. I’m trying to exclusively take Lyft now due to the accusations of female Uber employees in the past. But Lyft was going to be $3 more expensive for some unknown reason. Presumably driver availability? Anyway, it meant I took Uber. The ride plus tip was $9.67.
I had fun chatting with friends at the party, and I of course regaled people with tales of Tinder horrors. There was a cute guy there who I talked with for a while, discussing dating ridiculousness. He left before I could say anything, so I messaged him on the MeetUp app and suggested we grab a drink and trade more war stories.
Today was my diet cheat day. I’d saved it up all week because I knew that when I was drunk, pizza would sound too tempting to pass up. So I spent $5 to chip in.
A friend was kind enough to drive me home, saving me money. Hooray!
Total spent: $53.16 ($33.16 out of weekly funds)
I woke up far too early (7:30 a.m.), but luckily I was able to drift back to sleep until about 9 a.m. The dude from the party last night messaged back, so it looks like we’ll try to get together soon. Though Mom comes into town in a few days so it may have to wait til later in the month.
I also messaged Sunday’s date to see if he wanted to switch to Saturday night, since my evening freed up unexpectedly. Then I just killed time until my hair appointment at the beauty school that afternoon ($55 for a cut and color).
I got home and watched the finale of The Good Place. No, YOU cried throughout it! God I’m going to miss those characters.
Then I started Zoey’s Extraordinary Playlist which looks promising. Incidentally, seven hours after I sent the text to Sunday’s date, it was still unread. Who’s away from their phone for that long?! I could only surmise that was the sign of a seriously disturbed mind.
At any rate, it was clear that we weren’t going to meet up that night, so I settled in to a long evening of just watching TV and playing on Twitter.
Total spent: $55
My date that night didn’t start until 8:30 p.m. Ugh.
Why so late? He had a Superbowl party to be at. And we couldn’t reschedule for Monday because he was busy. Mom came into town on Tuesday so… Sunday at 8:30 p.m. Whee.
Anyway, the morning started off well with my waking up late (9:30 a.m.). I worked on the blog a bit, talked to Mom on the phone for almost two hours, worked out and… Still had four and a half hours to go before I could start getting ready for my date.
I played on Twitter and watched some TV and generally tried not to go crazy waiting.
When the time (finally) came, I took a Lyft to the bar ($10.20 after tip). During the date, the guy let slip how much he makes for a living. Not much, especially at this time a year (he cleans pools). So yeah, I bought the second round of drinks ($9.50 after tip).
He gave me a lift home, so that saved me the return fare, which would’ve been more than $9.50. So I guess it all worked out.
Total spent: $19.70
It was a pretty quiet morning and afternoon. I work on the blog and work out.
I also washed the comforter on the guest bed ($3.50 to the washer/dryer fund). It was so riddled with cat hair that it overwhelmed the lint screen. So I still had to go over both the front and back, picking off small balls of cat hair. I really need to start using the Furminator more. (As an Amazon affiliate, I make a small commission for orders through my link.)
I had a therapy appointment once I was done my workday. We discussed my dating situation and a bit about setting good boundaries/choosing good guys (even for casual stuff). The copay was $25.
Then I came home and chilled out until one of my fellas came over. This is a guy I’d seen a couple of times before Darryl and I went exclusive. We hung out for a bit, then he had to go help a friend move some furniture. (He’s a much better friend than I am!).
I called it an early night at 9 p.m. I wanted to make sure I was all caught up on emails before picking Mom up from the airport the next morning.
Total spent: $28.50
I woke up to a message from Mom that her plane was delayed. She ended up getting to Seattle mere minutes before her connecting flight took off, so she had to wait for a new flight. She ended up getting one that came in two hours later than the original one. So it could’ve been much worse.
It was a rest day from exercise (hooray!) which was lovely because Monday I used the video that incorporates dumbbells for 2/3 of the 42-minute workout. It was the first time since I restarted exercise that I used both 5-lb dumbbells and 5-lb ankle weights.
In short, on Tuesday my legs and abs were not happy with me. My energy level overall wasn’t great, actually, which was bad when it came time to pick up Mom. But I made it.
The charge for my peanut butter subscription hit my card. No need to reread that last sentence. I do, in fact, have peanut butter delivered to me every few months.
For some reason, Adam’s peanut butter isn’t sold down here in Phoenix, and after Adam’s regular peanut butter just tastes sugary. So I order six jars at a time for $28.75. Pricey, but since I eat two servings a day every day when I’m actually sticking to my diet… Well, I’d better get what I like, eh?
I was almost out of gas so I put $30 in the tank, then picked Mom up from the airport and then we lounged around all night recuperating — her from an overnight flight, me from the recent activity.
Total spent: $58.75
Senior day at Fry’s! So Mom put the groceries on her Kroger loyalty card and got 10% off Kroger brands. There were a few coupons added too for a total saved savings of $15.41 and an actual grocery bill of $41.35.
I rested up for the rest of the day since I had a date that night. I figured I’d a) hopefully have some fun and b) get out of Mom’s hair so she could get a little work done.
The date went pretty well. He’s 39, and it was weird going out with someone age appropriate for a change. We had fun chatting, but there are a couple potential sticking points too long to get into here. Not sure if he’ll even ask for a second date. If he does, I’d probably give it one more shot; but we’ll see.
I drove to the date, so no Lyft expense, but I did spend $6.93 after tip for a cider.
Total spent: $278.80 ($258.80 out of weekly funds)
Not the cheapest week ever, but I still came in under my goal of $280 out of weekly funds — and that’s even with a bunch of groceries with Mom. So not bad overall.
How did your financial week go?