It’s official: I’ve been doing these for a full year now. Surreal! But you guys seem to enjoy them, so I’ll keep them coming.
These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
My body did not want to get up today. But I forced the issue, reasoning that I could always lie back down later. Thankfully, I woke up a little while I started working, so no nap was necessary.
A few days back Mom had covered the gas fill-up (about a half a tank) and she insisted on my not paying her back. So this was the day I gave up and just put the money into saved savings ($11.83).
It necessitated starting a new financial week. My previous one only lasted eight days, which is surprising with pandemic spending (or usual lack thereof). But it still lasted more than the predicted seven days, so that’s something.
The $50 auto-charge for my massage (which thankfully rolls over for three months) hit my account. I’m still not feeling safe enough to go in. The masseuse has OCD that focuses on germs, and the business uses heavy duty air filters. So it’s probably safe but… Let’s just see how infection rates go now that the lockdown has ended, eh?
The rest of the day passed pretty uneventfully. I felt highly unmotivated to do anything. Not in a depressive way, so it’s not worrisome. I just didn’t feel very go-get-’em. So I let myself skip my workout and promised to make myself do it the following day.
I had therapy after work, and we further discussed how I’m feeling and how I feel about the plan we made for when Mom leaves. Which is just a list of people I can contact if I start feeling too isolated. It includes always FaceTimeing with Mom rather than just a phone call, keeping up with the weekly Zoom sessions with my trivia group, going for a drive if I start to spiral, etc. There’s no copay right now for telesessions, so I put my normal $25 copay into saved savings.
I was taking over the evening shift, so I checked emails intermittently to make sure none were lingering in the queue.
In the evening, Mom and I started the next puzzle (and watching Parks and Rec, which Mom has only seen maybe half of the first season of). Doing all of the edge pieces, we quickly discovered the puzzle is incomplete. What kind of sociopath donates a puzzle with missing pieces? It’s evil! I mean, probably just an oversight on the person’s part but… gah!
Even so, I’m determined to do as much as the puzzle as is left. Mom had to stop helping after we framed out (most of) it. But I kept at it.
I called it quits around 9:30 p.m. and was asleep around 10 p.m.
Total spent: $86.83
I accidentally left the iPad (aka my alarm clock) in the living room, so I didn’t hear the alarm going off and overslept, waking up about 30 minutes into my shift. Eek! Luckily, I had worked about half an hour late the night before so I guess it evens out?
I still caught up on emails pretty quickly. It didn’t feel like Friday. But I suppose few days feel like the right days anymore. I keep thinking I have to work this weekend for some reason. But I don’t.
I need to read this weekend as I’ve been slacking on the book for (virtual) book club. It’ll be a tough read — it’s a guy chronicling his son’s addiction (and the family’s struggle as a whole with it) — so I’d only managed two chapters a few days before before putting it down. But I was determined to power through this weekend.
I’d been planning on buying some antibacterial wipes that were a good deal on Amazon, but they sold out overnight. Drat! I found out that Target might have canisters of Wet Ones available, so Mom and I were going to Target later in the day, apparently. I want her to have some for the airport/plane ride. I have some in packets already, but I’d also like to keep some around so that, if I do the social distant hangout with friends, they can use the wipes on any surfaces they touched.
Alas, the wipes were sold out when we arrived in the afternoon. Apparently, they go almost immediately, so I’ll need to keep an eye on stock and pounce first thing in the morning I guess.
But while we were there, I picked up a lock for the back gate ($7.92). The tenant didn’t notice that the existing one had fallen into her trash bag when she went to take it out. So she accidentally tossed it. Oops.
We were going right by a Goodwill on the way home, so we stopped in and found a puzzle for $2.49.
Once we got home, I discovered that the lock wouldn’t work. The loop of metal going into the lock (hasp?) was too long. The fence’s latch is very close to the wall, so I’ll need the shortest loop I can find. Lesson learned.
We got home, and I ate then played on social media. After a couple of hours, I started working on the puzzle again. Mom joined me a couple of hours after that, and we watched Parks and Rec some more. Suddenly, it was 10:30 p.m. Argh!
I was in bed by 11 p.m. but didn’t fall asleep until 12:30 a.m. Sigh.
Total spent: $10.41
And I woke up at 7:30 a.m. Drat!
