For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
It was a pretty laidback workday. Well, until my phone reminded me I had a doctor appointment an hour later and I was unshowered with fragrant oils in my hair from my massage the day before.
I jumped in the shower and made myself halfway decent looking, killed about 15 minutes, then drove to the doctor. Where I found out my appointment had been at 1 p.m., not 1:30 p.m.
He saw me anyway, thankfully. But this time the visit fee (he’s getting recertified with my insurance) was $85 instead of $65. Not sure if it went up or it was a late-arrival fee. Either way, I paid it.
The adrenaline from the appointment thing meant I was weary driving home. So I didn’t work out as I had initially planned to.
I got a Facebook invite to a party. A friend from college lives here in Phoenix, but we never see each other the way we mean to — even before the pandemic. But she invited me to a last-minute birthday party on Saturday. Happily, only vaccinated people were allowed, so I felt good about going.
I ate and watched TV for about an hour. Then Aaron videocalled to see if I wanted to come over. I made myself look even more presentable than earlier that day (which had been, admittedly, a half-assed effort) and got to his place around 5:30 p.m.
At one point, I made a reference from Idiocracy (our conversation was about electrolytes), and he said he hadn’t seen it. So we ended up watching that.
We went to bed around 10 p.m. but I didn’t fall asleep until after 11 p.m.
Total spent: $85 ($0 out of weekly funds)
We woke up around 5 a.m. (whyyyyy?) and I couldn’t get back to sleep. So I took off a little before 6 a.m.
I drove up to Cracker Barrel because I was craving French toast. But found out they now open at 7 a.m. I’m 99% sure it used to be 6 a.m., so the change in hours was probably a pandemic thing.
I went home grumblingly and ate a protein bar and started work early.
I got caught up, scheduled the next day’s spending diary and related social media posts, then lay back down for a bit. I woke up feeling far more human. With fewer carb cravings, so I didn’t go back out for French toast as planned.
I was supposed to go to a MeetUp event that night, but part of it was sitting in a restaurant. I realized I was going to be uncomfortable sitting around a table of people with unknown vaccination status. (Though I was okay at the board game event the previous Saturday. As usual, my COVID anxiety makes no sense.)
Besides, with the birthday party the following day and the MeetUp event on Sunday, it seemed smart to just chill out at home that night to make sure I had the energy for the other two events.
So I stayed home and watched TV. I started getting ready for bed around 9:30 p.m. but couldn’t fall asleep until after 11 p.m. Sigh.
Total spent: $0
I got up and did some cleaning. The shower stall was long overdue for a bleach-spray wipe down, then I cleaned the bathroom sink and mirror, cleaned the litterbox, put some dirty dishes into the dishwasher, took out the trash, ran the Roomba and started a load of laundry. The laundry meant that $3.50 went to the Washer/Dryer fund.
Then I went out to some thrift stores because I was looking at belts, since the one I had flapped out at the end given that the dress had no belt loosp. I later solved this issue (temporarily, as it turned out) through some MacGuyvering.
But while I was at the thrift store, I picked up some bright accessories — a suggestion multiple people made on Twitter when I posted a shot of my new black and white dress. I found some pretty red earrings ($7.99), a red and white crystal bracelet ($9.99) and a big red statement necklace ($7.99). I also found some purple earrings I really liked for $5.99 for a total of $33.62 after tax.
The necklace needed some jump rings to connect the pieces. (Pics in the MacGuyver post.) So I stopped at a bead store and got those for $1.92 after tax. I paid that in cash from my wallet.
The store was right by a Fry’s, so I stopped there and got some snacks and mixers for the party ($15.29).
I fixed up the belt and necklace and was very proud of myself for being so productive, but I was also a bit wiped. So I rested and watched TV for a while.
Aaron called around 3:45 p.m. to say hi. I got the sense he was a bit antsy. He admitted to missing me (lord but what we have is nebulous), so I messaged my friend to see if I could bring him. She said sure, there was plenty of food.
