These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I got up and got through the initial work in a decent amount of time, even with the new duties. They’re more or less under control now.
My coworker texted me asking if I could cover her four-hour shift. Her daughter had randomly had a seizure the previous night and was in the hospital until at least Friday morning. I said sure and suggested that — if she’d been at the hospital all night — maybe it was best I take Friday’s shift too? She agreed.
The house had gotten kind of messy, so I did some nominal cleaning, stopping to answer emails as they came in.
I paid a doctor bill of $48.32. I tried to renew my car registration online, but apparently I needed an emissions test. Whee.
I had hoped to run some errands but the morning’s cleaning seemed to have worn me out. Chronic fatigue is swell.
I got through my usual shift. At the start of the evening shift, my boss called and we went over the remaining systems I had to learn for the new duties. About 30 minutes after he and I were done, I was officially caught up on the backlogged work, and I could breathe a sigh of relief.
I held out against junk food/cheese cravings til about 6 p.m., but then I went to the store. I got the aforementioned items, but also stocked up on salads as my weekly grocery run. Salads cancel out junk food, right? Right?
The total was $21.31.
I came home to find that UPS had come in the 20 minutes I was gone. Argh! So now I had to go to the UPS store to pick up the package. Greeeaaat.
I watched TV and ate for a bit but at 8 p.m. I started getting ready for bed. It took me until sometime after 9 to fall asleep, but that’s still pretty good.
Total spent: $69.63
I got up and got through emails, did the social media posts, got some other duties dealt with and then got my spending diary edited and scheduled for the following day.
Work slowed down a bit, so I ran a few errands. I fueled up the car ($24.53 plus $1.10 to Saved Savings for a grocery store $0.10/gallon reward). Then I dropped off my old prescription to the new optometrist, who wanted to see the previous one since I have rigid gas permeable lenses.
Aaron replied to a good morning message I’d sent. Work was stressful and he said he might want to go to the gym afterward to relieve some of that stress. He’d let me know by 4 p.m. whether he’d be coming over.
The final errand was getting the package. I got home, glad that was over — only to discover that Costco had mailed the gift card portion of my order separately. I’d bought the GC to give to Aaron to help offset the cost of the gas he uses to come see me. (He uses about a gallon each way.) But there wasn’t much I could do. Except grumble.
I caught up on work, then just chilled out. I kept looking forward to 3 p.m., only to remember that I was working the evening shift too. And the weekend too. Sigh.
But toward the end of my shift, my coworker messaged that she wanted to switch weekends, so I’d work the weekend after Christmas. I was relieved and quickly agreed.
I watched TV, and around 5:15 Aaron called to say he was coming over. He got here at 6:30 p.m. and was delighted with the PJs. And he was almost as excited when Josie hopped on his lap. That resulted in a photo session while I finished my workday.
We chilled out for a while and ended up ordering some food, which didn’t show up til about 9 p.m.
Aaron uses two or so very small puffs of medical marijuana to help him sleep. But he decided to puff a little recreationally, which he apparently hadn’t done in ages. Which I guess explains why he got suuuuper stoned.
He was pretty funny — garrulous but also sometimes forgetting what he was saying mid-sentence — and we chatted for about three hours, finally going to sleep around midnight.
Total spent: $25.63
I woke up around 7 a.m. to hear Josie puking on the bed. And of course, only after that deciding to jump down to the easy-to-clean tile floor. Sigh. (In her defense, she did puke more, so I guess she was sorta trying?) I got a wet cloth and dabbed at the wet spot, but I couldn’t wash the duvet cover while Aaron was still asleep under the duvet. So I climbed back in bed and dozed a bit. But I never got completely back to sleep.
Around 8:30 a.m., Aaron woke up for a bit and said had no memory of anything after dinner. So I caught him up briefly, and then he dozed back off and I once again tried for around 40 minutes before giving up and starting a load of laundry ($3.50 to the Washer/Dryer fund). Then I lay back down and tried to doze but… nope.
I finally just got up and chilled with Josie and wondered if Aaron was ever going to wake up again.
He did finally… at 11:30. Eesh. I teased him, but at least he was well-rested. Though actually still a little groggy. We lay around for a while and then he was hungry, so we got Cracker Barrel takeout ($26.36) and ate. Then we lay back in bed for a little bit before my 3 p.m. optometrist appointment.
I’d had a terrible experience with the previous optometrist — who also turned out to have written down a completely wrong prescription after my eye exam — but happily the doctor I saw that day was much better. I was finally able to order lenses before this year’s insurance benefits expired. So I paid $79.94 after the benefit. I don’t take amounts that large out of my weekly funds, so no money got transferred out.
I came back around 4 p.m. and Aaron was dozing still but woke up when I started moving around. We chilled out until about 6 when he finally started feeling normal again and declared he needed to go home and get some work done.
So I saw him off and watched some TV, eating some of the biscuits that were left over from brunch. I called it a night around 9 p.m.
Total spent: $109.80 ($29.86 out of weekly funds)
Despite a visit from Josie (which was either “I love you, let’s cuddle” or more likely “It’s past 7 a.m., where is my food, lowly hooman?! I shall climb on you until you tell me!”), I managed to sleep in until almost 9:30.
I got up and put the duvet and pillow shams into the wash ($3.50 into the Washer/Dryer fund) and sat down to get the next day’s monthly spending report polished up. Normally, I run those on Thursdays, but it’ll be Christmas Eve and no one will really be checking posts much. Also, I was uninspired about topics.
I also came to the conclusion that, much as I want/need to lose some weight, I was likely going to overeat my way through Christmas. So rather than be in denial and make too many trips to the store, I did a stock-up run.
But first I stopped by Target to do a return. Then I went down to Macy’s and picked up the primer I got such a good deal on. Only then did I finally hit Fry’s for a truly obscene amount of junk food/snacks ($42.18). Sigh.