I got up and cleaned the bathroom sink, mirror and shower stall, plus I wiped down the sink in the main bathroom. Then I did a little work on the blog and generally killed time. I tried reading but just couldn’t settle in. I don’t think I’m going to finish in time for the virtual book club event.
I played on social media and chatted with Mom a bit once she got up. Another PF blogger is having to isolate from her family due to a mild cough and low fever. She said she was tempted to finally get takeout because her husband is having to do all of the cooking and childcare and could use a break. So Revanche over at A Gain Shan Life went around to some bloggers to get some money to send the blogger a GrubHub gift card. I sent her $25.
I messaged my friends to see what time we wanted to do the Zoom chat. Only one person responded. Not a good sign.
For lunch, I went and got takeout for me and Mom ($18.68). I used the gift card I purchased with the stimulus, so no money was spent. Still, I would have spent the money out of weekly funds, so the $18.68 went into my saved savings account.
Side note: There were an annoying number of people in the restaurant’s dining room. At least four tables of about 10 were occupied. At least the tables had been spaced out. But studies are showing that air circulation from restaurants’ A/C can infect even distanced people so… Not great.
I didn’t do pretty much anything that afternoon. I watched some Riverdale, then worked on the puzzle with Mom while we watched Parks and Rec, and played on social media intermittently. Oh, and waited for my friends to answer about the Zoom chat, which they never did.
Mom had to get up and do some work, but I kept working on the puzzle, seeing as how I didn’t have a Zoom chat to look presentable for.
Mom came back to find I’d just about completed the puzzle. All the green in it nearly killed us, but we got it done!
I called it a night around 9:30 p.m. but putzed around online for a while, so I didn’t start trying to sleep until almost 10:30. Luckily, I fell asleep pretty quickly.
Total spent: $43.68
I woke up at 6:30 a.m. That’s earlier than my weekday alarm. Ugh.
I played around online for about an hour before finally giving up and getting up. I did a little work on the blog, scheduling the next day’s post.
I really wanted Cracker Barrel French toast and biscuits, but not badly enough to risk sitting in the dining room. And takeout just didn’t feel the same for some reason. Besides, I figured I’d just get depressed seeing how many people would probably be there dining in. So I sucked it up and had a protein bar.
Mom did a load of laundry, so I put $3.50 into the washer/dryer fund.
I played on social media and messaged with friends for most of late morning, then settled in to watch some Riverdale while still scrolling Twitter ceaselessly.
I took a quick break to pay my insurance’s dental/vision coverage premium ($24).
Josie’s Banfield plan hit the card ($33.95).
I dawdled until early evening, at which point Mom and I started a new puzzle while we watched Parks and Rec. We knew we’d been watching for a while, but when we checked the time it was somehow 10 p.m. No wonder we made so much progress on the puzzle. It was around half done already!
I scooted off to bed and was asleep around 10:30 a.m.
Total spent: $57.95
I woke up feeling like it should still be the weekend. But I got up and got through the emails in the queue. Volume is still a little below where I’d like it to be, but at least it’s not scary low anymore.
I spent about an hour on the blog, then the next two-ish hours scrolling through social media and answering the very few emails that came in. Then Mom and I ran some errands.
I finally got around to getting a lock that actually fit the back gate ($7.58) at Home Depot. Then I had to drop off a prescription.
While we were waiting for it to be filled, we ran to a thrift store to get more puzzles. We were more than halfway through the one we started the day before, and had only one left. So it was time to stock up. Luckily, we found three — one of which hadn’t even been opened — for $8.47.
We swung back by CVS and picked up my prescription ($15). Then went home.
I didn’t work out because I just didn’t feel peppy. So I just killed time answering emails as they came in and playing on social media.
After work I watched some Riverdale and started working on the puzzle again around 4 p.m. Mom joined me about an hour later and we watched more Parks and Rec. Mom is practically snorting a good chunk of the time, so at least she’s enjoying it.
We worked on the puzzle until we finished it around 8:30 p.m. (Unfortunately, one piece was missing.)
Book club was the following day, and sure enough I didn’t get anywhere close to finishing it. So I decided to unsubscribe to the event.
I called it a night around 9 p.m., took a shower and was in bed by 9:30 p.m. I fell asleep shortly thereafter.