He came and picked me up around 6.
We got to the party around 6:45 p.m. and only one guy had arrived. But I like coming to parties early if there are going to be a bunch of people I don’t know. That way I can chat with them as they arrive and not be overwhelmed by a bunch of strangers milling around.
Unfortunately, it started to rain not long after we got there, and it was supposed to be an outdoor grill event.
Their house isn’t tiny, but it’s broken up into smallish rooms, meaning they can’t fit too many people inside at once. So we moved to the empty garage, and everyone chatted there as more people arrived.
By 10 p.m. I was beat. The heat/humidity wore me down a bit faster than usual, I think.
We got back home around 11 p.m. and were asleep by midnight.
Total spent: $54.33 ($52.35 out of weekly funds)
I’d been drinking at the party, and the alcohol made my Restless Leg act up, plus I was a little woozy. Not having a ton of water before the party plus booze plus heat/humidity is not a great combo. So not only did I have to get up to use the foam roller, I had to drink a bunch of water. Sigh.
So I was still pretty sleepy when Aaron was wide awake around 7 a.m. He left to go to the gym and I slept until about 8:30 a.m.
The Netflix charge hit my account for $15.19.
I had also decided to look for some navy blue shoes to go with my blue workout gear. My current pair were kind of lavender — I’d chosen them solely because they were the cheapest comfortable ones at Big 5 — so they go great with my purple workout shorts and two tanks; but look a little odd with my blue shorts and blue tanks. Tim had a big thing about matching, and after 12 years of accommodating that, I think it rubbed off on me. Sigh.
I looked through several shoe store websites, but they were all more than I wanted to pay. So I went over to Amazon and found a very affordable pair that was well-reviewed for $21.71 after tax. (I haven’t tried them for workouts yet, but just walking around they feel super comfy.)
My weekly funds were dwindling pretty quickly with all this spending.
I went to Fry’s for some munchies ($8.53) and finally remembered to get a new smoke detector from Lowe’s ($23.87). Then I just rested until it was time to get ready.
Aaron videocalled while I was putting on my makeup so we chatted for a bit. Then I took off to Scottsdale — which isn’t horrendously far away, but isn’t close either — to a MeetUp event.
It was… good and bad. The good: I had fun chatting with some people and I got to talk a bit more to the gal who I met at the board game event the week before.
But the guy also had us do some cheesy stuff, like form a circle and go around saying our names and where we were from. There were at least 25 of us, so no one really remembered anything most folks had said. Then at the end, he had us form a circle again and do one truth/one lie.
Oh, and if people were chatting during these activities — ya know, because we were there to meet people — he shushed them. As in, going over and saying “I need you to be quiet so everyone can hear.” So it felt a little like kindergarten.
Nevertheless, I had fun. But I was famished on my way home and got some curly fries at Jack in the Box ($4.22) Then I made the mistake of reading a bit while I ate. Suddenly, it was 1:20 a.m. Ugh.
So I just went to the computer, got caught up on the emails that had come in at that point so I could sleep in a bit. (This wasn’t reckless. I had struggled with sleep in the past and my boss said it was fine to answer some in the wee hours and then sleep in.) I got caught up after 2 a.m. Ugh ugh ugh.
Total spent: $73.52
I woke up around 9 a.m. and there weren’t many emails to get through, so no one had been waiting too long. Phew!
I got caught up and then lay back down, but even with an hour of dozing I didn’t feel well. So I messaged my personal trainer and asked if we could cancel that day’s session.
Then I finally settled in to figure out the schedule for events with the MeetUp trivia group I was making. It required figuring out scheduling for a bunch of events in advance so I wouldn’t have back-to-back trivia nights and so that we could try different areas of the city/suburbs to see what works best.
Then I finally pulled the trigger on six months for the group. They give you half off the first sign-up so it was only $49.47. So even if it doesn’t pan out, it’s not a huge loss. Except energy-wise.
