For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250* a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
Aaron and I woke up at 6:30 a.m., and I got going at 7 a.m. I decided to treat myself and got a Panera bagel ($2.92).
I got home and ate my bagel while I dealt with emails. Then I lay down for a while because I hadn’t gotten enough sleep.
When I got back up, I started a laundry ($3.50 to the Washer/Dryer fund) and dealt with the emails that had come in. I also got an email notification from Vanguard that my transaction had gone through, maxing out my Roth. (Thanks tax refund!) Woot!
The rest of the day was pretty quiet. Aaron had videocalled while I was napping, and I’d left a message when I woke up; but I didn’t hear from him before I had my training session.
And folks, I knew intellectually that it had to happen eventually, but the horror of lunges and a serious number of squats started in that session. My legs held up surprisingly well, but I knew they and my glutes were going to make me pay the next day. So I spent a while after the session on the floor stretching and using the foam roller.
I stopped for a bit, so I could write a long message to a friend. We were discussing dating stuff, what I wanted to happen with Aaron (TBD incidentally), etc. When I was done that, my head felt fuzzy and I realized it’d been several hours since I’d eaten.
I got a small pizza and some cinnamon sticks ($18.99) which would last for two meals. I picked it up, came back and watched TV for a while. Then I went back to stretching and the foam roller for a bit.
Aaron called, so we talked for about an hour before he started getting tired and called it a night. He’d had a long day because he was dealing with the double whammy of month-end and quarter-end reports.
After we hung up, I went on Amazon to look for a new pillbox. Mine apparently fell out of my purse when my friends and I went to (the patio of) a bar a couple weeks previously. I found one for $9.76. The expense was annoying enough, but the box had had 2 Adderall in it. And since they’re a controlled substance, I really can’t afford to lose many of them.
At 9:30 p.m. I started getting ready for bed and was asleep around 10:30 p.m.
Total spent: $35.17
I woke up, got caught up on work and then got the next day’s spending diary edited and set up to publish.
I asked my mom to order me some Liquid IV and a EPA/DHA supplement from Costco then sent her the $58.38 order total. Beyond that, I just chilled out and let the workday pass.
My hamstrings and glutes were indeed unhappy, so I stretched and used the foam roller. It helped a little, but I wasn’t going to be able to work out the way I’d hoped.
After I was done for the day, I ate the rest of the pizza and cinnamon sticks, then hopped in the shower. My friends and I were meeting at 6 p.m. at a bar patio for drinks.
I had planned on Ubering there — I don’t like driving when I’ve been drinking hard alcohol, and I wanted the specialty drinks at the bar — but a 14-mile ride was going to be $44. I later found out that a lot of gig workers are taking the enhanced unemployment benefits rather than, ya know, risk their health. Can’t blame them, but it means basically constant super-surge pricing.
I decided to just drive there and stop drinking a few hours before the end of the night. Not as much fun, but oh well.
I got to the bar early enough that I was able to order two drinks during happy hour, making them only $7 instead of $12. We stayed a while, so I got an entree and one more drink. After tip, the total was $53.52. Going out is pricey, folks. But glorious.
We went to a second bar a few minutes away (I hopped in with someone and we just both wore masks), but we were only going to stay for about two hours, so I didn’t drink anything further.
Afterward, I headed home, stopping at a bank ATM to get $60 for the yard guy in the morning.
I had a craving for frozen yogurt and tried to find a place that was still open. There was one cookie store still open that also made its own ice cream (which, for lack of any fro-yo options, I decided was close enough); so I doubled back and got there 15 minutes before closing. Only to find out that they were sold out of ice cream for the day. Le sigh.
I got home at midnight. My legs were still a bit unhappy, so I stretched and used the foam roller a bit more before getting ready for bed. I fell asleep around 1 a.m.
Total spent: $171.90 owwwwwwww
I woke up around 9:30 a.m. and checked in with my friend who’d had her second vaccine shot around 7 a.m. She was feeling okay thus far.
