These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week:
I slept terribly the night before. I’d have trouble getting comfortable and once I did, I’d start to overheat after 30 to 40 minutes or my brain would randomly flip on or… It was just a very bad time.
So I got up, answered emails and then crawled back into bed and hoped my brain would shut off for a bit.
It did not.
So I got back up, answered emails, messaged with some people and tried to kill time until it was a socially acceptable hour to go get lunch. The 26 year old messaged to let me know that he seemed to have actually turned the corner. No migraine and his usual level of energy. He said he wanted to rest for the next few days, so we agreed to shoot for Monday — and see what roadblock the universe threw up at that point. We’d had seriously bad luck.
At 11 a.m. I ran to the grocery store for the week ($14.34, since it was mainly just frozen meals, plus $7.69 in saved savings) and then got takeout ($9.34 plus a $1 tip from my walking around money) on the way home.
I came home, ate, kept up on emails and wished I could sleep.
After work I was too tired to do anything but lay in bed watching TV and checking/interacting on social media. But I did finally suck it up enough to briefly get up and scrap the puzzle that I stalled out on months ago. The progress I had made was so painstaking, I hadn’t been able to bring myself to break it up and start something else. But it’s done now. Hopefully, I can make myself start a new puzzle. It helps keep me from snacking.
I was exhausted so I started getting ready for bed around 7:30 p.m. and was asleep by 8:30 p.m.
Total spent: $32.37 ($31.37 out of weekly funds)
I woke up feeling practically human again. I got through emails and messaged with friends.
At 10:45 I had a doctor appointment, but that was nice and quick, so I was back home at 11:15. After that, I just kept up on emails, messaged and generally killed time.
The 26 year old didn’t text at all in the morning, which is usually a sign he’s not feeling well. I hoped he was just on a tear at some creative stuff he was doing. He needs to stay healthy — for his sake and so we can actually meet at some point.
Around noon, my energy started crashing hard. I had to put off working out at my usual time (1 p.m.) and figured I’d take an energy pill around 3 p.m. when I was off work and see how I felt.
So I just messaged with friends and killed time. Unfortunately, the energy med didn’t help all that much. I stopped feeling like I’d have to lie down for the rest of the day, but I definitely didn’t feel well enough to work out. Argh.
So I watched some TV and played on social media. Mid-afternoon the 26 year old texted. Happily, he was feeling fine and had indeed just been focused on some creative projects he’s working on. So maybe there’s hope for us meeting yet. Maybe.
Around 6 p.m., I stupidly decided I should go to CVS. I had to use some coupons that were expiring the following day, and I wanted to avoid being around as many people as might be there on a Saturday.
By the time I got to CVS — which is only about 1.5 miles from my house — I felt awful and was kicking myself. And of course it was 6 p.m. so there were plenty of people there. D’oh!
I picked up two hair dyes so I could use a $5 off coupon and one lotion with a $2.25 off plus I applied my ExtraCare Pass $10 reward. I also picked up some candy for a total of $16.59.
I pay the equivalent of $4/month for the ExtraCare Pass so the net saved savings for this trip was $13.25, which went into the Saved Savings account.
Then I came home and kicked myself for being dumb enough to go out and generally tried to rest. Suddenly, it was 9:20 p.m., so I called it a night and was in bed by 9:45 p.m. But I didn’t fall asleep until nearly midnight.
Total spent: $29.84
The cat woke me up crying at 9 a.m. for no reason. She had food. She had water. She just felt like vocalizing, I guess.
I got up and did a quick clean: wipe down sinks and the shower stall, light dusting, bleach in one of the toilets and clean the bowl with a quick few swipes of the toilet brush, clean the litter box and run the Roomba. So it was only about 9:40 a.m. when I was done.
I sat down and started to work on the blog. I had literally no idea what I was going to write about for Monday. I’d been feeling uninspired for topics lately.
Luckily, something occurred to me as a new post page was opening up, so I got a rough draft out and then took a break.
The 26 year old texted to say hi, but he wasn’t super chatty because he was working on some things. So I played on social media and killed time until my workout, which I survived with a minimum of misery.
After that, I pretty much just checked Twitter and watched TV for the night. That Frugal Pharmacist, who I follow on Twitter, let me know that she’d made some new stickers. While it seems like things may — may — be okay, it looked for about a week as though her son’s neuroblastoma was starting to come back. So she made a couple of stickers to help rally people/raise a little money for treatments again. One reads “Uriah says fuck cancer” and the other — for people who want a slightly more mellow message — says “Uriah Magic.” I’d told her to let me know when they were ready and I’d buy a couple. She sent me the base price request, but the whole point was to support her. So I sent her $20 instead.