I came home and watched TV, munched and played on Twitter. I got the duvet cover put back on with only minimal hassle. Then Jen had invited me to a virtual happy hour she was doing for singles in the Women of Personal Finance group she is an admin for. I was initially a little unenthused, but it was actually a lot of fun.
After that, I watched TV for a few hours and started getting ready for bed around 9 p.m. I was asleep around 10.
Total spent: $42.18
I woke up pretty groggy and was thoroughly annoyed to find that my coworker had been incredibly lax. Basically, she failed to read past the customer’s reply. I know this because my reply (which was right after the customers three-line response, so ridiculous that the coworker didn’t check) had requests that the customer hadn’t fulfilled. It was too late to go back make the customer do what I asked, so I just grumbled.
My coworker is never an amazing employee, but sometimes she’s just downright lazy/inattentive. It’s maddening, but she’s a family friend of the boss, so I can’t run to him about these things unless they’re egregious. Which this wasn’t, though it created some hassle for me.
Impressively, she also managed to be inattentive on a second ticket. I know she’d just had a scare with her kid, but she’d also insisted she was fine to work that weekend.
My mood wasn’t helped by the fact that the right side of my neck was awful. I could barely turn it without a twinge.
Then a customer started sending in requests. In the past, he’s done this in small batches, so I’ve skipped admonishing him about not quite filling out the forms correctly. So the issue was partially of my own doing today when he sent in a huge number of inquiries. Around 95. The thing I’d never admonished him about created more work for me this time — and it meant that it was going to be a moderate hassle in the future thanks to my new duties. Ugh.
Needless to say, this time around I stressed just how important it is that he do it right in the future. I explained just how much of an issue it would be at this volume. So hopefully he takes pity on us next time around.
The good thing about all this is that the day went by very quickly. A friend was having more problems in her relationship — that’s basically the default at this point, poor thing — so I reassured her that she was being reasonable (she really, really is). Then we discussed some tactics for avoiding friction during the holiday, so they could just enjoy the time together.
After work, I just watched TV and had snacks. I put heat on my neck off and on, and massaged/stretched it in between. I started getting ready for bed around quarter to 9 p.m. started getting ready for bed, but I didn’t fall asleep until probably 11 p.m. Sigh.
Total spent: $0
So of course I was delighted when I woke up around 5:45 a.m. unable to get back to sleep. And that my neck was just as stiff as the day before.
I dealt with everything in the first two and a half hours of work, so then it was just a matter of keeping up with things as they came in.
I chatted with my friend more about relationship stuff. She still wondered if she were being unreasonable, so I made a list of things she had requested. They were all ridiculously reasonable, like “Have him give you his monthly contribution to household expenses in a timely manner and not make you nag him repeatedly, sometimes over multiple months” or “Have him not wait to start cooking dinner til 7 or even 8 when he knows that for years you’ve liked to go to bed at 9 p.m.”
This kind of crap is why I’m afraid to go back to real dating, folks.
I checked Facebook briefly and found out that my friend’s girlfriend has COVID. Eek! So I messaged my friend to see whether she’s okay and whether, if she’s quarantining, she needs anything dropped off. She said she was okay — she’d tested negative once and was doing one more test later that day — and didn’t need anything. But she thanked me and gave me an update on the girlfriend. Which was that she wasn’t doing great but wasn’t hospital-level yet, thank goodness.
I like to have a wall calendar to write appointments down on, so I got the 2021 Ann Taintor calendar for $15.53 after tax. (As an Amazon affiliate, I am compensated for orders placed through my links.)
My back decided to join my neck in stiffening up, making it uncomfortable to take deep breaths. I gave in and took some ibuprofen. Then I set up the massaging mat and hoped that would loosen it up. Which it did… slightly. But any progress was appreciated.
I applied with Chase for a new mortgage to see what I could get. I didn’t have much hope, but figured it didn’t hurt to look into. As suspected, it didn’t make financial sense.
After work, I picked up a prescription ($1.30). Driving was pretty uncomfortable with my back so stiff, so I put on a sweatshirt when I got home to help keep the muscles warm.
Aaron video called and we chatted for a while. He offered to come over and said he’d even work on my back, but I was too tired to entertain. So we agreed to check in the next day.
Then I just watched some TV and started looking at new car and home insurance policies to see if I could lower my current rates.
I started getting ready for bed around 8:30 p.m. but didn’t fall asleep until sometime after 10:30 p.m.
Total spent: $16.83
I got up and got through emails, but there were issues with our secondary email system, where we store pending stuff. The email issues just keep piling up lately.
I wrote up a quick post about getting through the holidays and then lay down for a bit. When I got up, I responded to a message from Aaron, and he let me know the morning had been crazy, trying to deal with a foul-up, and he hadn’t been able to start his normal work stuff until 11 a.m. So a visit didn’t seem to be in the cards.
A few emails had come in for me to deal with, so I got those taken care of.
Work went relatively quickly, and then I just chilled out and watched TV (and snacked copiously, of course #holidays). My friend Leila left some Christmas baked goods for me outside. She also bought me some kettle corn from Trader Joe’s. She and my friend Christine know that I love the stuff but, since I don’t shop at Trader Joe’s, basically never get it myself. So sweet of her!
I chilled out until around 9 p.m. when I started getting ready for bed. As is the trend lately, it took me a while to fall asleep so I didn’t finally doze off til around 11 p.m.
Total spent: $0
Total spent: $264.07 ($184.13 out of weekly funds)
Well, it wasn’t the lowest-spending week in the world, but not bad overall. And at this point, I’ll take what I can get — especially given that it included $40 of snacks and junk food.
How did everyone else’s spending go this week?