These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I woke up and got through emails. Then kept up on incoming ones while chatting with friends and the 26 year old. He’d had a migraine the day before and was still a little foggy, so I suggested we move the video chat to Friday. He agreed that would be better.
My back was almost ache-free, but my friend suggested that I give it one more day because backs are so easy to aggravate. So I settled for chatting and a bit of social media.
I got takeout around 1 p.m. for $9.34 plus a $1 tip from my walking around money.
At 3 p.m. I went to get a haircut after six months. I was admittedly nervous, but the number of new cases has been under 1,000 for almost three weeks now, and seems to be much closer to 500 these days. And everyone in the beauty school has to be masked.
I was soooo happy with the result. They had to lop off three inches to get me back to my normal length, but it just looked leagues better. They also used some wonderful-smelling stuff that made my hair really soft. And I was in such a good mood from the cut that I actually bought a small travel set containing shampoo, conditioner and an oil to give it a try at home.
Unfortunately, that did boost the cost for the day from $20 up to $66.70. Ouch. But it was a one-time splurge, so I don’t feel overly bad about it.
It was early evening after the haircut, so I was hungry and picked up some Thai takeout. I always get two dishes from this place because I can never choose between them (drunken noodles — aka Pad Kee Mao — and Pad Thai). I tipped 20% because business is probably very slow. So the total was $24.83.
I came home, watched more Broadchurch, chatted with the 26 year old and a dating app guy, and called it a night at 9:30 p.m. After getting ready for bed and a few more messages, it was past 11 p.m. when I fell asleep.
Total spent: $101.87 ($100.87 out of weekly funds) — ouch
I got up, answered emails, checked with the 26 year old that we were still on for the video chat and then worked on the blog, polishing the spending diary and scheduling it for the next day.
I checked in with a couple of friends and generally killed time. At 11:30 a.m. I hopped on the video chat. It went pretty well, so we agreed to meet up early the following week. We’re both concerned about COVID so we agreed it would be best to wait a full two weeks since I’d last met someone.
I was supposed to work out but felt flat. I hadn’t gotten quite enough sleep the night before but hadn’t had a chance to nap. So I just ate the Pad Thai from the night before and messaged with friends.
I ran the Roomba. The 26 year old is allergic to cats. He said he’ll take a Zyrtec and be fine as long as he doesn’t spend an incredibly long time here, but I’m still trying to run it as much as possible to get up what I can. Because I swear, this cat yawns and tumbleweeds of fur go flying in all different directions.
My paycheck came, so I got that deposited and set up an Excel sheet to figure out my finances for the month. I’ll still have to deposit the check I write myself (as an employee of the company), which won’t clear until Monday or maybe even Tuesday, but I could at least get the numbers squared away.
By the time I got off work at 3 p.m., I was feeling awful. I’d been a bit breathless all day, even with the inhaler. I decided to lie on the bed and chill out.
Around 7 p.m. I got very bad candy cravings and was hungry but nothing sounded good. The only time I really miss having a partner is when there’s no one to send out for groceries when I’m hungry. Well… Also when I have an itch I can’t quite reach on my back and have to resort to a hairbrush.
Around 8 p.m. I felt well enough to get up and go to the store. Though I’m concerned that I’m getting lax about keeping my in-store visits as low as possible, so it’s something I’ll have to work on.
I stopped at the Dollar Tree and picked up a backscratcher (one need-someone item off the list, yay single life!) and some hair bands, for a total of $2.17. Then I got some candy, cheese and crackers at Fry’s for $8.27.
I came home, snacked and, lamentably, finished Broadchurch. Such a good show, I was sad it was over.
I started getting ready for bed around 10 p.m. and fell asleep a little after 11.
Total spent: $10.44
It was my overtime weekend, so I wasn’t super excited to get up. Then again, stuck in a house alone in a pandemic, I suppose I’m rarely super excited to get up.
I got through emails, and a friend messaged with the latest edition of a dating guy app saga. He’s sending a ton of mixed signals, and I don’t trust him.
The Banfield pet plan charge hit my card for $33.95. This meant I had to start a new financial week, but the previous one lasted 10 days. So I wasn’t doing too badly.
I did my weekly cleaning, which included wiping down sinks/counters/mirrors, scooping the litterbox, using a Swiffer cloth on any surfaces where I saw dust and cleaning a toilet. Unfortunately, it was also time to wipe down the shower stall, which I hate so I only do every other week. And of course I ran the Roomba, which I’ve been trying to do daily.
I called Albertson’s to get them to transfer a prescription over from CVS. My Seroquel is $20 cheaper at Albertson’s using GoodRx, so it’s worth the hassle of going to a new place.
I also paid for my last set of lab results, which had a $10 copay.