I went out to run some errands after the yard guy was finished. If anyone in the Phoenix area needs a yard guy, I highly recommend him. He actually used a hoe to get the front yard weeds up. Most people charging so little will just weed-whack.
I went to Kohl’s for an Amazon return (two too-snug workout tops). Then I went across the street to Big 5 to check out hiking boots. The recent hike had proven I needed shoes with better grip. With a coupon, I paid $27.14 for a solid-looking pair.
I was almost out of contact lens solution, so I picked some up at CVS and used Extrabux to lower the price. So I paid $5.96, and $6 went into Saved Savings. Then I went across the street to Fry’s for a few groceries ($13.17). I was still craving frozen yogurt (the fourth time in less than two weeks), so on my way home I stopped by a fro-yo shop and got some to go ($8.17).
I came home, settled in to watch some TV and ate. I’m really enjoying Queen of the South, so the rest of my day was basically just watching that. At 6:30 p.m. I went and got some takeout with a gift card ($9.83 to Saved Savings).
I called it a night around 9:45 p.m. but wasn’t in bed until 10:30 p.m. and didn’t fall asleep until 11:30.
Total spent: $70.27
I woke up at 9 a.m. and settled in to update the spending diary and figure out what to write about for the next day’s post. I was feeling tremendously uninspired.
The Netflix charge ($15.19) hit my card.
I FaceTimed with Mom for almost two hours and then finally sat down and wrote a post, but it didn’t come out easily. Sigh.
After that, I just chilled out and watched TV. I dyed my hair to get rid of the gray roots, and as always got an impressive amount of dye on my face and arms and neck.
After several hours of cravings, I finally went up to Walgreens and got some Starburst jellybeans ($3.99). Hopefully, that tides me over until next Easter.
Aaron messaged to say that he was going to wrap up his work by that night, so I hoped it meant we could see each other Monday as planned. We hadn’t even videocalled in a few days because he was so busy, and I’d kinda missed him.
I called it a night around 10 p.m. but didn’t sleep until around 11 p.m.
Total spent: $19.18
I woke up and didn’t feel very peppy, but I got through the emails that had come in overnight and started on my secondary duties. Halfway through that I started feeing very tired, but I needed to finish before I could lie down.
So I didn’t lie down until 10:30 and only dozed briefly. Aaron responded to a message I’d sent asking about that night to say that some issues had come up in the morning that had interrupted his sleep. He need to take a nap later — he was in a meeting as he was typing — and then he could let me know.
I got up and dealt with the emails that had come in. I also cleaned off my yoga mat which Josie had so thoughtfully puked up a hairball on. Ah, pets.
I paid a doctor’s bill for a $15 copay and called the bank to request a new analysis of my escrow since I switched my home insurance and got a lower premium.
I had my personal training session at 3:30 p.m. Afterward I stretched and watched TV for a bit, and Aaron messaged a little before 5 p.m. to say he hadn’t been able to get a nap in. Meaning he wasn’t going to be up for company.
I said to just call later so we could chat — we’d barely talked in days, which is weird for us — but we’d just shoot for tomorrow for a visit.
I got hungrier and hungrier, but nothing sounded good. So I figured if I couldn’t eat something I wanted to eat, I might as well just have one of my diet frozen meals. I watched TV for most of the rest of the night.
I did get hungry enough that I had to have a decent-sized snack around 8 p.m., so it wasn’t quite as on-target for my diet as I’d have hoped. But it’s a start.
I started getting ready for bed around 9:30 p.m. and fell asleep about an hour later.
Total spent: $15
Josie oh-so-kindly started crying in the bedroom doorway about 20 minutes before my alarm. I told her to hush, but eventually gave up, figuring she was out of food. Nope, still had food and water in her bowls. Brat.
I tried to lie back down, but I was annoyed and that kept me awake. Grumble grumble.
