These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I woke up to not many emails. I really need work to pick up so I can feel more secure in my job.
The Netflix charge hit my account ($14.11).
Work was very quiet. Worryingly so. Here’s hoping it’s a blip and things start to recover soon. In the meantime, it just means more hours on Twitter.
After work, Mom and I ran to Walgreens which was having a BOGO50 sale on my gummies. They only had three bottles, so I got two and spent $24.41. Still not quite as cheap as I could get them on Amazon, but a) I’m trying not to buy from Amazon and b) gummy stuff can melt together while it’s sitting in the delivery truck.
Then we swung by a nearby thrift store and picked up three puzzles for $7. On the way to the grocery store, we spotted another Walgreens, so we picked up more gummies there ($24.41).
Then we went to the grocery store to get Mom some food for the plane and me some of the weekly fruit deals. In all, we spent $6.34.
Finally, we came back and collapsed, happy to be out of the 113-degree heat. Ugh. This is not something Mom will miss when she’s back in Alaska.
In the evening, we watched Parks and Rec until I called it a night at 9 p.m. and was asleep by 10 p.m.
Total spent: $76.27
I got up half an hour early so that I could catch up on emails and still drive Mom to the airport. I didn’t want her getting into a Lyft or Super Shuttle where she’d potentially be exposed to germs other people left behind.
I was nervous to be all alone once she left, but I had a solid plan in place. I already had set up going to visit my friend Kevin on Sunday, so I wouldn’t be isolated for too long. And I had the Zoom call with friends that evening.
I came home, caught up on emails and then lay down for a nap. I guess I didn’t sleep enough the night before because I was quite tired, even after the nap. So I skipped working out and just chilled.
I was getting a ton of support from Twitter folks offering to chat with me any time I needed it, now that Mom was gone. That was really nice.
The rest of the workday was pretty dull, per usual. I played around on social media and generally passed the time.
A guy I had been talking to a while ago on Tinder contacted me wanting to know if I wanted to get together. Cases were spiraling upward at that point, hospital bed usage was at 87%… No way was I going to meet a guy who works in an office and could be meeting with plenty of other women. Scary stuff!
The rest of the workday was relatively uneventful. I went back to my beauty service once I got confirmation that she wore a mask (I was too, of course) and that she sanitized after every customer. I tipped a little extra, so it was $50 this time. Of that, I’d gotten $40 out from the account and had $10 of walking around money.
I came straight home and chilled out. Around 5:30 p.m. I started working on a new puzzle. I stopped at 7:30 to jump in the shower so I’d be presentable for the Zoom call with my trivia group.
It’s always good to catch up with them while I can actually see them, though we also message off and on throughout the week. Unfortunately, there wasn’t a lot of cheery stuff to talk about. Most of us are staying away from public places except for things like errands, so there wasn’t much to discuss other than current events. Which of course weren’t the happiest things. Still, it was good to have the conversation.
The chat lasted until about 10:30 p.m. and I was asleep around 11:30 p.m.
Total spent: $50 ($40 out of weekly funds)
I woke up around 8 a.m. and did a little cleaning, dusting, running the Roomba and wiping down a bathroom sink and mirror. I threw in a load of laundry ($3.50 to the washer/dryer fund).
I tried to do some work on the blog, but I couldn’t find much to say about money, frankly. Given the police actions I’d been seeing in videos and the swell of outrage and cries for justice and equality… Everything else seemed rather trivial — even something as integral as money.
I worked out at 1 p.m., and a friend dropped off a puzzle she’d finished. She also was kind enough to drop off some Trader Joe’s kettle corn, which she knows I love.
So I settled in to watch some TV and eat kettle corn. Most of the rest of the day was spent watching TV, with my doing some work on the current puzzle starting around 4 p.m.
Suddenly, I checked the time and it was 9:30 p.m. Not sure how that happened, but I was grateful that the day had gone by quickly so I didn’t feel too lonely.
I fell asleep around 10:30 p.m.
