For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I got up but was very weary, so I lay down as soon as I was caught up at work. I managed to doze for about an hour, which helped somewhat.
I got up and found/remembered I was nearly out of protein bars. I ordered a month’s worth from Target. I use discounted gift cards that I buy through sites like Raise. So no money came out of my weekly funds.
I left for my 1 p.m. doctor appointment. I have to pay $65 while he gets recertified with my insurance. I don’t take amounts out of my weekly funds when they’re more than 1/4 of my budget for the week.
After that, I came home and dealt with the couple of emails that had come in. I was feeling fatigued again — I’d gotten not-great sleep on Tuesday night, so I had a deficit to make up for — so I lay back down and dozed a little bit but mostly just rested.
At 3 p.m. I left for my haircut. I spent $20 on that and left feeling much better. On the way home, I picked up the Target order.
I came home, rested for about half an hour, then headed out to trivia.
My friend Jen had called earlier in the day as I was heading into my haircut and messaged to ask if she could call while I was in trivia. So as soon as I got home, I called her and we chatted for a bit.
I got to bed around 11 p.m. and fell asleep almost instantly.
Total spent: $100.46 ($35.46 out of weekly funds)
I woke up, got through emails, confirmed with the guy — the one I’d had a great date with on Tuesday — that we were still on for that night — and then took my car to get an oil change.
Unfortunately, the mechanic was booked up. I had called the previous afternoon and they were completely open. But apparently a bunch of cars had come in that morning.
Part of the reason I was going in — it was overdue for an oil change by date but not by mileage — was for a while my car had been telling me to check the tire pressure. And I’d put it off because it had been a fiasco the last time I tried. A guy and to step in and do it for me, and I felt like a helpless little girl. Ugh.
But it needed to be done, so I went to AutoZone and got a regular tire gauge ($6.29), then headed to a QT, since those offer free air. Thus ensued one of those incidents that prove I’m one of the dumbest smart people around.
I was so concerned about getting the tire gauge right this time and worried I’d need help again that I just kept pushing the air valve into the tire stem and not seeing a difference. Then waiting longer, and the gauge seemingly malfunctioning because it wasn’t getting better. In fact, it was reading worse.
Suddenly, my tire was almost completely flat. I panicked and went to the Jiffy Lube next door where, thank god, they inflated all four tires free of charge. As they were doing that, I realized my idiocy: I had never actually hit the button to start the air. D’oh!
I guess I’ll finally get it down next time?
I went home and worked for a bit. Toward the end of my workday, I got a text notification that I was out of cell data. Eek!
I normally get nowhere near 4 GB of data, but my Internet had been out for a weekend plus part of a workday (during which I used my phone as a hotspot). So yeah, 4 GB gone with 10 days left in the billing cycle. Thus I had to pay $10.50 for 1 GB more.
Later, I ran to Frys for some munchies ($13.27). I came home and ate some, since I had a session with my personal trainer and needed some food in my system.
But a few minutes before our video session, he messaged to say he was suddenly feeling very poorly. He said he would write up a workout for me for free and comp Monday’s session as an apology. I told him that wasn’t necessary and to just rest. But then I had to race to the gym and do a proper workout — on a belly of cheese and pretzel M&Ms.
I dashed out of the gym as soon as I was done stretching because I was going to run late for my 6 p.m. date.
The guy had cooked dinner for us, and we watched a movie on his awesome home theater setup: projector, huge screen and great speakers. It was a great date, but after a few hours, he checked his phone, which he had let go to voicemail when it rang.
It turned out his mom had been admitted to the hospital (non-COVID reasons) and was being put on a ventilator. He started looking up flights home. I suggested a couple more sites and did I quick search myself before leaving and wishing him good luck.
My friends were out drinking, so I went home, touched up my hair and makeup and then met them around 10 p.m. We left the bar at midnight, and I had a $28.39 tab after tax and tip.
