For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I’d finally been able to sleep enough — after a week of getting just barely not enough rest each night — so I woke up feeling pretty good.
I got through work stuff pretty quickly. Then I played on social media a bit and killed time til my 1 p.m. doctor appointment.
The doctor appointment was pretty mundane — he just has to see my once a month to give me an Adderall prescription, since it’s a controlled substance — but since my insurance is insisting he recertify with them before they’ll cover him, I’m paying $65 a visit right now.
I was back at 2 p.m. My boss called to walk me through some more advanced things about system reports. After that, I jumped in the shower and got ready in between emails, and left for my haircut as soon as the workday was over.
The salon was having a special where you could get a haircut and deep conditioning treatment for $15. I didn’t particularly need the latter, but just a haircut was $20 so…
I walked out at 5 p.m. with shorter, thoroughly nourished hair and headed over to Aaron’s.
As I mentioned last week, Aaron has only been getting more busy at work, and he was trying to fit in various activities now that people were being semi-social again. We’d had a talk about making it a point to see each other twice a week — and that hadn’t really happened for the two weeks following the conversation.
So when I got there, I told him that he was just too busy with his other goals/priorities to see me. That I wasn’t taking it personally, but our setup wasn’t meeting my needs and thus was no longer tenable.
It was completely amicable — to the point that we had dinner, I stayed the night and we agreed to try friendship — but still a bit sad. We fell asleep around 10:30 p.m.
Total spent: $80
I woke up around 5:30 a.m. convinced it was later. So I chilled out for a bit, then left around 7 a.m. after Aaron and I hugged. I was a bit sad but overall okay.
But with a terrible craving for donuts for some reason. So I stopped at a place and got incredibly carried away, somehow walking out with a dozen donuts ($13.59 after tip). Oops.
Work was pretty quiet, so I spent most of the morning eating donuts and thinking about how exhausted I was. (And yes, I’m well aware the sugar from the donuts wasn’t helping matters.) But I couldn’t lie down because I had a dentist appointment at 11 a.m. So I got up and blearily made my way to my appointment.
I was having an impression taken for a retainer. I stopped wearing my old one years ago (sorry Mom!) and my teeth have been drifting apart a little bit over time. I figured I’d eventually need braces/Invisalign, but the dentist said the spaces weren’t all that bad, and I could just get a retainer to keep it from getting any worse. And I’ll take $300 for a top/bottom retainer over braces any day.
Unfortunately, the dude smeared a ton of material into the upper jaw tray and I ended up retching violently while he scooped it out of my mouth. So that wasn’t embarrassing at all. He used less the next time and the whole thing was over soon enough.
I stopped by the grocery store on my way home because Fry’s had sent me some coupons. I only got a few things so it was $7.95.
I came home to just rest and take care of emails. The Adderall I had taken had kicked in, so I didn’t feel like I was stumbling around anymore, but I still needed to rest up because I had a personal training session after work.
I did my best to rest in between emails, so I was decent, though not great, during the session. I asked him about massage guns because Aaron had let me experience his, and it was nice. And the one he bought had a $40 coupon, bringing it down to $75.99.
Elston said they were actually really good, and he highly recommended one. Several people on Twitter also said they loved theirs. So after the session, I bit the bullet and bought the massage gun for $82.53 after tax. (As an Amazon associate, I am compensated for purchases through my links.) Given that my weekly budget is $250, I don’t take amounts that large out of my weekly funds.
Unfortunately, at dinnertime I noticed I was out of crackers for my cheese and crackers. So I had to go pick up more at the store ($2.99). Then I finally just came home, ate and rested.
I started getting ready for bed around 10 p.m. but dawdled. So I got into bed around 11 and fell asleep about a half hour later.
Total spent: $93.47 ($10.94 out of weekly funds)
I was working that weekend, but I slept in a little. The emails were light, so it didn’t take long to get caught up.
I conferred with a friend about meeting up downtown that night. We were going to a local pinball bar (pinbar, as they call it) called Stardust. It’s in the back of a pizzeria named Ziggy’s. So yes, apparently there is a David Bowie theme to the place.
