These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I woke up feeling much more rested thanks to the earlier bedtime. Which was good because I had to get caught up on emails in about 45 minutes, so that I could get Josie to her semi-annual exam on time.
I got through the emails, dropped off the cat and came home to a weirdly empty house. I don’t even see her much of the morning, since she likes to lie around on the guest bed. But it was strange to know she wasn’t there.
I texted Aaron a good morning. I was hoping I could see him that night, since I was (finally) getting to see my friends in person. Outdoors and socially distanced, of course. But not on screens! And the previous weeks, Saturday/Sunday had been bad for him.
I chatted with friends, and a decent number of emails kept me at least vaguely busy. In the early afternoon, I went and got my mammogram. Whee.
After that, I texted Aaron again since I hadn’t heard back. Sometimes our texts don’t go through for some reason, so I wanted to make sure that wasn’t the issue and that he was just busy.
I went back home and finished out the workday. I still hadn’t heard from Aaron. So I texted that I assumed he was just busy but — to be sure it wasn’t the text problem again — I was going to call. However, I emphasized he shouldn’t pick up if he were busy with work or in a meeting. He didn’t pick up, so that answered that.
I went back to the vet to get Josie and paid $15.16 for a claw trimming. While I was waiting for the vet tech to bring Josie out to me, Aaron texted, apologizing. He had been in training and had the phone on silent. He was very apologetic, saying he should’ve let me know. I told him not to worry about it, I understood he has work to do. But I gotta say, it’s nice to have such a communicative guy around.
I came back home and just chilled out and watched TV for the night, chatting with some friends.
I’d realized it wouldn’t hurt to stock up a bit on food, in case there’s any unrest after the election. So I made a slightly longer grocery list than usual and I went to order my protein bars a little early.
Which is when I found out that if I picked them up rather than having them delivered, I’d get a $10 gift card for a $40 order. So I broke up my order into two. Then added two more orders. Because hey, it was a free $20. The total was $161.88. I don’t take that large of amounts out of my weekly spending.
My friend Kevin messaged to say hi. He’s looking at a summer home in a small town about 90 minutes away, and he’s adamant about wanting a well. Which is how I learned how much money I’m saving by not having a pool.
I started getting ready for bed around 8:30 p.m. and I was asleep before 9:30.
Total spent: $177.04 ($15.16 out of weekly funds)
I woke up a little before my alarm, which always makes me feel better rested.
For at least the next week, the temperature was supposed to get back up into the mid- to high 80s (even the low 90s a couple of the days), but the cooler days had let me get the house down to 76. Thus the A/C hadn’t come on for days, and I liked the idea of saving electricity. So I decided to further cool down the house with the cool 56-degree morning air. I opened both the front door and the back sliding door, turned on the ceiling fans and even brought my oscillating fan out to blow cool air into the house.
But by 10 a.m. I had to close everything back up because it was already in the mid-70s again. #desertlife
Two more people announced they were coming to the backyard hangout, which was great. We settled on 7 p.m. for a start time.
I ran out to get my groceries ($31.94 plus $7.95 in saved savings) and stopped at Walgreens to get some snacks for the party ($0.99 plus $4 in saved savings thanks to Walgreens rewards).
I got home bushed. I’d originally planned to go to my beauty service, and (since I’d be driving right by) stop at Target and get my orders. But that just wasn’t going to happen, especially if I wanted to have enough energy to go to the hangout that night. So I rescheduled the beauty service and decided to pick up the orders on Saturday.
I was hungry and nothing sounded good. Eventually, I decided I wanted Thai, but I was too tired to get it and the restaurant only uses the delivery app for evening meals for some reason. There was another Thai place I’d tried before — not quite as good, but still pretty good — so I searched and found an UberEats coupon for $25 off since I was a first-time customer. So I ordered two meals and paid just $9.70 for the tip and delivery fees.
I chilled out with some TV, then got ready to go see my friends for the first in-person (backyard, socially distanced) hangout since the pandemic began. I got there at 7 p.m. and we chatted and laughed (and pondered election crap, at which times we laughed less) and suddenly it was midnight.