The site said that groups usually go approved within 24 hours. So naturally I started checking every 20 minutes and being irritated it hadn’t been rubber-stamped yet. Beyond that, I just rested and watched TV.
Aaron videocalled around 8:20 p.m. and at 9 p.m. I said I wanted to get some sleep. We said good night, I got ready for bed and was asleep before 10 p.m.
Total spent: $49.47
I woke up to a decent number of emails and a little other work. Also, I found that my MeetUp group had been approved and 10 people had already asked to join. More came in throughout the day. Hooray!
Aaron and I had agreed to see each other that evening. I had a check-in appointment with the psychiatrist right after work to see how I was doing on the higher dose.
Since Aaron and I try to get to bed relatively early, I didn’t want to work out after the psychiatrist since it would mean I wouldn’t be presentable until at least 5:30. But I needed to get my butt back in the gym after three weeks. So I squeezed in a workout during the day.
After that, I raced back home, got all caught up on emails and then took off to the psychiatrist as soon as work ended. He was glad to hear I was on a relatively even keel and was working on making more friends. So he said I could come back in a month. The copay was $25.
I got home, jumped in the shower and was in the middle of getting ready when I discovered Aaron had misunderstood and thought I was coming to him. Argh. But he had driven the 20 miles last time, so it seemed fair.
I got to his place around 5:30 p.m. and we just chilled out. I also got to announce when I got there that I had 20 members in my group. Granted, a lot of MeetUp members don’t RSVP to anything in the groups they join. But it was a start.
Around 8 p.m. we got food. It was BOGO at Chipotle, but the line was very long. So we went to Rubio’s Mexican Grill instead. Where two entrees and a plate of three street tacos came out to $40.25 after tax and tip. Ouch. But he’d paid the last time and the time before that had fed me a meal from a meal delivery service he was trying. So yeah, it was definitely my turn to pay.
We fell asleep around 11 p.m.
Total spent: $65.25
I woke up a bit before 6 a.m. Whyyyyyyy?
Probably due to insufficent sleep, I had a terrible craving for Panera’s cinnamon crunch bagel. I ended up ordering two and picking them up on my way home. It was $6.84 after tip. And they were everything I’d hoped for.
I dealt with all of my work just in time to leave for my lip wax. I bought a package deal awhile ago, so the service was prepaid. But I tipped $3.50.
I got home woozy from fatigue. I told myself I’d lay down just as soon I checked email and whether there were any new pending join requests on the MeetUp group. Which of course led to me sitting at the computer for 90 minutes dealing with emails, making an Excel sheet of which areas people said were most convenient for them, and as a result of what they said, changing a couple of event venues.
I got my 29th person joining the group, bringing it up to an even 30 members. Woot! And I had enough RSVPs to make trivia the next night viable. (I’m hesitant to try with fewer than three people.) Double woot! A few people had RSVPed to other events too, so that was promising.
By the time I finished with all of that, though, I was too awake to lie down. But still tired. Whee.
I just tried to rest since I had to be peppy for trivia the next night. I put away some laundry but otherwise just kept an eye out for customer emails and any new MeetUp RSVPs/join requests.
I went to Fry’s to get some munchies and some $0.97/lb cherries and paid $14.15. I also gassed up the car for $32.67. Unfortunately, the Fry’s was out of one item, so I had to go to a second one and spent $4.53.
I chilled out at home watching TV in bed due to weariness. I got ready for bed around 9:30 but I couldn’t fall asleep until at least 10:30 p.m., maybe later.
Total spent: $61.69
Total spent: $389.26 ($302.28 out of weekly funds)
Wow. Wow wow wow wow. I think that’s the highest amount I’ve ever spent from weekly funds in the year that I’ve been doing these. Granted, 28% of the total was just for my doctor appointment. And almost 10% was to fuel up the car. But there was a fair amount of the outlay this week was for not-strictly-necessary things like matching shoes, jewelry, takeout. But I guess you have to enjoy life sometimes, even if it’s pricey.
How did everyone’s spending go this week?