I turned off the TV at 9 p.m. and was in bed by 9:30 p.m. I fell asleep some time after 10.
Total spent: $20
The cat was kind enough to wake me up around 8 a.m. because she wanted to crawl on me and knead my flesh with her very sharp claws. (Which are admittedly my fault because I’m squeamish about getting them cut and don’t particularly want the extra exposure from taking her to get them trimmed. Also, she’s a terrible claw-trimming patient.)
After a few painful minutes, I shooed her off and lay around trying to fall back to sleep for about half an hour before I gave up and got up.
I settled in pretty much immediately to work on the blog.
I got the post polished and scheduled, along with the social media posts for it. And then still had many hours to kill
At 11 a.m. I ordered a French toast breakfast from Cracker Barrel for pickup. After tip, it was $15.01 since I also got an order of biscuits.
I came home, ate that, watched some TV and messaged with my friend who’s having relationship issues. Her partner was still being kind of a turd, which wasn’t surprising but still annoying.
At 4 p.m. my friend Jen hopped online and we did a Netflix Watch Party for The Social Dilemma on Netflix, which was a very interesting documentary about the negative effects of social media — both on individuals and the country itself.
After that, we were still both bored, so we started watching Dirty John, which is based on true crime.
Suddenly, it was 9:30 p.m. and I had to start getting ready for bed. I was asleep around 10:30 p.m.
Total spent: $15.01
I woke up briefly thinking it was Sunday and went to go back to sleep. But then I realized I don’t set my alarm on the weekend and thus it must be Monday. I really didn’t want to get up.
There was a decent number of emails waiting for me, which was a nice change of pace. I got through those in about 90 minutes, and then checked some blog stuff.
Allegedly, the 26 year old and I were going to try to meet that day, but I wasn’t holding my breath. The universe kept throwing up roadblocks, so I waited to see what would happen that day to keep us from meeting.
I ran the Roomba, started the dishwasher and then twiddled my thumbs til about 10:30 a.m. At that point, I left for the mall to make a quick return to Victoria’s Secret for some items I ended up not liking. I went right as the mall opened to try to make sure there were as few people as possible in the mall/store.
Except when I got there, there were a lot of people milling around. I had to walk about half of the mall and saw easily 40 people milling around. Eek!
I came home and didn’t feel well, even after taking my energy med and resting. The 26 year old had gotten back to me. When saying we’d meet Monday he’d forgotten it was Yom Kippur, and he couldn’t skip that with family. So we agreed to shoot for Tuesday.
But I think the isolation was getting to me. I told myself that I had therapy and then a massage Tuesday, so I just had to make it til then. Still, I was a little glum and slightly teary.
After work I just sort of sat around. I wanted to eat, but nothing sounded good. So I played on social media and chatted with friends until I finally pinned down a food craving. Which was unfortunately at the grocery store. I’ve been going more than once a week lately, and I don’t like that habit.
I spent $18.19, with $3.42 going into Saved Savings. I also got a couple of things at the Dollar Tree for $2.09.
My friend Jen suggested we watch more Dirty John to help keep me occupied, which was nice of her. I think she’s a bit lonely herself, but I also think she was concerned about me, which is sweet. And having something to focus on while also having someone to chat with was comforting.
I called it a night around quarter to 9 p.m. and was in bed around 9:30 and asleep around 10 p.m.
Total spent: $23.70
I woke up to another decent number of emails, which is nice. Then more came in, so I actually stayed relatively busy for the first couple hours of my shift.
I didn’t feel like sending the first text to the 26 year old that day. I’d been doing that lately, whereas he used to. So I guess I just wanted to make sure he’d make the effort and thus was still interested. He kept saying he was, but sometimes you need a little extra reassurance.
So I chatted with friends for most of the morning in between emails. I also paid the Victoria’s Secret credit card since the return had been applied. It was $14.91 for the items I kept.
My site was down, so I went to my hosting company’s site and… It was down too. Which I guess explained it.
At noon, the 26 year old texted to say that of course he’d woken up with a migraine and that he felt better now, but he’d decided he was done having a head. They could take it, and he’d figure something out. So I texted back to say that I’d heard Ann Boleyn had fared just fine, so he should be okay. And asked if that meant we were shooting for Wednesday.
