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These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I got up and got through emails pretty quickly. I texted the 35 year old, and we traded a few texts during the morning, but neither of us had a ton to report.
Around 10 a.m. my friend texted about more annoyance with her partner. He just gets weird and just doesn’t seem to respect a lot of her concerns or requests.
This led to more debate on her part about whether the relationship was over, which spanned the course of the day. Throughout the day, I ended up writing several mini-novel responses to various messages. Thanks to Tim, I have a lot of experience with/things to say about unequal relationships.
The conversation went off and on til almost 7 p.m., though I messaged with another friend a bit and traded a few more texts with the 35 year old.
Otherwise, I mainly just chilled out and watched TV (though it spent a lot of the night on pause while I typed out those mini-novels).
The makeup I’d splurged on arrived. I unpacked them to gaze at the pretty colors and figured I could entertain myself part of the weekend playing with different combinations.
I went to bed around 9:30 p.m. but I wasn’t asleep until probably 11.
Total spent: $0
I worked that weekend, so the fact that it was Friday wasn’t terribly exciting. Sigh.
The 35 year old texted to flirt a little. Because of a couple of things on my end, I wanted to meet Sunday or Monday. Neither of us was loving the wait, but he said he was fine waiting until I was ready.
The day went pretty quietly. Energy/mood-wise I wasn’t ready to work out at 1 p.m., so I decided to put it off til 3 p.m. Then around 2 p.m. I was sorely tempted to just invite the 35 year old over that night, and my friend confirmed further wait was unnecessary. (The guy had even convinced his doctor to order a COVID test a couple of days ago, since he was going in for some bloodwork. And it came back negative.) So I told him to come over at 4 p.m. and decided to just skip my workout.
He showed up, and we chatted for a while. He loved Josie, and she apparently liked him quite a bit. So she got quite a bit of attention while we talked.
He didn’t leave until after 10 p.m. He seemed very enthusiastic about seeing me again, so that was a bonus, given my 2020 dating luck.
Some friends were eagerly awaiting updates, so I gave them an overview. But I was ravenous — for no apparent reason, obviously, since my mom and grandfather read this — and the takeout place I wanted to order from was closed. And I was far too hungry to be satisfied by diet food.
The previous Monday was supposed to be my goodbye to cheese, since my cholesterol is pretty bad. Then Wednesday I’d gotten two sides from a barbecue place I hadn’t gone to in ages — and one of the sides was mac and cheese. And now on Friday I couldn’t get pizza out of my head. So this apparently became the week of saying goodbye to cheese.
I got a personal pizza and cinnamon sticks. Which cost far too much for a single meal ($18.37 after tip), but since I really do mean to stop eating so much damn cheese, I didn’t want any pizza leftovers. Though after the personal pizza I only managed about 40% of the cinnamon sticks.
While I didn’t love the price, I was so hungry that white pizza was heaven — and the cinnamon sticks were basically on the same level.
I watched some TV while I ate, and I got into bed around midnight. I fell asleep around 12:30 a.m.
Total spent: $18.37
I woke up at 8 a.m. — slightly later than I’d intended, given that I was working. (I’d forgotten to set an alarm.) But I got through emails and messaged with a couple friends. I was a little concerned that the 35 year old hadn’t answered my text from the night before. He usually texted in the mornings.
I paid a $10 bill for some lab work my doctor ordered.
Since my new makeup arrived, I went through my case and grabbed a bunch of stuff that either had barely gotten used or I just hadn’t used in ages. My cousin’s daughter likes to play with makeup and YouTube makeup tutorials, so I figured I could make room for my new stuff while also getting the old stuff to someone who’d actually use it.
I finally got around to making a new lease for the guest house tenant. Her mom had been a co-signer, since the tenant didn’t have great credit (due mainly to medical debt). But her mom herself was now apparently needing to declare bankruptcy, so she’d asked to be taken off as co-signer. Like six weeks ago. Oops.
I was fine having just the tenant because she’s been incredibly timely on rent, warning me the one time she was going to be late (switching jobs had led to a paycheck gap). So I went onto a forms website, filled out the lease and paid $1.95 for a seven-day trial so I had the option to print the document. Then I printed out the forms and then cancelled the subscription.
