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These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
It was already 75 degrees at 7 a.m., but I kept the front and back doors open (both have screens to keep the cat in) to get a little fresh, cooler air in the house. But by 9 a.m. it was 82 degrees and I had to shut them again.
Mom woke up a little late and decided not to take a walk as it was already 84 degrees. Instead, she started a laundry, so $3.50 went into my washer/dryer fund.
My stimulus check finally hit my account. So I finally got to spend it!
I got a $200 credit to the place where I get massages. Another $100 went to Petsmart Charities. I was struggling to decide which shelter to donate to, then my friend who works for Petsmart Charities told me about various projects they’re doing (including working with Meals on Wheels to provide pet food, trying to help people who were affected by the shutdown keep their pets, etc.). So I decided to let them put the money to its best use. Another $400 went to Feeding America and $400 to a local shelter. Turns out the latter will get me a tax credit, so that’s pretty cool.
This leaves $100 for a local takeout joint. I’ll buy a gift card the next time I go.
The rest of the day passed unremarkably. I worked, worked on the blog and worked out. I’m off at 3 p.m., so I watched Justified into the nighttime. Violent show but well-written and some great dialogue.
I fell asleep around 10 p.m.
Total spent: $1,103.50 ($3.50 out of weekly funds)
TGIF, right? That is, when we can all remember what day it is.
I woke up, worked and worked on the blog. I set up the spending diary to publish the following morning and even scheduled the social media links to post for it.
Then I just sat around killing time and answering emails until it was 1 p.m. and I had to work out. Barely made it through, but I managed. Adjusting to these 5-lb ankle weights is proving harder than I remember.
I still had to buy the $100 gift card to the local restaurant with the last of my stimulus, so after work I placed an order for that plus a meal for Mom and myself ($18.68) and did curbside pickup and tipped $2.
Then I came home and watched Justified with Mom. I called it a night around 9:30 p.m. and was asleep by 10 p.m.
Total spent $120.68 ($18.68 out of weekly funds)
I woke up at 6:30 a.m. for no apparent reason. My sleep had been a little uneven/broken this past week, so I’d been hoping I’d sleep in and fix any deficit. But I guess this is what I get for going to sleep at a reasonable hour the night before. Sigh.
I got up and opened the doors to let some cool air again. I had to close them by 8 a.m. Welcome to Phoenix summers.
At 10 a.m. I ran out to get my prescriptions. This week has been terrible for the whole “Stay at Home” order. I’ll just have to do better next week. The prescriptions were $18.18 and $75.87. The latter is too large to come out of weekly funds, so I only transferred out $18.18.
While we were there, Mom wanted to get more milk and some more of the corn we had enjoyed so much on Wednesday. I picked up a few other things too, so the total was $18.06 with $0.83 in saved savings.
When we got back, we tackled the garage. It’s bulk trash pickup day soon, so we hauled out a bunch of stuff, including a broken chair, a small side table I wasn’t able to rehab the way I thought I could and the ugly, partially broken blinds from before we revamped the guest house.
We also found more things to give away on LetGo. And some more that I can sell, but obviously I’m going to avoid unnecessary in-person interaction for at least a little while longer.
We found some old size 16-18 clothes I’d been keeping in abeyance just in case I start gaining weight again. In the last five or six years I haven’t gone above a size 12, so we decided it was probably safe to donate them (once thrift stores open back up). Even though they were clean, we worried they might smell a little dusty, so Mom washed them. It was two loads of laundry, meaning I put $7 into the Washer/Dryer fund.
After the garage was done and a bit better organized, we took a short break, then Mom started decluttering the three (stuffed full) drawers below the silverware drawer. We found a ton of old cords and other things to take to Best Buy to be recycled once it reopens that program: old flip phones, landline phone bases (???), and a bunch of odds and ends I didn’t even recognize.
Once that was finally done, Mom made some corn, and we watched a little Justified before my video chat/happy hour with my trivia group.
That went on from 6:30 p.m. til about 9 p.m. Mom and I then watched a little Justified while I satsfied my drunk munchies. I was asleep around 11:30 p.m.
Total spent: $119.94 ($44.07 out of weekly funds)
I woke up at 7:40 a.m. Guess my body has decided not to sleep in. (For any new folks, I have chronic fatigue, so I need a minimum of eight hours’ sleep. Hence, eight hours and 10 minutes not counting as “sleeping in.”) Oh well.
I got up and did some work on the blog, including making an image for Monday’s post and scheduling the piece to go up.
At 1 p.m. I worked out, and other than that and the blogging, I was determined to have an utterly leisurely day.