Then I did a couple quick things — took out the trash, sprayed some weeds in the yard with RoundUp I’d rediscovered in the garage — and called Mom to Facetime. We ended up talking for quite a while, so I hung up around 2 p.m.
I went to work out, but first I stopped at the bank to get out some cash for pinball that night. I also took $100 out at the bank. You all keep reminding me to just keep some money on hand at home so I don’t have to run to an ATM every time I need cash. I was finally remembering to do that. Progress!
I worked out and then on the way home, stopped by Walgreens. There was a coupon on a concealer I’d seen recommended on some YouTube videos recently. I felt like my current one was a bit heavy — not good as you get older since it settles into the lines.
There was a BOGO50 deal, so I got a new foundation too, since I’ve felt for a while like my current one was a skosh too dark.
Both together were $11.18 after tax and applying a $2 coupon. So $2 went into Saved Savings.
I came home, ate and allowed about an hour for myself to get ready. But I was trying a new makeup technique and just generally fussing with my appearance a little extra I guess because I ended up running 20 minutes late somehow. Since I was already running late, I took a few pics for the new dating profile I’d have to create.
So by the time I got to the light rail, I was 40 minutes behind. I didn’t end up getting downtown until 9 p.m. Meaning our friends had been at the bar for about two hours already. Oops.
We had some drinks, I got some fries and we played some pinball. Since it was a small club, there was apparently a time limit for people staying on weekends. The waitress had accidentally brought me a second drink (which I’d planned on ordering anyway) so she apparently didn’t charge me for that one. As a result, I got three drinks and fries for $20. When this happens, I just tip a little extra, and even giving her a $5 tip, I still saved money.
My friends decided to go to a gay bar, so we caught the last of a drag show. Then there was just general dancing (with everyone on the floor wearing masks). At 1ish we all called it a night. I got into bed at 2 a.m. and mercifully fell asleep quickly.
Total spent: $39.18
I woke up and got through emails, then went to pick up the 15-lb dumbbell I’d found on Facebook marketplace. I paid with $15 of the cash I’d gotten out of the bank the day before, so it wasn’t counted as coming out of weekly funds.
I got home and was pretty weary. (It was 30ish miles roundtrip, and I hadn’t gotten quite enough sleep.) So I just sat around, being still and writing the next day’s post.
I was going to lay down for a bit, but I started trying to get a few songs from some CDs onto my iPhone. (I’ve only meant to do it for months now.) As I was fussing with that, my friend Jen called and we ended up talking for about two hours because we hadn’t caught up in ages except for quick texts and my inundating her with funny Instagram posts.
When we hung up, I finally figured out how to move the CD music onto my iPhone. And then I just watched TV and chilled out a bit. I started getting ready for bed around 9 p.m. but found out I’d lost one of the rings I bought recently, which caused me to finally clear off the top of my dresser and organize it a bit.
Alas, the ring was still nowhere to be seen. Which is odd because I’ve been putting them right back in the bags they came in to avoid this sort of thing. The only time I didn’t do that immediately was the couple of times I stayed at Aaron’s while I’d worn some. But those happened a few weeks ago, so I think he’d have found them by now.
I finally got in bed around 10 and was asleep about 30 minutes later.
Total spent: $15 ($0 out of weekly funds)
I woke up very unhappy. Not sad. Just annoyed that I had to be awake.
But I got through emails and other duties relatively quickly. Then I finally did some tidying up I’d been putting off for far too long.
When I was fussing with my old CDs the night before, I found out my copy of the Run Lola Run soundtrack was missing. It’s amazing for workout music, which is mostly what I was adding songs for, so I really wanted it.
The songs weren’t on iTunes, so I went to eBay and bought a CD for $5.66 after tax.
The rest of the workday crawled by, and after work I had my session with my trainer. I’m starting to really see results! Now I just need to moderate my eating enough that I start noticeably losing weight. Sigh.
I relaxed for a while and then got ready for trivia I had with a new MeetUp group.
As I was in the bathroom drying my hair, I looked over and saw the missing ring. Hooray! It had somehow made it about 6 feet and was sitting by the bed, which is why I didn’t see it. But hey, at least it’s there.
On the way to trivia, I had to fill up the car for $34.64.