Unfortunately, I needed another hour to sober up. My friend was kind enough to drive me to his (very nearby) place and we watched TV for a bit until I felt better.
I got home around 1:15 a.m. and was asleep not much later.
Total spent: $58.45
I woke up at 10 a.m. and immediately sat down to polish and publish the spending diary for that day. I’d forgotten about it in Friday’s hubbub. Oops.
I was running low on my fiber gummies, so I went on Amazon and bought two bottles of that ($50), plus another pillbox since I’d managed to lose the second one (8.99) and I got a makeup eraser cloth ($20) because I hate the waste of disposable wipes.
The order was broken up into two: $31.48 and $54.30 with tax. While, as mentioned above, I don’t normally take out amounts this large from weekly funds, that’s when the expense is for a single item or service. Since these were just items that added up to a lot, I decided the costs should still come out of weekly funds.
I chilled out and watched TV and had lunch, then wasn’t feeling great and lay down for about half an hour. When I got up, I did a few small things — put some dishes in/by the sink into the dishwasher, put away laundry, ran the Roomba — and then felt worse.
So I lay back down and realized there was no way I was going to be able to go out that night.
I had run around far too much the day before — probably even that whole week. I needed to rest. And even if I did bounce back after that rest, I had to conserve energy for the next day when my friends and I were seeing a friend visiting from New Mexico.
So I lay around feeling awful. Eventually, I summoned the wherewithal to get my credit card and order some pizza. It’s not cheap stuff, and I get cinnamon sticks (because cinnamon sticks), so after tax/delivery fee/tip, the total was $36.21.
But it hit the spot and I’d have several more meals from it.
I watched Netflix, played on the apps a bit and generally laid around until officially getting ready for bed around 10 p.m. I was asleep around 11:30 p.m.
Total spent: $121.99 — owwwwww
I got up at 8 a.m. I got the next day’s post mostly written before I had to start getting ready to meet everyone for brunch.
We were all miraculously on time and had a really tasty brunch. I got French toast and a side of hashbrowns, so after tax and tip it was $18.48. Both were amazing.
We killed some time and then went to Top Golf, where everyone had inexplicably decided would be fun. It wasn’t bad, but the reservation fee was $25, and it was $40 an hour, and I got an order of pretzel bites. So my share was $34.04.
On the way home, I had to fill up the tank, which was $35.60.
This was turning into a very expensive weekend.
I came home and rested. While I was at Top Golf, the guy from Friday had messaged to say his ex showed up saying she had nowhere else to go and she wanted to help with his mom. (Apparently, the ex and his sister were still in contact, which he didn’t know.)
He was letting her stay but wasn’t sure about the rest. Still, he said, it wasn’t a good idea to date while she was there. I said I understood and to reach out if/when he gets everything settled. I guess she broke his heart but wants another chance. So I may never hear from him again, which was disheartening.
I knew there would be plenty of other guys, but he had been really promising. So I played more on the dating apps.
I ended up matching with a guy and on a whim met him for a drink around 8 p.m.
He was a very interesting guy, and we talked well. He said he was open to whatever comes from Tinder matches, whether that’s just a hookup or whether it turns into more. Which isn’t the worst attitude, honestly.
I gave him my actual number — to his credit, he hadn’t pressed me for it — so we’ll see if he calls. At least I had a positive interaction, I guess.
I got home and had to finish the post still. Oops. I didn’t get to bed until about midnight and it took me at least an hour to fall asleep. Sigh.
Total spent: $88.12 — ugh
My Restless Leg went crazy that night. I woke up multiple times and had to use both the massage gun and the foam roller.
I woke up exhausted and called the mechanic to say I needed to reschedule the oil change. I was so tired that I wasn’t safe to drive. Unfortunately, it took me hours to get caught up at work.
I was finally able to lay down at noon. I got about an hour of sleep in, which wasn’t enough but I certainly felt better after the nap.