Total spent: $31.05
I woke up about half an hour before my alarm. I guess I’d gotten enough rest.
In the mornings, I open up the front and back door (both have screens to keep Josie inside) and turn on the ceiling fans to let some fresh, cool air into the house. By “cool” I mean around 70 degrees, because it’s summer here in Phoenix, but that’s still eight degrees cooler than what I keep the house. So it’s good to help keep the house cooler, keeping the A/C off as much as possible.
I caught up on recording the previous day’s spending, then started work a little early.
I bought some toilet cleaner tabs (they go in the tank) on Amazon for $9.32. I really hope I can manage a no-spend day (without just putting off purchases) some day soon. I actually had an Amazon gift card, so the $9.32 went into saved savings.
I looked up pulmonologists and got a whopping five results. One was for pediatric care, two didn’t take my insurance. So I ended up on the fourth result, which is nearly 25 miles away from me. Sigh. But at least I have an appointment — on June 23rd (so nearly a month from the time I booked the appointment).
I called my doctor’s office to get him to refer me and to see if he’d give me a rescue inhaler for the interim. I’ll have to follow up with insurance in a few days to make sure the referral went through, since historically there have been issues. It often requires multiple attempts for some reason.
I messaged with my trivia group, and we agreed to just do a standing Friday night Zoom session rather than try to confer about everyone’s schedule each week. Whoever’s free will join the chat.
The rest of the day passed pretty uneventfully. I worked as emails came in, which wasn’t often and scrolled social media after working on the blog for a while.
I watched more Riverdale after work, and I started the next puzzle around 4 p.m. once Mom said she was nearly ready to take a break from work. Unfortunately, “nearly ready” meant about half an hour. So I had it framed out with all of the edge pieces (and several groups of pieces for larger aspects of the puzzle) by the time she came over. She worked on it a little bit, then had to go back to work. Then came back over. I kept at it the whole time and somehow by the time 9:30 p.m. came around, I was nearly finished with it. Eek!
I need these puzzles to last longer — I can’t be running out to thrift stores every few days — so I’ll have to pace myself better. The next couple of puzzles are twice as big (1000 pieces) and have a bunch of repeating color. So they should take more time to complete.
I was asleep by 10 p.m.
Total spent: $9.32
Not sure how it was already halfway through the week.
I got up, answered emails and then worked on the blog. I scheduled the next day’s post and scheduled social media posts for it. Then it was quiet again.
I decided Mom and I should sit down and talk about a timeframe for her leaving. I’m infinitely grateful for her coming down here, and admittedly I’m a little scared about the isolation when she’s gone. But I’m feeling better on the new medication, and I have a solid plan in place for when I’m alone again.
Meanwhile, things are opening back up and infection rates are almost certainly going to soar again. So it probably makes sense for her to go home sooner rather than later.
So we sat down and looked at flight prices and decided nine days away was enough to give me time to adjust to the idea but also hopefully keep her from leaving at the peak of infections.
I still hadn’t heard from my doctor about the inhaler, so I called. The receptionist said she’d check and get back to me.
The rest of the day was pretty quiet. The usual mix of blogging and social media kept me busy in between emails. After work, we did our weekly grocery run.
We didn’t actually need much of anything, and it’d been decided that Mom was going home June 5th (nine days away). So she didn’t need to stock up on much. Meanwhile, I hadn’t been sticking to my diet, so I didn’t need any more frozen meals. We got some fruit and a few miscellaneous things, but the bill was only $22.50.
When we got home, I couldn’t tell if I was tired or just having trouble with my breathing. Sometimes when the fatigue kicks up, it feels like extra work to breathe. But I’d taken my energy med, so it might just have been that it was taking extra work to breathe. Who could say? I decided to just chill out and take it easy.
I chilled out and played on social media for a few hours, then started Episodes on Netflix. I finished the puzzle from the night before.
I called it a night around 9 p.m. and was asleep by 9:30 p.m.
Total spent: $22.50
Total spent: $261.74
Not the cheapest week around. Almost 1/5 of that was the massage, so that makes me feel a little better. Another almost-1/5 went into savings accounts (saved savings/washer & dryer fund). So I guess all in all not the worst week, but I’d love for my spending to go down next week.
How did everyone else’s spending this week go?