This posts contains referral links. I will be compensated for sign-ups or purchases through those links.
These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I woke up and caught up on emails. There were a pretty small amount, which makes me nervous. I need to be needed at my job! Hopefully, this was just a blip.
Mom did a load of laundry, so $3.50 went into the Washer/Dryer fund.
It was a very quiet day at work, so I chatted with friends — one of whom gave me a video tour of his garden that he’s been working so hard on. It was pretty impressive.
I worked out at 1 p.m., then just killed time after that.
I had therapy at 3:30 p.m. We talked about how I’m mourning the loss of my normal life and what coping mechanisms I’m putting in place — and what I’m doing to prepare for when Mom eventually has to go back to her own life.
Since it’s a tele-session, insurance has apparently decided that I don’t have a copay. So no money out of weekly funds for that. Hooray!
I watched TV with my mom til a little before 9 p.m., then set my alarm to go off early so I’d be caught up on work early enough to be at the psychiatrist’s office right as they opened.
Total spent: $3.50
I don’t like waking up at 6 a.m., as it turns out. But I did it anyway because mental health.
I went to see a psychiatrist, which didn’t work out. More on that in a future post. Suffice it to say, I came home very frustrated.
I caught up on emails and then just killed time answering the (very) occasional email that came in and finalized the fact that my friends and I were doing a virtual game night that evening.
At 11 a.m., Mom and I headed out for groceries. We stopped at Dollar Tree ($14.43), BevMo (two four-packs of ginger beer for $14.33) and Fry’s ($55.99 with $4.37 in saved savings). A pricey day overall, but it’s not like I’m running around town these days. In fact, my last financial week’s funds stretched to 10 days. Woot!
We got home, I caught back up on emails, and I ate some of the goodies we bought. I was pretty decent this week about keeping junk food to a relative minimum: two boxes (not bags) of candy and one carton of sherbet. Yes, sadly these days for me that’s showing some restraint.
After work, I bought a party pack for Jackbox games app for that evening’s festivities. I had iTunes/App Store credit from some e-gift cards Mom gave me for Christmas, so it didn’t cost me anything. Thus $24.99 went into saved savings.
The virtual game night was a lot of fun. It was great to see my friends’ faces, even if I got a tiny bit choked up at first to see everyone again. We chatted for a while, then played for about two and a half hours. We used two of my pack’s games and two games from a pack someone else bought.
We broke up the “party” around 11:30 p.m. and I was in bed by midnight.
Total spent: $114.11 owwwwwwwwww
The cat woke me up around 5:30 a.m. or 6 a.m. (didn’t have the heart to check) crying for food. But after feeding her I was able to fall back asleep until 8 a.m. at least.
Mom started cleaning the guest room at noon. I joined her, and we cleaned up my filing cabinet. I got rid of older tax returns. (Don’t worry, I kept the last 7 years’ worth.) I found a bunch of useless documents. I also found some that I need to mail to Tim that are about his disability hearings.
It took us two hours to go through both my personal documents (bottom drawer) and business documents (top drawer). I’m paranoid, so I kept all of my S-corp’s returns even though they date back to 2010. Still, at least I organized everything by year and generally got it all squared away.
I sat down and we watched Brooklyn 99’s latest episode. Then I worked on the blog, while Mom worked on her own projects. I got a disk usage warning from my host, so I’m going through posts to see what’s worth keeping and what is inconsequential and can be deleted. If it’s still not enough, I guess I’ll have to upgrade to the next tier plan.
But I have 75 — yes SEVENTY FIVE — pages of posts to get through. And some of the older ones need subheds and/or reformatting. So it’s going to take forever.
After a couple of hours, we took a break (which ended up being for the rest of the day) and watched Schitt’s Creek. I was asleep by 10:30 p.m.
Total spent: $0
Since I went to bed relatively early, I woke up at 7 a.m. On my day off. Lovely.
So I cleaned both bathrooms’ sinks and mirrors, one toilet and the shower stall (my least favorite chore — so. much. surface area). Then I did a light dusting and waited for Mom to wake up before running the Roomba.
After that, I sat back down to work on old blog posts again.
I told mom that, now that my CarePass Extrabux were in my account, I should see whether sunscreen shipped for free. I’m using my last bottle and like to have one in abeyance.
But Mom found a two-pack on Amazon for the price of one at CVS, so she used Amazon gift cards (thanks Swagbucks!) to pay for them. So $13.49 went into my saved savings account.
I then used the CarePass Extrabux (plus $1 in Extrabux) I randomly had in my account, to buy some contact lens solution online. It was BOGO50, so I paid a total of $8.41 for about $27 worth of eye solution (after tax). All in all I saved $17.24, which also went into saved savings.
