These spending diaries are a way for me to be more cognizant of my spending. They’re also a peek into my daily life for those who care.
For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $280 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I woke up around 3:30 a.m. and couldn’t fall back asleep. Whee. At 5:20 I finally gave up and got up. I started work early, intending on a nap (which never happened).
Around 8 a.m. I messaged Aaron to see how his head/nose were doing, given that he’d had some cold symptoms the night before. Unfortunately, he said it was still sort of in limbo. He was going to monitor it for another day or two and if it got worse, go get tested for COVID to be safe.
It was almost definitely a head cold or maybe allergies. But I have anxiety and on the very off-chance it did turn out to be COVID and he infected me, I would wonder how many people I’d infected running errands. So…
I called the vet and explained that while it was probably nothing, my boyfriend (it’s shorthand, don’t get excited) had a runny nose. So I should probably cancel and reschedule once we were sure it was nothing. The lady actually thanked me. Working with the public must be harrowing. I also called my eye doctor and cancelled my appointment for the next day.
Then I realized I was going to have to do grocery delivery because I needed a few things. Between the delivery fee and tip, I paid $15.74. Owwwww. But again, better than unnecessary risk. (No matter how small the odds.) A few things got cancelled, so in the end it was $49.60.
I was also nearly out of protein bars. I was able to get a discount (though not the full 20% promised?), so it was $77.15, with $10.80 going into saved savings. I made a mental note to call Target once the order was processed and see whether I could get the rest of the 20% off.
I was pretty exhausted from not enough sleep, so I just got through the day as best I could, then watched TV and ended up lying down for most of the evening.
Aaron called and was feeling good. He ended up telling me about how he’s taking collagen peptides now and why that’s important as we age. I said I’d think about it, and he exclaimed, “I just don’t want you to get old yet!” I started cracking up, but paused to give him an appropriately hard time about his wording before going back to laughing hysterically. He said he was sorry and he’d just meant that I needed to stay 40 for a while.
Uh, I’m 42?
He said that was fine, I should just stay 42 until he can catch up. So… I guess we’re going to see each other for at least seven years? Always nice to have a heads up.
At 9 p.m. I got ready for bed and was asleep before 10:30 p.m.
Total spent: $134.84 owwwwwwww
Thankfully, I slept well, so I woke up reasonably energetic. Well, as energetic as I ever get in the morning.
Aaron messaged around 11 a.m. and ended up video calling since he didn’t want to type his update. He felt a little weird after drinking a bunch of water, and then his ears buzzed a bit after a bunch of coffee. But his nose was fine. He said he wasn’t really sure what to do.
I went online and none of that was really COVID stuff — and the runny/stuffed up nose was intermittent enough that I doubted that was COVID. He asked whether that meant he should monitor until Monday and then either see me or test, or whether I was comfortable having him come over.
I told him I’d think about it, then turned to my friend Leila who’s super paranoid about COVID. She said at one point or another in the last few months, she’s had each of those symptoms too. And unless she had an extremely mild case and none of the other three people in her house developed symptoms — including one she sleeps next to — she’d never had COVID.
I’d already been inclined to think he was fine if his nose wasn’t runny or stuffed up — especially since with watery eyes, that’d sounded like allergies/a cold anyway — so I told Aaron that if she wasn’t concerned, I didn’t see a reason to be either.
I started a load of laundry and put $3.50 into the Washer/Dryer fund.
All of this was in and around work, which kept me busy until almost 1 p.m. At that point, I switched around laundry, scheduled the next day’s post and could finally breathe in between emails.
Aaron called around 2 p.m., but it turned out he had been roped into a meeting between 5:30 to 6:30 p.m., and given that we both go to bed early, we usually try to avoid him coming here too much after 6 p.m. So we moped a bit about not seeing each other. Then he had to go deal with some work.
I watched some TV and chilled out, preparing for a quiet night. But at 5:30 p.m. Aaron called to say the meeting had been cancelled and could he come over?
I told him that, as always, I needed about 40 minutes, so he showed up a little after 6 p.m. We chatted and chilled out. At one point, we got some (healthy) takeout with a salad place, since I’m trying to eat better. He paid that time.
We fell asleep around midnight.
Total spent: $3.50
We woke up around 8:30 a.m. and (other than wanting to eat aaaaalllll the bad foods in the world) I wanted to do exactly nothing. So I got us some protein bars, and we lay around for a while.
Eventually the bars wore off, so at noon we went and got some more healthy-ish takeout at a (local?) chain called Baja Fresh. I got a fajita platter, but there was no cheese and I don’t eat sour cream or guacamole. So it was relatively healthy. I paid this time, so it was $27.67 for both meals.
When we got back, a pet toy Aaron had ordered for me (he also ordered one for a cat-owning friend) had arrived. It’s a battery-powered ball that rolls around in random directions, encouraging cats to chase it. Except Josie was extremely wary and mainly just kept it in eyesight but dashed away every time it started coming toward her. Hopefully, she’ll want to actually engage with it at some point.