I finished up work and had my video session with my personal trainer. I know lunges are good for me, but I also firmly believe they’re evil.
After that, I chilled out. I needed to get a prescription, but I was honestly too beat to leave the house. So I chilled out and watched TV and rested.
Partway through the evening, the guy from Friday messaged. While he was on the fence about whether to give his ex another shot, he felt that out of respect for her, until this was sorted out, he was going to disable his profile.
So yeah, he’s absolutely going to give her another chance. And hey, I hope I’m wrong but the offer that so impressed him to think maybe she had changed was clearly hollow and conniving as it was unlikely it could’ve been an option (medical thing) and would’ve been unnecessary (which she would’ve known since she kept in touch with the sister). And if someone told me they acted badly because they were scared (*eye roll*) and was now in therapy, I’d tell them to give it at least a year of working on themselves and then get back to me.
But obviously, I couldn’t say any of that, so I wished him well, sighed and got back on the dating apps. I got lost in that, so I didn’t get my butt in bed until 10:30 p.m. despite being beat. Not smart.
Total spent: $0
I woke up at 4:45 a.m. for absolutely no reason. Fun.
I got up and got through emails and lay back down. I slept for about an hour and felt much better. Practically human!
I did two loads of laundry ($7 to the Washer/Dryer fund) and went to Fry’s to hit the sale on cherries ($0.97/lb) before the prices changed. I had a prepaid card I got ages ago for a birthday and hadn’t spent. So I ended up using that for the food, so $7.59 went to Saved Savings.
I took $40 out for my beauty appointment though, then came home and caught up on emails.
A guy I’d been talking to on the dating app suggested we meet that day. He had been divorced since 2019 but still hadn’t dated and was very nervous. So we agreed to just meet in the park by my house (I just said it was “near” my house in case he turned out to be creepy) for a short chat.
After work, I went to the beauty appointment, then also to my lip wax. The latter was prepaid ages ago when I bought a package pre-pandemic, but I did tip $3.50.
I went to Safeway and picked up my prescription $14.76, then came home and rested for about half an hour before I got ready to meet up.
We ended up chatting for about an hour, which was very pleasant. After he left, we texted some more and agreed to meet up again.
I rested and watched TV for a bit, then my friend Kevin called. He’s been out in his new summer house for months. But it turns out he came back into town for a bit — and had actually been in the park. I had not seen him. (In my defense, my date was very hot.)
So Kevin asked if I wanted to chat. I let him in and we sat around talking for about 90 minutes. But then it was 10:30 p.m. and I had to go to bed. So we hugged (yay, we can hug people again!) and he left.
I fell asleep before 11 p.m.
Total spent: $72.85 ($65.26 out of weekly funds)
I stumbled over the alarm as it went off and turned it off, intending to sleep about 15 to 20 more minutes. I woke up feeling way too refreshed. Yeah… I’d slept for two hours.
I was due at the mechanic in about seven minutes, so I called and apologized for cancelling again and rescheduled for the next day. Then I raced to catch up on emails.
I was still semi-sore from lunges but nothing too terrible.
I messaged with the guy from the previous day, and we agreed that he’d come over that evening so we could talk more. It takes me some time to relax around new people.
After work, I worked out, then came home and showered to be presentable. The guy didn’t end up coming over until about 7:30 p.m., so he left a bit after 8. He needed to get home to his daughter. She’s a teen, but it’s still good to get some face time with her.
I played on the apps a bit and called it a night around 10 p.m.
Total spent: $0
Total spent: $441.87 ($369.28 out of weekly funds)
Wooooow this was a painful spending week. If you’re wondering how $369 came out of $250, it’s because one financial week ended halfway through and the new one began. But at that rate, the new one didn’t even end up stretching all the way through seven days. Ugh.
Thankfully, my spending is normally nowhere near this high. I’m just gonna repeat that til I stop freaking out.
How did everyone else’s spending go?