And my business account had cleared the deposited check, so I wrote out my “employee” paycheck to myself.
I spent a few hours working on Monday’s blog post. Then I mainly watched TV (I finally started Nurse Jackie on Netflix), messaged with some people and, of course, answered emails as they came in.
There was one very stressful customer midday. She sent in four emails from two addresses with virtually the exact same wording about two issues she was having — and she wouldn’t stop replying to my replies as I was trying to address those. She sent nine total replies to my four different emails (my second one three times, my fourth one four times, my first one once and one last reply to my second email) plus she sent in two more brand new inquiries right afterward. All of them had the exact same information, worded slightly differently. All in 17 minutes.
The pandemic must be getting to me because I was nearly crying by the end of it.
The rest of the day was uneventful, and I headed for bed at 9 p.m. But after a shower and getting ready, I got sucked into messaging back and forth until about 11 p.m. Then it took me a while to fall asleep — sometime around midnight, I think.
Total spent: $43.95
I slept a little later than I intended to, but there still weren’t too many emails to get through. Then I just answered them as they came in off and on all day.
I spent a few hours finishing up Monday’s blog post and wasn’t done until 2:30 p.m. It took a lot of research — it was an overview of the best cell phone data plan deals among all alternative and major carriers — and then needed to be tightened up quite a bit.
I messaged the 26 year old to see if he still thought we could meet the following day. I messaged with a friend who had a coffee date that day to see if she was freaking out. The guy is hot, and thanks to some self-esteem issues, she was having a hard time trusting that he was actually attracted to her. I soothed her as best I could — both in text and over the phone.
It was difficult because, from what I’d seen of his messages, I wasn’t a fan of his. He was kind of smug and there were a couple other red flags for me. But I’d already repeatedly voiced those concerns to her, so I had to let her make her own decision. Which was to meet for coffee. Sigh.
She got to the date and hung up, but she did ask me to text in about half an hour, so that she’d have an excuse to take off if she got a bad vibe from him in person.
She also sent me a pic of him and his phone number, in case anything happened to her. Dating as a woman is greeeaaat.
I ran to CVS to use a 30% off coupon that was about to expire. I picked up some more toothpaste (yes, my life is thrilling) and use the coupon plus $3 in Extrabux, so I paid just $7.97 for a two-pack of Sensodyne.
I’d normally buy toothpaste on Amazon, so I calculated my savings based on the $2.14 difference between my final cost and the price on Amazon. That amount went into the Saved Savings account.
I then returned some coax cable to Best Buy. And discovered that I appeared to have thrown out the receipt for the modem I also need to return to a different Best Buy. Lovely.
I decided I’d call the store in the morning to explain and see if they’d still take it, but I wasn’t optimistic.
I got home and texted the friend, but she replied that things were fine. So I watched more Nurse Jackie, ate a little something and just killed time until I could go to bed.
The 26 year old finally got back to me around 9 p.m. to say that it would depend on the time. He wouldn’t be free until 8 p.m. on Monday. That’s admittedly a little late for me since I’m normally in bed by 10 p.m., but… 14 days, folks. So I told him I could swing it this time.
My friend messaged at 9:15 p.m. to say she was home and safe. I chatted briefly but told her I needed to sleep and said we could talk more in the morning.
I fell asleep around 10 p.m.
Total spent: $10.11
I woke up a few minutes before my alarm, which rarely happens. I came out to the living room and took care of emails.
I checked the bank, and my check to myself still hadn’t cleared. If the bank is open on Saturdays, I maintain that this should count as a business day and checks deposited on Saturday should clear on Monday. Especially when you deposit a check drawn on a Chase account into another Chase account. Sheesh.
The 26 year old messaged to let me know he was looking forward to that night. I sent back a text saying I was too.
I needed to do laundry, so I changed the sheets, made the bed and threw everything into the washer. So $3.50 went to my Washer/Dryer fund.
I got a 5% off coupon from Target for my birthday, and it was about to expire. So I ordered protein bars a little early ($72.30).
I lay down for about half an hour and dozed, but I couldn’t quite fall asleep. I got plenty of sleep the night before, so I think my feeling tired was more to do with the air quality making me feel slightly breathless (even with the inhaler). When I’m extremely tired, the fatigue makes it feel like it takes extra work to breathe, so this asthma or whatever it is (I have a breathing test on October 1st) is making my brain think I’m tired when I’m not. Whee.
I folded the laundry when it was done and put everything away. Then just sort of twiddled my thumbs for a bit — until I realized quarterly taxes were due the next day.
I went to print everything out and… The computer was saying my printer’s driver wasn’t installed. I tried using the HP system to reinstall, and an error message would crop up. Eventually, I just uninstalled it from the computer and then tried to have the HP app on my computer reinstall it. Which didn’t quite seem to finish. But it then showed on my computer — just still with no driver active. Because of course not.
