These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I was awake in the middle of the night for a couple of hours for no apparent reason. Very annoying. But I still felt relatively well-rested when I got up.
Case numbers were down to 3,300ish, but I didn’t really trust that to continue.
The guy from the previous night — let’s call him Mike, since that’s his name — texted and we exchanged some messages and agreed to do a video chat that night.
A little later in the day another dude from the dating site messaged me. He’s actually 55 (try not to faint, guys) but he looks like he’s in his 40s. We chatted for a while.
I took a quick break from work to run to CVS to use some Extrabux that were about to expire. I had the $10 from CVS Carepass and $5 from filling prescriptions, so I picked up a razor (I have a bunch of refill cartridges but no razor — must’ve thrown it out somehow) and two bottles of BOGO40 lotion. I spent $10.18 and put $14.60 into saved savings. (I paid $48 for a year of CarePass, so it’s $4 a month essentially. So I only count $6 per month as “saved” when I use those Extrabux. I seem to like to make things complex.)
I came home and my energy crashed badly. So I lay down for a bit.
I finished the day, then had therapy. My insurance isn’t requiring the usual $25 copay while we’re doing tele-sessions, so $25 went into saved savings.
I video chatted with Mike for a bit. Then I chilled out for a while, got bored and got back on the dating site and did some swiping.
I finally got hungry around 8 p.m. so I went and got takeout. It’s $9.34, but I have a gift card, so the money went into saved savings. I also tipped $1 out of my walking around money.
A couple of guys from the dating site answered, so I chatted a little while I ate.
I went to bed around 9:30, but I didn’t get to sleep until after 10:30.
Total spent: $60.12 ($59.12 out of weekly funds)
I got up and got through emails. I texted with the 55 year old for a while. He’s super liberal, which is always appealing. We ranted about the state of things for a while.
COVID case numbers came in for the day: 4,400ish. We’re in such deep trouble, guys. At least our hospitalization rate had dropped to 5%. I wasn’t sure it’d stay that way long, but here’s hoping a lot of these new cases are a bunch of healthy young people who’ll stay out of hospital beds. Because ICU beds were at a 91% usage rate.
Send help. And hazmat suits.
I did a load of laundry, so $3.50 went into the washer/dryer fund.
I ran out and got groceries, including a trip to BevMo more ginger beer for Moscow mules, since I was running low. The groceries were $35.64 with $6.22 in coupons and sales savings. Two four-packs of ginger beer were $14.33.
Then I came home, chilled out, finished the workday and watched TV and worked on the puzzle. I made a bit more headway this time, but it’s still a snail’s pace.
I went to bed around 10 p.m. and fell asleep around 11 p.m.
Total spent: $59.69
I woke up for around three to four hours in the middle of the night and still woke up at 7:30 a.m., unable to get back to sleep. Ugh!
I lay in bed for hours, refusing to get up. I thought maybe if I just didn’t leave the bed, the sleep deprivation wouldn’t catch up. I played on social media, chatted with Mom and just relaxed.
But around 11:30 a.m., my back and neck were getting stiff, so I sucked it up and got up.
The rest of the day I just spent trying out a new (to me) show on Netflix called The Order. Not amazing, but entertaining enough. I chatted with two guys from the dating site.
One is a 28-year-old massage therapist, which is tempting of course. But I was a little unnerved by how quickly he wanted to meet. He’s not been working on clients, since the spa he works at is at half capacity. Instead, he’s been doing administrative work at home. And he said it’d been months since he’d met someone from an app. But he wasn’t thrilled about the idea of video chatting, so wasn’t great either as far as making me feel safe
I also texted with the 55 year old for quite a while. He’s pretty down to earth and our politics and some other attitudes match up pretty much perfectly. So he’s promising.
I lay down around 9:30 p.m. and somehow managed to doze off within about 45 minutes even with the fireworks. I must’ve been awfully beat.
Total spent: $0
I woke up at 9 a.m. feeling human again. The 55 year old had texted me good morning, so we talked a little more.
He wanted to meet soon, which was back to me not feeling terribly safe about the endeavor. Ugh. At least he hadn’t met anyone from a dating site for a month. Or so he said. Who knows how trustworthy men who want to get laid are? Double ugh.
Not helping my overall feeling of safety was that new COVID case numbers were back up to 3,500ish. This sucks.
My pulmonologist’s office called me (yes on a Sunday) to let me know that my breathing test was being cancelled due to the spiking case numbers. Can’t really blame them for not wanting to be in the same room as someone huffing and puffing as hard as they can.
A new contender came on the field from the dating site. A 38 year old liberal guy who lives alone and works from home. Very promising, and I’d see him more often than the 55 year old (who has teens at home). I didn’t seem to have as good of a rapport with him as with the 55 year old, though. So I was going to have to make a tough choice.