Aaron messaged to say he’d slept well, so we agreed that (assuming nothing came up at his work) I’d come over that night.
Work was actually decently busy for a while, so that made the first half of the day pass relatively quickly. Around 1 p.m. I checked in with Aaron and he was still all set for company. He asked if 6 p.m. would be okay, which was perfect because it gave me time to go to the gym again (twice in two weeks, baby — it’s a start) without rushing.
I got through the rest of my day then went for a workout. It was even more of a slog this time, which is saying something. But I managed 20 minutes on the elliptical. It’s a bit disheartening that I spend at least half as long stretching afterward as I did exercising, but I know I’ll build back up eventually.
I came back home, got ready and left for Aaron’s, getting there just a bit past 6 p.m. We hung out for a bit and he ordered us some food around 8 p.m. It was a nice night — about 80 degrees, clear skies and no wind — so we ate outside.
Then we went back to his place, chilled for a bit and called it a night around 10 p.m. But I didn’t fall asleep until at least 11:30 p.m. Ugh.
Total spent: $0
I woke up around 6:45 a.m. and got going about an hour later. I didn’t get home until 8:30 a.m. and dove into emails and other duties.
It was a melancholy day. A lot of it centered around how I didn’t think things were going to work with Aaron. He always kept crazily busy — the man belongs to four (4!) volleyball groups, wants to see a bunch of national parks, do hiking that’s beyond my skill level etc. — and we already only see each other about once a week. It won’t be the end of the world if it doesn’t work out, but we both agree we’re attached to each other. So it’ll sting.
I kept lying down and trying to hide from the world between emails, and I just let myself cry sporadically as needed.
I wanted to message my friend Leila and pour it all out. But that also sounded exhausting and I just didn’t have it in me. So I just sorta emotionally limped through the day.
I saw my aesthetician at 3:30 p.m. Well, I thought it would be her. I had gotten a text in December letting her clients know she was going into the hospital with COVID. Then nothing. I was worried, but when I texted to set up an appointment, I got a response and was relieved.
But the gal I saw was, as best I could tell, a daughter or daughter-in-law. She confirmed that the woman I had seen had died after six weeks in the hospital. So that was just an extra bit of awfulness for my day.
I paid $40 for the service, and then I went to Fry’s in a haze of sadness (and renewed anger at holiday travelers). I got some cheese and crackers and strawberries were on sale so I got four cartons and then a bag of grapes because they were cheap and I had a coupon and grapes are delicious.
Then I just sort of stared at my cart and then up at the aisles and felt like I should buy something else. I found myself asking, “What do adults buy?” Which just depressed me even further. I wandered a bit, but nothing else spoke to me; so I just checked out with my sad little seven-item cart — mostly strawberries — for $10.61 and went home.
But when I got home, I wasn’t even hungry. So I lay down and watched TV for a bit. Leila messaged me to ask a question and then sent a second message of “Oh and also hi, obviously. How are you? Did you have fun at Aaron’s?”
I put the phone down because I just wasn’t up to it yet. Then half an hour later I wrote one of my epic messages (she’s used to it) detailing the crappy time I’d had that day. We talked about it for a while and she made some good points (such as the fact that Aaron is a grown man, perfectly capable of making sure he schedules time with me) Aaron is a grown man and can make it a priority to see me — we’re not at purely at the winds of fate) that did help my mood a little.
Around 9:30 p.m. we both said we needed to call it a night. I got in bed around 10 p.m. and was asleep around 10:30.
Total spent: $50.61
Total spent: $362.13
Okay, that total makes me feel sick. This spending spanned two financial weeks’ — the tail end of one and most of another — just in case you’re wondering how I spent so much more than $250. I’m trying to remember that 40% of the spending was just the yard guy, the Costco supplements and hiking boots. But of course there was also the night out with friends, the aesthetician, pizza, etc.
Hopefully, I won’t have too many more weeks like this. But as you’ll see in next week’s spending diary, the change will not be immediate. Sigh.