I then left the lease in the tenant’s mail basket and texted her to sign both and leave one copy for me. Which she did within the hour.
I FaceTimed with Mom for a while, then noticed it was almost 1:30 p.m. and had to end the call. I wanted to get the makeup mailed, and the post office closes at 2 p.m. on Saturdays. Happily, I made it in time, and paid $15.05 for the medium flat-rate box. Then I stopped by my friend’s house to drop something for her (I’d added a lip color to my makeup order, since she didn’t want to pay shipping, and the company had sent a blush I didn’t need).
I put it in her planter out front and messaged her that it was there. And I added that the 35 year old still hadn’t texted. I was disheartened at the thought that I might have to go back and start vetting dating app guys again. (Yes, this was a bit premature, but several guys this year have ghosted. And my dating luck in general sucks this year so…)
Then I went up to CVS and picked up some prescriptions. While I’m not complaining, the three-month supply of one med was only $33.86 instead of the usual $111. The other two meds were $0.
I was very hungry by then, so I grabbed some takeout ($9.34 on the card plus $1 from my walking around money). My spending on that category is out of control. But on the other hand, I guess I’m supporting the local economy?
I got home, caught up on emails, and watched a little TV, listening for incoming emails.
It was 7 p.m. and still no text. Ugh. Even if the silence were innocuous — if he’d been caught up with other things — common courtesy would be to send at least a “Hey, super busy, will text more tomorrow” message.
But at least I was done work for the day, so I put away the computer and tried to focus on TV and not how men were idiots.
But at 8:30 p.m., he texted with “??” I asked what the question marks were for. Apparently, he’d texted back first thing in the morning — then sent three more texts. (He even sent me a screenshot of them, though I didn’t ask for it.) He was concerned when he didn’t hear back.
I’ve never missed texts before, but whatever. At least he wasn’t ghosting. So we chatted off and on for about 90 minutes before I got into bed and said goodnight. I fell asleep around 10:30 p.m.
Total spent: $71.20 ($70.20 out of weekly funds)
I got up at 8 a.m. feeling nicely rested. I got through emails pretty quickly, did a little bit of blog work, then threw in a load of laundry ($3.50 into the Washer/Dryer fund).
I started the Roomba running and got to work on the next day’s post.
I chatted with a friend off and on, which slowed down my progress on the post massively. Since the 35 year old wasn’t ghosting after all, he’s officially earned being referred to by name: Aaron. (I checked with him first, don’t worry.)
Anyway, around 1:30 p.m., Aaron texted to see if he could come over later. To which I happily assented.
At 2:15 p.m. he let me know that he was done his workout. I said I needed more time (I was still not quite done with my post), so could he give me an hour? He assured me that was fine and he’d just get something to eat, then head over. So I finished the last couple of paragraphs, did a quick read-through and edited a couple things. Then dashed into the shower to get ready.
He got here around 3:30 p.m. As mentioned, Josie is a big fan of his, so she went back and forth between us while we chatted. Around 7 p.m. we went and got takeout, which he was nice enough to pay for.
Suddenly, it was 11 p.m. — a problem since he wakes up at 4 — so we hurriedly said goodnight and he mentioned coming over again the next day, since it was a holiday. At least he’s not shy about his interest in me.
I was asleep a little before midnight.
Total spent: $3.50
Getting up was less than fun, but I promised myself a nap later. I got through emails, messaged a couple of friends, did a teeny bit of blog work, then lay back down for that nap.
I woke up feeling much more human, and checked my credit card. The Banfield plan charge had hit my account for $33.95.
I texted Aaron to confirm he still wanted to come over, which he did.
I hadn’t cleaned on Saturday like I normally do, so I wiped down the bathroom sink and mirror and cleaned the toilet, then dusted and of course ran the Roomba. I also changed the sheets and threw them in the laundry ($3.50 to the Washer/Dryer fund).
Cleaning the toilet made me remember that I needed to get some more of the awesome toilet cleaner I use. (As an Amazon affiliate, I get a commission for purchases made through any referral links.) I love the stuff because it’s great on hard water stains. I barely have to apply pressure with the toilet brush for them to come off. I got a two-pack for $11.88 ($13.02 after tax).