A friend was having a major blowup with her significant other and needed to talk some things through, so I messaged back and forth with her for a good chunk of time.
Anyway, I chatted with both guys and my friend off and on throughout the day and otherwise did nothing but binge Netflix. It was very restorative.
I called it a night at 9 p.m. and was asleep by 9:30 p.m.
Total spent: $0
I got up and got through emails. The 38 year old texted me, so we chatted for a while. My friend still needed to vent and discuss, so we traded messages for most of the morning.
My pulmonologist’s office called again to schedule a telesession to go over my chest x-ray. So that got set up for the following day.
At 1 p.m. I went to get some bloodwork done. Relatively painless. Then I came home and finished my work day.
The 55 year old and I chatted a little, but for whatever reason we couldn’t come up with much to say. Hopefully, that’s not a trend.
I watched Netflix and played on social media, generally whiling away the hours.
I called ait a night around 9 p.m. and was asleep by 9:30 p.m.
Total spent: $0
Woke up to a surprising number of emails, which was nice. Makes me feel like I have better job security.
After I got through those, I realized I needed to buy more protein bars. I went to CardCash and got a Target gift card for 4% off ($235.87). I don’t take that large of amounts out of weekly funds.
I went to Target.com and got six boxes of protein bars. It was $76.14 after $0.76 in rewards points were applied. The $0.76 went into saved savings.
Netflix hit the credit card for $14.11.
I checked the daily Arizona COVID stats. Just under 3,600 new cases, which seems to be about normal now (God help us), but 117 deaths. Even assuming a lag for the long weekend and a slow Monday, that’s about 30 people a day. I think the highest I’d seen it before was around 12.
Seriously, can you buy hazmat suits on Amazon?
I chatted with a couple of new guys on the dating site. I really need to quit talking to more guys, since the two I was chatting with last night already seem promising enough — and I can only choose one. Which I don’t like. At all.
I had a 2 p.m. appointment with my pulmonologist to review my chest x-ray. Apparently it all looked clear, and she couldn’t say whether it was asthma without a breathing test. And breathing tests are cancelled for at least two months. So no answers there.
I spent the rest of the day watching TV and chatting a little with some guys from the dating site. My brain felt tired and full, and while I wasn’t on the verge of tears, I wasn’t not there either.
Finally, I placed the feeling: decision fatigue. It was like when I spend an hour comparing products and searching for deals. Except in this case it was “Who’s the best guy to have fun and not infect me?” Everyone has pluses and minuses and it’s exhausting.
And of course the guy I was leaning toward (the 38 year old) had stopped messaging me back. Argh.
So I did the worst thing I could do: went in and matched with more guys. Stupid. I guess part of me thinks I’ll just magically find the perfect guy who I won’t even have to think twice about. Unlikely in this pandemic.
I went to bed around 9:30 but didn’t fall asleep until about 10:30.
Total spent: $326.12 ($90.25 out of weekly funds)
I woke up feeling sad and overwhelmed. Could’ve been depression, but honestly I think it was just that thinking about/trying to weigh who’s safe to meet and see (and stay happy with) long-term was overloading my brain with uncertainty.
Logically, I should’ve been excited about the 55 year old. We got along well when we chatted and have the exact same political beliefs. But he also lives with three teens (17 and two 19 year olds). While apparently they’re all being safe, that’s three more people potentially bringing the virus in from an errand or whatever. And while he looks like he’s trim, I do tend toward the more muscle-y guys when I have my druthers. And he wouldn’t be as available as I might want.
Meanwhile, the 34 year old I’d started talking to the morning previously lived alone and hadn’t been going out (if I could believe him, and honestly who knows?). And he was very muscular. But conversation with him was a bit more stilted than with the 55 year old.
I was just doubting everything at this point, basically.
So of course my reaction was to go swipe some more. Sometimes I’m not too bright.
I was just generally feeling awful and overwhelmed, so I made my weekly grocery trip early to go get junk food to console myself. I got way too much, so the next day me was going to be annoyed. But that was going to be her problem. I spent $27.26.
I talked to a few guys I’d matched with in the afternoon. Then the workday was over, and I watched TV, snacked and chatted some more.
In the evening, I started talking to a new match who seemed promising. He works at home and has his groceries delivered and even wears a mask when walking his dog. He’s taking the virus very seriously.
We talked most of the evening and even video chatted before bed. I was trying not to get my hopes up because he seemed perfect.
I went to bed around 10 p.m. but didn’t get to sleep til about 11.
Total spent: $27.26
Total spent: $473.19 ($236.32 out of weekly funds)
Well, not a cheap week by any stretch of the imagination. But that Target gift card will last me at two more months, and of course weeks where I get the protein bars will always be notably higher because they’re not exactly cheap. I did have three no-spend days, so I’m actually pretty happy with the week despite the high end totals.
How did your spending go this week?