I ordered a chicken tenders basket, and after at least half an hour I checked in with the waitress. She found they’d been delivered to the bar by accident. She apologized profusely and put in a new order and didn’t charge me.
She was, as best I could tell, the only server in the restaurant and there were at least 12 tables of people. And I hadn’t been ravenous, so the delay really wasn’t a big deal. So I still tipped her $5 cash (so no money counted from weekly funds).
We ended up winning. And I chatted with a nice guy who is also just trying to kill time now that things are reopening. So I agreed to let him know if I ended up going to another group’s Taco Tuesday event the next day.
I figured he might also be interested in dating and isn’t my type, but I also know a lot of us are just plain desperate to get out and be around people again. He was fun to chat with so I gave him the benefit of the doubt.
Unfortunately, trivia didn’t start until 8 p.m. so I didn’t leave until after 10. I didn’t fall asleep until around 11:45 p.m.
Total spent: $45.30 ($40.30 out of weekly funds)
I got up a little late (oops) and got through emails pretty quickly.
I messaged a bit with friends. I was running low on Hydroboost under-eye gel (I swear, adulthood is just constantly saying, “Oh, I’m almost out of X. I better buy that soon.”) which is much cheaper on Amazon than in stores. But there was a deal where for $3 I could get an e.l.f. primer a makeup artist YouTuber had recommended. So I decided why not? (As an Amazon associate, I am compensated for orders through my links.)
I had a $10 Amazon gift card from a rewards program, so the end total was $8.29 and $10 went into Saved Savings.
I tried to lie down because I was hoping to get in a workout. But unfortunately, a nap wasn’t forthcoming. I guess Tuesday?
While I was lying down, I did use the massage gun on my hamstrings, glutes and quads and ooooh it was lovely!
The guy from trivia texted, and I said I was trying to figure out if I was in the middle of trying to decide if I was up for it. He let me know that the event was actually for ages 45 to 60 and it looked like most attendees were on the older part of the spectrum.
We discussed another possibility but decided it wouldn’t work either. Then he said he would’ve texted me last night but he didn’t want me to think he “just wanted a booty call.”
Well, that answers that question. Sigh.
I wrote “Haha not what would have occurred to me.” Then said how happy I was to get out and meet people because my current friends (hint hint hint) didn’t get out as often as I wanted.
I finished out my workday, and then went to my aesthetician. I paid $40 for that. Then I went to European Wax Center where I bought a lip wax package pre-pandemic. The wax was prepaid, but I did tip $3.50.
I came home, chilled out and worked on updating my dating profile. Ugh. Then I sent some messages to guys who had matched with me while I was off the app.
I ended up not getting ready for bed until about 10 p.m. but thankfully I was asleep around 10:30 p.m.
Total spent: $61.79
I woke up having gotten enough sleep for a change — but still a little groggy because of the accumulated deficit of a few days of not quite enough sleep. Sigh.
The monthly charge for Josie’s Banfield plan hit my card for $33.95.
Work kept me semi-busy, and I was messaging off and on with some dating app guys. So suddenly it was 2:30 p.m. Eep!
I dyed my hair to get rid of the roots and then headed to the gym. I was able to do 30 minutes on the elliptical plus a five-minute cooldown. Woot!
On the way home, I dropped off at Fry’s, then headed home to feed myself and chat some more on the app.
I didn’t want the frozen meal I had, but nothing else sounded tempting either. So I sucked it up and ate it while my innate chubby girl sat in a corner in my mind glaring at me.
Around 8 p.m. I realized I hadn’t done my crunches at the gym. Beyond general fitness, I was going to be in a two-piece at the pool party on Saturday so… Crunches!
After I finished those, Aaron videocalled and we chatted for a while. So far, staying friendly has been good.
I did some more chatting on the app and suddenly it was 9:30 p.m. Gah! I got to bed at 10 p.m. and was asleep pretty quickly.
Total spent: $33.95
Total spent: $368.69 ($266.10 out of weekly funds)
Ouch ouch ouch. Logically, I know that 24% of the weekly funds went to just the doctor visit alone. And almost 13% went to the Banfield plan and another 13ish% went to gas. So 50% of my weekly funds-spending was very practical. But oof I want some low-spend weeks in the near future!