I’d already decided if we didn’t meet Wednesday, I was going to start poking around the app again. I really liked chatting with this guy and thought we had good chemistry. But that’s moot if we never actually met.
I checked my site again, about 90 minutes after I initially had. Happily, it was back up.
I wasn’t feeling great, which made me not want to work out (well, more than usual, anyway); but I was pretty sure it was depression, not actual fatigue. So it was actually more important that I at least attempt a workout.
I managed to make it through the workout. After which I got a text from the 26 year old confirming that we’d now be shooting for Wednesday. So really I was just curious to see what roadblock would crop up next.
At 3:30 p.m. I had a therapy telesession. We discussed my feeling somewhat isolated in the past weeks and also the old feelings my friend’s relationship issues were bringing up, as there were some parallels to my and Tim’s relationship. We ended up pontificating on how I could avoid falling into the same behaviors when I eventually start looking for a real relationship.
My copay is waived for telesessions, so I put $25 into the Saved Savings account.
I had a massage at 5 p.m., which was lovely. I have credit on my account from the months I avoided massages due to high case counts, so it didn’t cost me anything in that sense. But I did tipthe masseuse $15 out of my walking around money (the cash I keep on hand for these types of things).
I guess the weariness before my workout was at least partially actual fatigue because I felt out of it after the massage: tired and lightheaded. I made it home safely, and my friend Jen and I chatted on the phone a bit about some news and how her neighborhood was planning a socially distanced Halloween so the kids wouldn’t miss out. Then we watched one episode of Dirty John via Netflix Party before I called it an early night.
I still didn’t fall asleep until around 10 p.m., but oh well.
Total spent: $40 ($25 out of weekly funds)
I woke up hungry, which was a problem because I had to fast for some bloodwork at 9:15 a.m. So I wouldn’t end up eating til about 10 a.m. Argh.
I answered emails and drank a bunch of water, since a lot of hunger can actually be thirst, and it did help some.
The 26 year old texted to say that he was feeling good, so he’d see me that night. I told him not to jinx it because, if he recalled, the first time we were supposed to meet, he had a migraine that came on at 5 p.m. He said at this point, whatever wrinkle came up, he’d find a way to iron it out. I replied that we should just see how the day unfolded.
I worked on the next day’s post, which I hadn’t even started. I’ve had trouble coming up with topics again. I think everything is just simultaneously so crazy with the world and so boring with day-to-day life that it’s hard to be inspired for any given subject that isn’t a political rant.
I worked on the post a little, then ran out to get the bloodwork done. I came home and gratefully ate something, then caught up on emails and finished up the post.
My card was charged for $24 my add-on dental insurance.
The 26 year old texted around 2 p.m. saying he was convinced I’d jinxed it. Apparently, a piece of last-minute work fell in his lap and had to be done that night. He is unemployed thanks to the pandemic, so he couldn’t pass up freelance work even if he wanted to.
I sort of laugh/cried. And told him that honestly I wasn’t feeling great at that particular moment anyway (fatigue surge), so maybe it was for the best. However, we’d have to see how the next day went because I had a breathing test — and my pulmonologist is 37 miles away. So there was a chance that the drive would completely ruin me for the day. He said if that didn’t work, he was available Friday night.
I took my energy med about 20 minutes early because I had to run the car over to the mechanic for an oil change and needed to leave as soon as I got off work, which is normally around when I take the pill. I didn’t want to forget. And happily, the med did help the fatigue recede.
Unfortunately, my good luck streak with the car finally came to an end. It hadn’t cost me anything other than oil changes and gas for almost 18 months. But I was informed that the front brakes were worn down and the rear shocks were pretty much dead. Neither was all that terrible price-wise, but together they added up to about $765.
But again, the car had behaved itself for ages and I’m generally okay in terms of money anxiety as long as car repairs stay under $1,000. They couldn’t do it that day, and I needed the car Thursday, Friday and Monday. So I scheduled the work for Tuesday. He said I could just pay for the oil change at that point, so it didn’t cost me anything that day.
I came home and watched TV. My friend Jen had work to do, so we couldn’t watch more Dirty John. I called it a night around 8:15 p.m. and was in bed and asleep by around 9:30 p.m.
Total spent: $24
Total spent: $184.92 ($168.92 out of weekly funds)
Yay, another low-spend week! Now if only I hadn’t felt so bored and isolated during most of it. But we can’t have everything, can we?
How did everyone else’s spending this week go?