Total spent: $0
I woke up at 6:45 a.m. for some reason. Ugh. I lay in bed and scrolled social media for a bit, then got up to get some food and work on the blog. I was still uninspired about what to write, so I just polished a post for Monday and scheduled it.
I watched some TV, worked out and then left for my friend Kevin’s. On the way, I picked up some $9 waterproof sunscreen (for the pool) and $2 of limes (for Moscow mules).
It was weird to be in anyone’s house other than my own, but it was nice to see him again in person. We chatted for ages, swam in the pool and decided I should just crash in his guest bed rather than risk driving to get home before curfew (having had some drinks) or risk driving after curfew either.
I crashed around 11 p.m., but it was at least another half hour before I dozed off.
Total spent: $11
I’d forgotten how badly I sleep at other people’s places. I woke up around 5:45 a.m. after fitful sleep, so I was exhausted. I drove home, started work early, then lay down when I was caught up.
Unfortunately, I couldn’t fall back asleep despite being incredibly weary. So I played around on social media and chatted with friends for a while in between emails.
Sleep deprivation means major carb cravings so I got my chicken and rice takeout meal. It was $9.34, but I had a gift card. So the money went into saved savings instead.
There was no way I could work out while I was so tired, so I just killed time until work was done. At least the morning was relatively busy, email-wise.
I FaceTimed with Mom for a while. It’s an adjustment for both of us, but it seems to be going okay.
I watched TV and snuggled with the cat for a while, but around 5:30 p.m. I went back to the puzzle and started Boston Legal. I always meant to watch that show, but I never got around to it. It’s pretty fun.
I called it a night around 8 p.m. but it took me a while to get into bed and then fall asleep. I was out by 10ish though.
Total spent: $9.34
I woke up still pretty tired, so after I caught up on emails I lay down for a nap. It turned out to be much longer than I meant it to, but at least I woke up feeling rested.
I made the bed, ran the Roomba and put away the dishes. I’m trying to keep up on basic chores to monitor my depression. If small tasks start feeling onerous, I’ll know it’s creeping back in.
Work stayed mildly busy, which was a nice change of pace. I worked out at 1:30 p.m. — with weights, ugh — and then finished out my workday.
My friend invited me on a walk with him and another friend, but in order to beat the heat, they weren’t going to start until 10:30 p.m. I wake up at 6:45 a.m., so I demurred.
After work, I played on social media for a while, then started watching Boston Legal again. After 5 or 6 p.m. I went back to the puzzle. And suddenly it was 9 p.m. so I called it a night.
I was asleep by 9:30 p.m.
Total spent: $0
I woke up with my alarm — and a sore right arm. I don’t know if I slept on it funny or it was sore from the previous day’s workout. But it hurt a bit to extend it fully. Which made typing for work extra fun.
I ran the Roomba and made the bed.
I didn’t get my paycheck like I was hoping to, but I did get a notice from the city that it was going to fine me if I didn’t get some graffiti — on the external side of my retaining wall, in an alley — cleaned up. I was very displeased that this was somehow important (as pretty much only garbage trucks go down the alley) and that the deadline was four days from the date I got the letter.
Luckily, the woman I talked when I called said that I just had to send in a permission form, and the city would do it for me. And that, yes, it could get it done quickly enough to meet the deadline. So I filled out and scanned the form, then emailed it off. Easy peasy. But only after some initial huge stress.
The rest of the afternoon was pretty uneventful. After work, I ran to Safeway and Fry’s. Weirdly, almost everyone at Safeway was masked and once again almost no one at Fry’s was. I spent $8.64 at Safeway and $21.91 at Fry’s.
I came home, had some of the hummus I’d bought and settled in for more Boston Legal. I started the puzzle again around 5 p.m. and once again suddenly it was 9 p.m.
I got ready for bed and was asleep by 10 p.m.
Total spent: $30.55
Total spent: $177.16 ($167.16 out of weekly funds)
An exceptionally low spending week! Huzzah! Not sure why this week was so low, but I’m not about to look a gift horse in the mouth. I’m sure I’ll need to stock up on something sooner or later, and that will drive spending up again. Sigh.
How did everyone else’s week go?