I got home around 12:30 a.m. but I don’t think I fell asleep until around 1:30 a.m.
Total spent: $54.58
I woke up very groggy, but it was my overtime weekend for the month. So I dragged myself out of bed and took care of emails.
My insurance’s $24 dental add-on hit my card.
Aaron texted that he wanted to come see me that afternoon. On weekends, the email volume is quite low, so we’re allowed to just sort of keep an ear out for emails that come in, as long as we check the inbox every hour even if we haven’t heard anything ding. So I said his coming over would be fine.
I lay back down for a while and woke up feeling much better. I cleaned up the inbox, then jumped in the shower and got presentable, and Aaron showed up around 1:30 p.m.
After a little while, he suggested a drive. I said as long as we didn’t go too far out (30 minutes one way), it should be fine. So we just drove the highway. I don’t think I’d ever driven in a convertible with the top down before. My hairstyle was not thrilled, but it was fun.
Then I realized I was hungry, and he wanted coffee. So right before turning around, we went into a grocery store with a Starbucks. I picked up some cornbread ($2.49), and he grabbed his coffee.
We got back, and I caught up on the emails that had come in while I was gone. Then he sat down to watch a video and take a quiz for his upcoming final flight exam. He’ll do a written and practical test on the 16th and then will officially be a pilot, licensed to fly up to 10 people at a time.
He finished that up, and we hung out for a bit before deciding we were hungry. I don’t have real food in the house — just stuff for the diet that I really will go back to any day now (sigh) — so we grabbed some Panera. He’d paid the last two times, so I made sure to pay this time ($20.40 plus a $1 cash tip from my walking around money).
We fell asleep around 9:30 p.m. But around 11 p.m. he woke me up. He had gotten an urgent message from his boss that something was going wrong and had to go home and deal with it. So I got up, locked the door after him and then conked back out.
Total spent: $47.89
I woke up at 7:30 a.m. and opened up the front and back doors again to get cool air into the house. It was due to get back up to the low 90s outside, but nice and cool (60s) in the morning.
There were very few work emails, and I was done in about 20 minutes. I went online and paid $20 for some labwork and then went to pick up the Target orders.
Due to limited stock, I’d had to buy from two different stores. Honestly, I would’ve bought even more than I did (12 boxes), but I hadn’t wanted to go to three locations for pickup. Happily, I got drive-up service, so I didn’t have to go in the store.
I came home and caught up on the emails that had come in. I also texted Aaron that I hoped the issue had cleared up and that he’d gotten some sleep.
A new shipment of my peanut butter — they don’t sell my preferred brand here — went out for $28.75.
I started a laundry ($3.50 into the Washer/Dryer fund), then did a quick trip to CVS to pick up a prescription ($15) and to get a couple of items which were only $4.20 after coupons, offers and Extrabux were applied. Which meant that $19.58 went into Saved Savings.
Aaron texted to say he hadn’t gotten to bed until 4 a.m. but the problems were at least cleared up. But the conversation didn’t extend much beyond that. I chilled out and watched TV/answered emails until bedtime.
Total spent: $87.53 — eek!
I woke up to a decent number of emails, which is always nice. Still, I was done by 9 a.m. and bored.
Around 10 a.m. I started a load of dishes and ran the Roomba, plus texted Aaron to see how his morning was going. He replied that he was okay so far, and how was I doing? I said I was okay other than election stress — speaking of which, what was his availability that night or Tuesday? I wanted his company to help distract me. Unfortunately, he apparently got busy and didn’t reply right then.
I played on social media and messaged a bit with friends. And then… I was back to being bored.
I answered emails as they came in and did some pre-election stress eating. After my normal shift was over, I still covered the evening shift; but emails volume is low during those hours. So I mainly watched TV and worked the evening shift.
Aaron texted around 6 p.m. apologizing for not getting back to me sooner. It had been a busy day, apparently. He said we’d have to play Tuesday by ear but that he did want to see me.
I thought about getting takeout, but then realized the place closed at 9 p.m. and it was already… 6:25 p.m. What?! It felt like 10 p.m.!