Aaron had to go get started on his day. He had to workout — which is a multiple-hour affair — and then his friend Blythe was coming over. They had decided that they were sick of cooking/worrying about food every day. So they were going to start buying a bunch of meat and veggies each week and cooking it all at once, then divvying it up between them.
Blythe is even more paranoid about COVID than Aaron or I, since she likes to visit her elderly parents, so I’m not concerned about the fact that they sometimes hang out indoors.
I hit a fatigue wall, so I lay in bed watching TV and playing on Twitter. I had a 30% off in-store coupon from CVS plus $16 in Extrabux, and I needed a few things. But I did the math and decided the $2.10 the coupon would save me wasn’t worth the risk of exposure. So I ordered online instead. ($7.02 plus $16 in Extrabux.)
That said, I was loving the $1.25 strawberries I’d gotten with my grocery delivery. They weren’t quite as good as summer ones, but still delicious. And I was eating a tremendous amount of them at a time. So I decided to risk one in-person trip to the store. (In the future, I’m going to try to just do contactless pickup, at least until this spike dies down, since Arizona is the country’s hot spot.)
I went to a different store than usual, and there were a few things that hadn’t been in stock at the other one. So my grocery bill was $20.47.
I came home, munched and watched TV til I started getting ready for bed at 9:30 p.m. I was asleep around 11 p.m.
Total spent: $71.16 (At this rate, my funds aren’t going to last the full week!)
Josie woke me up by crying for food. It was 9:30 a.m. — well past the time I normally feed her — so I couldn’t be too annoyed.
I got up and started working immediately on the post for the next day. That ended up taking much longer than anticipated, so I didn’t finish editing and scheduling the social media posts until 1:15 p.m. Eesh.
I cleaned the litter box, folded laundry and started a new load ($3.50 into the Washer/Dryer fund). I had been going to clean the shower stall, but I just didn’t feel up to it.
I chilled out and watched TV. I ended up putting part of the load of laundry through the wash again to see if I could get the pet hair off the sheets. I did not. (I’ve since looked up how to do it. Good to know for the future.) So I put another $3.50 into the Washer/Dryer fund.
Around 6:30 p.m., I started working on my business taxes. I decided that they’re pretty simple these days and can be done by hand. It took some work to recreate some of the statements that H&R Block had attached in previous years to provide further information. But I can just modify those in future years, so it shouldn’t be as hard again.
I got caught up in that so, I didn’t quit til around 10 p.m. and fell asleep around 11:30 p.m.
Total spent: $7
Work was relatively quiet, so I sent follow-up emails about a ton of cases. Hopefully, we can get some things closed and no longer pending.
It was quitting time surprisingly quickly. I went to mail my business taxes and… A guy who’d just come out informed me the wait was nearly an hour. Apparently, the line stretched all the way to the back of the building, and only two employees were working. Ugh.
I wasn’t about to stand around for an hour around a bunch of people — especially since some might not be masked — so I grabbed some takeout and went home. I used the stimulus to buy a gift card, so the $9.83 I would’ve paid went to saved savings.
I came home, ate, chatted with friends and watched TV. Around 7:30 p.m., my friend Jen called to see if I wanted to watch something on Teleparty. We watched one episode, and Aaron video called during it. I messaged that I was watching something but would call when I was done. After the one episode, Jen and I decided to talk on the phone. I hung up with her around 9:30 p.m.
Aaron didn’t answer when I called, so I figured he was asleep and got ready for bed. I fell asleep around 11 p.m.
Total spent: $9.83
I was pretty groggy when I got up, but got straight to work. That kept me busy til a bit past 10 a.m. Then I just did some work on the next day’s post and watched the inauguration.
I swapped messages with multiple friends cheering that it was all finally done. Then I finished the next day’s post.
A little after 1 p.m., I went to the post office and the line was much more reasonable. I was in and out within 15 minutes. So my business taxes were officially mailed! (I paid for the tracking and postage with my business card, so I don’t count that in my general spending.)
I got back, and finished work. Then I texted with Aaron a bit before he switched to a video call. We chatted for a bit, and he said he actually thought he could come see me. So we agreed he’d come around 5 p.m.
I watched TV and ate. I got ready, but at 5 p.m. he still hadn’t indicated he was on his way. So I messaged. He’d gotten roped into a virtual happy hour at work, but he said he’d keep it brief. So he got here around 6 p.m.
When he got here, he was supremely out of it. I’d never seen him so scattered before. He had a bunch of small frustrations at work and hadn’t slept well. So I told him to just calm down and stop trying not to think about things. It doesn’t work. Just let the thoughts come. And since he was sore from his workout, he was the one who got a massage this time.
He was a bit more relaxed after that, so we ordered food around 7:30 ($26.72), then had to pick it up and come back. So we didn’t eat until almost 8:30 p.m.
We got into bed around 9 p.m. but ended up talking for a while. I think we fell asleep around 11 p.m.
Total spent: $26.72
Total spent: $253.05
Okay, not remotely a low-spend week. But since more than half of that was spent on groceries (Fry’s plus the protein bars at Target) and the accompanying delivery fees to keep everyone safe, I don’t feel too bad about it.
How did everyone’s spending go this week?