I spent some time going over old posts, but I had to stop after a couple of pages (about 40 posts) because I needed a break. A lot of them need formatting or subheds, and there’s only so much I can do in one sitting.
I got into a group chat with my trivia team for about 45 minutes around 12:30 p.m., then I worked out.
After that Mom was busy with her own projects, so I watched I’m Not Okay With This on Netflix. That was an incredibly short season one (seven 20-minute episodes), so I still had time to start Living With Yourself because I love Paul Rudd. But frankly I was losing interest after the first couple of episodes.
Mom and I both felt punk, so we retired to our rooms around 8. I took a shower and chatted with friends a little bit, but I was asleep around 9 p.m.
Total spent: $39.14
I woke up around 6:20 a.m. I guess I’d gotten enough sleep. Also, my room felt kind of stuffy, even with the ceiling fan. I may need to pull out the floor fan too.
I worked, worked on a new blog post and worked out. Then after work, Mom and I went to CVS to drop off a prescription.
Mom ended up finding a pack of toilet paper. We have enough at home, but it was also literally the first time I’ve seen a pack (as opposed to individual rolls for $1 each) in around seven weeks. So we agreed that it wouldn’t hurt to buy it.
I had $4 worth of CVS gift cards, so I paid $7.49 and $4 went into saved savings.
We came home, and I started watching Justified. It’s a pretty fun show!
I was asleep by 10 p.m.
Total spent: $11.49
Was it really only Tuesday? Gah.
I inexplicably woke up at 6 a.m. I got up and started work a little early. But I also discovered my site was down. Fun.
I contacted the host, and they figured out the problem. Which involved me logging into GoDaddy (which involved me resetting my password, ugh) and changing my name servers. But at least the site was up and running again!
Mom has been trying to walk in the mornings before it gets too hot. It’s a exercise rest day for me, so I joined her in order to still have a little activity in my day.
When we got home, I called and made an appointment for Josie’s semi-annual exam. I’d put it off two months to see how the COVID-19 danger would play out, but since there’s no real end in sight, I shouldn’t put it off any longer.
After work, we went to CVS to pick up my prescription. I had gotten $5 in Extrabux the day before, so I picked up an extra deodorant for $2.16 with $5 going into saved savings.
Did I need the dodorant? No. But it’ll get used eventually, and if I waited any longer, I’d have forgotten to use the Extrabux before they expired.
We came home, and I watched more Justified while Mom worked on her own stuff.
I’m down to one pair of crew socks, and I need those to work out. Otherwise, the ankle weights’ buckles dig into my skin. In addition, the ankle socks I got last year turned out to have hot pink lettering that shows when I wear shorts and my skechers. So I bought two packs of socks — one crew, one ankle — for a total of $31.47.
I went to bed around 9:30 p.m.
Total spent: $53.63
I woke up at 3 a.m. At 3:30 a.m., I gave up and did a little work. At 4:30 a.m. I finally fell back to sleep.
I woke back up at 6:20 a.m. (ugh) and got up at 6:30 a.m. Catching up on work only took about 20 minutes, so then I worked on the blog a little and got ready to take Josie to her appointment.
Unfortunately, Josie discovered the poor integrity of Velcro portion of the carrier and became an escape artist. We did wrangle her back in, but Mom had to come with me in the car to make sure Josie didn’t get out while I was driving.
We got back, and I caught up on work and did I bit of blogging. I was very tired but couldn’t shut my brain off to sleep. So it was going to be a fun day.
I skipped working out because I was too exhausted. Instead, I scrolled Twitter and answered the few emails that came in.
After work we picked up Josie. The exam and dental cleaning are covered under my Banfield plan, but I did pay $14.44 for them to trim her nails.
Normally, we go to the grocery store on Fridays, but they had strawberries for 99 cents. The last time this happened, all the good ones were gone by Friday. So we went grocery shopping two days early. We got four cartons of strawberries (because I practically inhale them) and some corn, plus stocked up on Diet Coke for Mom, got eggs and a few other things. The total was $41.16.
We had the corn for dinner, and it was lovely. I had corn, strawberries and then some rainbow sherbet. A nice, refreshing meal!
I was still fatigued from not-enough sleep, so I called it a night at 8:30 p.m. and was asleep by 9:15 p.m.
Total spent: $55.60
Total spent this week: $277.47
A relatively high-spend weekend, but that’s to be expected, I suppose, when it includes two grocery trips totaling more than $97. And it’s not like I buy $30 worth of socks every week either. Still, it’s annoying to be spending so much when everyone else’s spending seems to be so much lower than usual.
How was everyone else’s week?