For whatever reason, though, the printer works through the HP app, which means I didn’t have to buy a new printer. So I was happy.
I got everything printed out, the checks written, etc. (I have state taxes, federal taxes, FICA taxes and a tax withholding form for my business.) After work, I dropped them off at the post office. Normally, I get tracking, but I decided to chance it this time so that I wouldn’t have to go inside.
Best Buy had confirmed that it would take the modem back without a receipt, which meant I would have to drive out to Tempe (19 miles) the next day. But first I needed the power cord from my current modem. My friend had given me the old modem but hadn’t been able to find the power cord at the time. Thus I was using the new modem’s cord until he found it. Which he finally had.
So I picked up that up. Luckily, he’s only about three miles away, so it wasn’t taxing.
I rested up and texted a bit more with the 26 year old. Then he took a nap to rest up. Unfortunately, I got a text at around 5 when he woke up from a nap, saying he had one of his migraines come on. He apologized profusely and said he was going to try to lie back down and see if there was a way to turn it around.
But I didn’t hear back from him all night. I was obviously disappointed, but I kept reminding myself that I was still far better off than he was. And that maybe he’d feel better the next day. (Sometimes he’s a bit foggy the day after a migraine.)
I started getting ready for bed at 9 p.m. and was asleep a little after 10.
Total spent: $3.50
I got up and got through emails, then worked on the blog for a bit.
The 26 year old normally drops me a message around 7 or 8 a.m., so when I hadn’t heard from him at 9, I shot him a quick text saying that I hoped he felt better. But that since I hadn’t heard from him, I assumed that wasn’t the case.
I packed up the modem and power cord and drove out to the Best Buy in Tempe, which had been the closest one carrying this particular modem.
I came home and rested and chatted a bit with friends. At 11:30 a.m. the 26 year old texted to say he’d conked out the night before and had just woken up. I asked if he needed another day to rest and recuperate. He said he’d need to see. Sometimes he felt fine after a migraine, other days sluggish and awful.
I said that was fine and not to push himself.
Around 1 p.m. he got back to me that he definitely needed to rest, but he really wanted to see me the next day. Shortly thereafter, I crashed hard from the trip to Tempe. So I guess it was for the best that he couldn’t make it that night.
Around 3 p.m. I inexplicably got a second wind, so I ran to Albertsons to pick up a prescription ($12.08 thanks to GoodRx). While I was there, I picked up some munchies for $5.97.
I came home and watched TV. Around 6 p.m. I lay down to watch TV and at 8 p.m. I started getting ready for bed. I was conked out by 8:30 p.m.
Total spent: $18.05
I’d gone to bed early the night before to make sure I was well-rested. Unfortunately, it simply meant that I woke up at 5 a.m. Which is still 8.5 hours of sleep, but I still tried to fall back asleep.
I think I dozed a little, but I was mostly awake. So at 6 a.m. I got up and started work early, hoping for a nap later.
The Hulu charge hit my account for $6.52.
I was caught up by 7 a.m., so I did a little work on the blog, answered a few emails as they came in and then went to lie down for a bit.
When I got back up, there was a text from the 26 year old. He’d had another migraine the night before and felt like his body was failing him. I wondered whether the fires making the air quality worse might be playing a factor and also sent him an article about how there’s been an uptick in migraine frequency during the pandemic. It’s due to stress, a change in routine and also the fact that it’s harder to switch out of work mode if you work from home.
At any rate, I knew that not meeting that night would mean not meeting until the next week. He was moving Friday, so he’d need to spend Thursday night getting last minute things done, do the actual move on Friday and maybe some light unpacking, then spend the weekend getting things in order. So… This sucked.
The rest of the day was pretty uneventful. I messaged some with friends that morning. At 1 p.m. I worked out (highly begrudgingly). And after that, time crawled by.
I watched Netflix (Nurse Jackie) after work and tried not to go stir crazy. The 26 year old texted around 8 p.m. to say he had been sleeping/dozing most of the day and to thank me for the article and for being so understanding. I told him, as I had before, one of the benefits of knowing someone with a chronic illness is that they rarely begrudge you when your own body acts up.
I started getting ready for bed at 9 p.m. and was asleep around 9:45 p.m.
Total spent: $6.52
Total spent: $194.44 ($193.44 out of weekly funds)
Well, my little takeout/haircare spree on Thursday really ramped up my overall spending for the week. But I’m still so, so, so happy having my old haircut back, and the haircare products are lovely. Plus, of course, the takeout was delicious. So I guess it was worth it.
How did everyone else’s spending go this week? Or just how did you week go?