In between emails, I was messaging friends and playing on social media. At 1 p.m. I texted Aaron to see when he wanted to come over. Apparently, 5 p.m.
So I basically just waited for the workday to be over. Then I sat around messaging with friends, watching TV and eating corn chips (which, when I asked, Twitter followers assured me was absolutely a valid dinner). At 4 p.m. I hopped in the shower and started making myself presentable.
Aaron showed up at 5 p.m. So far, we converse easily, which is a nice change of pace from the guys I used to meet through dating apps who often weren’t very bright. As a bonus, he’s looking for basically the exact same thing I am: nothing as heavy as a real relationship, but companionship and conversation.
Also nice is that I find him immensely attractive, as he’s muscular but not crazily so. And apparently, with just a few extra pounds on me (well, around 15), I’m his ideal body type, which he’s very effusive about. And that’s always nice to hear.
So all in all, it seems like a good match. But again, with my 2020 dating luck (even pre-pandemic) I’m not counting on anything to work out for any particular length of time.
He took off a little after 9 p.m., and I was asleep by 10 p.m.
Total spent: $50.47
I woke up to a decent number of emails, which is nice because it gives me a sense of job security. But I got through them relatively quickly, then did some work on the blog.
I texted Aaron good morning, and he texted back. We traded a couple of messages, but left it at that.
At 10 a.m. I had a doctor appointment. There is a copay but they never charge me at the time of the visit for some reason. So I’ll get that bill in the mail, I guess.
I came home, cleaned up the inbox and felt very drained for some reason. So I went and lay down for a bit.
I woke up an hour later feeling human again. I caught up on the emails that had come in and messaged with some friends. Then I ran out to pick up a prescription ($21.41), fill up the car ($24.06) and hit the grocery store ($7.87 plus $4.40 in saved savings).
I came back once again feeling flat. While I was out, Aaron had asked what my plans for the day were. I begged off and said I needed to rest but would be happy to see him Wednesday.
The rest of the day I just dealt with emails, then goofed off after work watching TV and messaging with people/lurking on social media. I started getting ready for bed at 8:30 p.m. and I fell asleep around 9:30.
Total spent: $57.74
I got up and go through emails relatively quickly, as usual. I texted a bit with Aaron to confirm he was still planning on seeing me later. He made it clear he was very much looking forward to it. Nice to find a guy who doesn’t play games.
I dealt with emails as they came in and finished the next day’s post. Which turned out to be 2,200 words, so I actually split it into two. Which meant I had Monday’s post more or less written. Woot!
I got out my business’s checkbook and wrote out my “employee” paycheck. (As an S-Corp, I employ myself as a salaried worker, so I have to write myself a check each month.) Then I worked up the numbers and was pretty happy with how much I had left over this month. Also, this meant next Thursday’s post would be easy, since it would be a financial update.
It was time for my next small meal, but I didn’t want the food in the house. Or anything I could think of outside of the house. I was at rumbling-stomach levels of hunger, but nothing sounded good. Eventually, I decided Thai would be tasty, but by then I wasn’t getting hunger signals anymore.
Can stomachs pout?
I was texting with Aaron, and when I said I was thinking I’d just wait til I was hungry again, he urged me not to skip meals. So I called in a pickup order of two dishes (because I can never decide between the two). This meant the bill was $23.83 after tax. My takeout budget this month has been completely blown.
I came back and ate, messaged with friends and monitored emails. I hopped in the shower and was ready when Aaron came by at 3:30 p.m. He had an early morning — he’s getting his pilot’s license and had to be at the airport by 5 a.m. — so he left around 7 p.m.
I messaged with friends, ate the second Thai meal and watched TV until about 9 p.m. I got into bed around 9:40 p.m. but didn’t fall asleep until after 11 p.m. Ugh.
Total spent: $23.83
Total spent: $225.11 ($224.11 out of weekly funds)
Well, not the lowest spend week, unfortunately, and yet again too much takeout was purchased/consumed. Here’s hoping next week’s spending is a little calmer.
How did everyone else’s spending this week go?