Later, I texted a friend about that and was about to say “But now it’s closed for real” — only to find out that it was still only 7:49 p.m. This day was never going to end.
Several eons later, it was finally 9 p.m., and I started getting ready for bed. I was asleep around 10 p.m.
Total spent: $0 — finally!!!
I woke up to messages in my trivia group about election stress. There weren’t a ton of emails, so I got through them quickly.
I had no ideas for Thursday’s post, so I couldn’t distract myself with that. Instead, I decided on social media. Except that was going to be filled with a lot of election stuff, so I figured I’d have to keep that to a minimum as well.
It was going to be a long day.
Aaron texted, but he was very sore from a workout and also uncertain how his day was going to play out. He said he’d let me know if he could come by, but I wasn’t optimistic.
Such a long day.
My friend was looking for some smart lights, and since I had nothing better to do in between emails, I looked over various Black Friday ads to see what I could find. I sent her a few deals and noted a couple for my own purposes (including Kohl’s for some super affordable sheets that also appear to be very well-reviewed).
I was out of candy — and that was something that would not stand on this important/stressful of an Election Day — so I went to CVS. I used Extrabux and a 30% off coupon, so I paid $7.46 and $8.21 went into Saved Savings. I also picked up some takeout ($9.34) because at this point why not? Sigh.
At 2 p.m. I checked with Aaron. Unfortunately, his flight instructor had scheduled him to take a quiz the next morning, so he needed to study. Double sigh.
I kept watching the clock for when I’d be off at 3 p.m. — then remembering I’d agreed to cover the evening shift. Ugh. But given that I was just sitting around anyway, it wasn’t that much of a burden to keep an ear out for dings alerting me to new emails.
I turned on the TV for some escapism once my main shift — and thus the vast majority of emails coming in — was over. And then stress ate my way through the night, checking the increasingly dismaying numbers in many of the battleground states and commiserating with my trivia group and some people on Twitter.
At 8 p.m., Jen asked if I wanted to watch something on Teleparty or Amazon Watch Party. I initially said yes, but we weren’t sure what to watch. And about 15 or so minutes later, I realized I was emotionally exhausted and needed to start getting ready for bed.
I took one last look at the numbers and started crying that this might really be happening again — and that so much was going to be uncertain for a while. I took a shower, checked the numbers one really last time, then climbed into bed around 9:20 p.m. I was asleep around 10 p.m.
Total spent: $25.01
I had anxiety dreams all night, so I was groggy when I woke up. But I still got up and immediately checked the election result numbers. They… didn’t look good. But with the sheer number of uncounted votes, I couldn’t even officially grieve a loss. And given how close things are, I assumed there would probably be calls for a recount. So I was very weary overall.
I came out to the living room, opened up the doors to once again cool down the house a bit — so far, my HVAC hadn’t come on in days — and caught up on emails quickly.
My trivia group and I discussed the election’s lack of results and pending information and generally agreed this wait was excruciating.
The Netflix charge ($14.11) hit my account.
I passed some time and then got a text from my mom saying to check my email. This was the email where she let me know he was going on a ventilator “provisionally for five days.”
I knew that in spring/summer, a lot of people who went on those machines (even people who weren’t 84 with a suppressed immune system) didn’t get off them. So I continued the stress eating with a personal pizza and cinnamon sticks ($18.37 after tip). I got a text from Aaron saying he could only come by for a couple of hours but wanted to see me. Normally, I’d have told him not to stress himself out with a 20-mile drive for a quick visit. But I desperately needed a distraction from… everything.
He came by around 3:30 p.m. and had to leave around 6:30 p.m. since he had a very early morning. But the company was still welcome.
After that, I ate the remaining cinnamon sticks and a little candy and watched TV til around 9:30 p.m. I was asleep around 10:30 p.m.
Total spent: $32.48
Total spent: $424.53 ($262.65 out of weekly funds)
Ugh, another high-spend week. This is nearly back to Tim-era levels of spending thanks to too much takeout and candy. Given that this election stress isn’t going away anytime soon (protests in downtown Phoenix started Wednesday night), I need to channel my stress into getting some workout endorphins going. Before my pants don’t fit anymore.