So I did nothing else for the rest of the day. Mom made chicken and mashed potatoes, and we watched Justified. Then we rented Jumanji: The Next Level on Amazon since neither of us had gotten around to seeing it in the theater. It wasn’t a spectacular movie, of course, but it was a lot of fun. Mom used Amazon credit from Swagbucks, so the rental was free.
I fell asleep around 9:30 p.m.
Total spent: $0
I woke up about half an hour before my alarm. I can’t tell if my body’s just getting enough sleep or if the earlier sunshine is affecting me. I might have to buy a blackout panel curtain to find out.
I skipped working on the blog other than updating the spending diary. A friend was in crisis about her relationship, so I spent about 90 minutes messaging back and forth with her (in between emails) about whether her complaints and concerns were justified — they very much were — and where she/they should go from here.
It was an interesting conversation. I’m concerned about her, of course, because I want her to be happy. But it’s not an abusive relationship, so no one can tell her what the right answer is. Except maybe a couples counselor.
I worked out at 1 p.m. I whined right up until it started. And yeah, a bit during. Pretty much the whole time, actually. But I did it, and that’s what counts.
I caught up on work and then just killed some time while Mom worked on her own stuff. Then she made corn on the cob with the last of the corn. Turns out Josie is very interested in corn. I don’t know if it’s the smell of the butter or what, but she’s right in your face the whole time you eat corn. She’ll try to bite and drag off a cob if you put it down around her. Entertaining stuff — or maybe it’s just entertaining compared to a pandemic. Then again I was always easily amused in general.
Mom and I watched the last two episodes of the season for Zoey’s Extraordinary Playlist. So good, but I may or may not have cried my way through most of the finale. (I did.)
Then we watched Justified and made the pandemic official by starting a puzzle.
Wow, I’d forgotten how tough those are. I keep remembering a tweet outraged at the retail price of puzzles that ended with, “Bitch, you’re a broken picture!” Don’t know why but that just keeps making me snicker.
I called it a night around 9:30 and was asleep around 10 p.m.
Total spent: $0
I woke up and caught up on emails. Then just sort of sat around playing on social media and answering as the very occasional email came in. I love how cushy my job is but sometimes this means that it’s incredibly boring.
Mom took a walk while it was still cool then settled in to do some contract work and her freelance stuff. I worked on the blog in the late morning and messaged a friend’s significant other to see whether a present I had planned would go over well. The friend is a huge dachshund fan, and I found dachshund lights for her patio — or, I guess, somewhere in her house. (As an Amazon affiliate, I receive compensation for any purchases made through the link.)
The significant other agreed it would be a good gift, so I bought that for $18.45. Always nice to get an affordable gift you think they’ll really like!
I did a combination of answering emails, chatting with a friend and playing on social media until it was time to work out. Which I did grumblingly.
After work, I ate the meal Mom had made and watched a couple of episodes of Nancy Drew on the CW app to see if I liked it. Meh. Probably would only watch if I really ran out of other things.
Then Mom finished her work, and we watched more Justified and worked on the puzzle. Mom was accomplishing way more than I was, though I was doing a lot of the sorting of the pieces into the areas they went. So I guess I still was doing my part?
I called it a night at 9:30 p.m. and was asleep around 10 p.m.
Total spent: $18.45
The cat woke me up crying (for no apparent reason) at 5:30 a.m. Must. Not. Kill.
I dozed back off for a bit and got up around 6:20. Ugh.
I caught up on emails pretty quickly. Low email volumes have me a little nervous about my job, but my boss doesn’t seem too worried. So I guess that bodes well for my job security — for now, anyway.
Mom got up and took a walk. I should’ve gone with her since I’m trying to get some activity in, even on rest days, but a few emails came in when I was thinking about putting on sunscreen for the walk. Then suddenly she was out the door. Oops. At least one of us got some activity yesterday.
I’ve decided we should stick to going to the store on Wednesdays — occasional prescription pick-up notwithstanding — so we went that day. We actually didn’t need too much other than fresh produce, some cheese and crackers and one or two other things, so the total was only $23.14.
We came home, put everything away, and then I worked on the blog and just generally twiddled my thumbs on social media for a while until I was off work.
The Netflix charge hit my account ($14.11).
That evening, we watched Justified and worked on the puzzle. Why did I think this was a good idea?! There are so, so, so many shades of brown/tan in this one. It’s maddening.
I called it a night at 9 p.m. and was asleep by 9:30 p.m.
Total spent: $37.25
Total spent this week: $1399.82, $199.82 without the stimulus spending, $121.95 out of weekly funds
Wow, ignoring the stimulus money, this was an exceptionally low spending week! I think the low grocery bill was a good chunk of this. And I just didn’t have much miscellaneous spending. Here’s hoping for more weeks like this, at least while the pandemic wears on.
How was everyone else’s week?