For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I woke up pretty well rested, which these days is unfortunately an increasingly uncommon thing. But I try to just count my blessings.
Work kept me steadily busy for a couple of hours, but then it died down quite a bit. So I just twiddled my thumbs.
Aaron videocalled and we chatted for a while. We agreed to try to see each other the next day.
I had wanted to see him that evening, but he had to get up early for a session with his personal trainer. So I said I would chill out that evening and rest up for Friday.
Work crawled along and at 1:30 p.m. Aaron called back to say he’d changed his mind. He missed me and wanted to see me. So I agreed to leave for his place after I was done work.
I packed my overnight stuff — including the Breathe Right strips that had come earlier, so I wouldn’t snore him awake again — and got ready. The good thing about leaving for his place early (besides more time together) is that there’s far less traffic.
Once I was there, we chilled out and eventually ordered dinner ($31). I chose pickup to save a few bucks and because it would take a lot less time to get our food.
Since he had to get up early, we got in bed around 8:30 p.m. I took a decongestant and used the nose strips just to be safe. We chatted a bit, so we both fell asleep around 9 or 9:30.
Total spent: $31
Unfortunately, my Restless Leg Syndrome acted up during the night, so I woke up a few times, though I was able to settle back to sleep before too long. So even though I woke up at 6 a.m. (ugh) I wasn’t too tired.
I left about 20 minutes later.
Once I got home, I petted an anxious Josie, fed her and started my workday.
It was quitting time before too long, and afterward I ran to the store for some various munchies ($16.66) since I had to start eating well on Monday. The Facebook group a friend started was pledging to get our act together then.
I ate, watched TV and chilled out. Aaron called and a friend texted, but otherwise… just chilled.
I dawdled and texted with my friend until it was pretty late. So I fell asleep around 11:30 p.m.
Total spent: $16.66
I woke up after 9 a.m. so at least I got plenty of rest.
I ate something, and then I started calculating my own average daily spending for a post about spending by age group.
I took a break at 12:30 p.m. because I wanted to work out 2 p.m. to work out before a virtual Meet & Greet a MeetUp group organizer had set up. He asked anyone who hadn’t RSVPed to an August event to please attend the Zoom session. He’s a member of my trivia group, so I wanted to curry goodwill.
Before I went to the gym, I had to stop off at Walgreens and pick up contact lens solution, since I’d left mine at Aaron’s. There was a BOGO50 sale, so I got two bottles for $16.45. However, I didn’t count anything as saved savings because normally I’d use my CVS Carepass rewards to buy lens solution and not have to buy anything.
It had been almost two weeks since I’d last worked out, so I triumphantly entered the gym… And less triumphantly lowered my time on the elliptical partway through my workout. Still, I managed 25 minutes, so it wasn’t too bad. Especially given how little cardio I’d been getting in the past several weeks.
I got home, videocalled Aaron and used the time to wash my makeup brush and sponges. Yes, my life is exciting.
I hung up with him to get on the videocall, where there was only one other attendant plus the group organizer. He asked if we had any ideas for events, and we weren’t terribly inspired but came up with a couple of suggestions. He asked whether I’d consider co-hosting any events, such as cross-posting my trivia events on his group. I said sure, no problem.
The call was over in about 20 minutes, so I got back to working on the blog post a bit. Once I had it almost completed, I stopped and just vegged out with TV.
Even so, I still managed to somehow not go to bed until after midnight, but thankfully I fell asleep quickly.
Total spent: $16.34
I woke up at 10:40 a.m.
I relaxed for a little bit, but then I made myself go finish the blog post. Except that it was a slog — so many numbers — so I still wasn’t done when I had to take a break at 2:45 p.m. My gym closes at 4 p.m. on Sundays, so I needed to make sure I had plenty of time.
On the way home, I got several cartons of strawberries because I had a 25% off coupon for fresh produce. The total was $10.35.
I came home, relaxed and then finally finished the post. After that, I cross-posted a couple of trivia events in the other group. Then I relaxed for a bit, then went to dye my hair to get rid of the gray roots.
But when I opened the box, I found there was no pair of gloves. I very stupidly figured it would be okay since I’m usually able to get the dye off my skin (I’m always a mess at the end of the dyeing process), so I used some saran wrap around my hands and hoped for the best.
The saran wrap was quickly abandoned as not working. And by the middle of the process my left hand was mostly brown. Sigh.
I looked up some tips on getting dye off of skin. After trying multiple products, I had gotten about 90% of the dye off. But my fingertips and fingernails were still a mess.
I called it a night at 9:30 p.m. and was asleep by 10.
Total spent: $10.35
Work was decently busy for the first few hours. Aaron videocalled so it took me longer to finish emails than it normally would’ve since I was multitasking. But I was still caught up by 10:30.
I chatted with Aaron for a bit and, mid-complaining about the mess on my hands, remembered I had an extra set of kitchen gloves that I could’ve used.
After we hung up, I set to organizing my clothes a bit. The house had seemingly eaten the second sports bra I bought specifically for workouts. And I had some overflowing dressers (plus the shelf above my closet rod) where I suspected it could be hiding.
I started with the shelf and then moved to the dresser drawers. Naturally, the sports bra was in the second of the two drawers. Sigh. But when I was done everything was far more tidy — and less overflowing since I made a to-toss and a to-donate pile.
A lot of frugal people advocate keeping old clothes for rags, but my cleaning process doesn’t involve rags. And should that change, I still have a number of shirts that will be rag fodder soon. So I threw out everything in the to-toss pile, causing the trash to be overflowing. So I cleaned the litter box and then took the trash out back. I came back in and took out the recycling as well. I also put a few dishes in the dishwasher, making it officially full, and started the machine.
I was on a roll!
Then it was time to start packing for Aaron’s place. I had trivia in Tempe that night, so I was going to stay with him overnight rather than drive 40 miles roundtrip.
Unfortunately, I wouldn’t have much time to see him that night because my after-work massage meant I would get to his place about 30 minutes before I needed to be at trivia. By the time trivia was over, he would be winding down to bedtime or even already in bed.
But I’d have time with him Tuesday because I was working from his placed, since my Internet company was going to have a planned outage for most of my workday.
So while most of my overnight stuff was already at his place, I still had to pack my night and morning pills and a change of clothes.
After work, I left for my massage, which was much-needed. My neck and shoulders were a mess, and my back is never much better. I paid $50 for the massage plus a $15 tip (always tip on the full amount, folks), then headed to Tempe for trivia. I don’t take amounts larger than $60 out of my weekly funds.
When I got in my car, I discovered the third person who had RSVPed for trivia that night had dropped out. I messaged the other person to see if she wanted to try just the two of us. She said yup. She’s a teacher and she needed to take her mind off work. Can’t blame her.
I got to Aaron’s just in time to drop my stuff, say a quick hi and then leave for trivia.
We did surprisingly well for just two people. If we hadn’t gotten cocky on the last answer (where you bet points) we would’ve come in second or third. Oops.
But we had fun chatting, which is what matters. I bought two happy hour specials, so I paid $13.97 after tip.
I got to Aaron’s just after 8 p.m. We relaxed for a bit, but he had a 6:30 a.m. personal trainng session, so we were asleep by 9:30 p.m.
Total spent: $78.97 ($13.97 out of weekly funds)
I woke up briefly when Aaron left for the gym but then dozed until it was time to start work.
Which is when I realized I’d forgotten to get Aaron’s WiFi password and had forgotten my mouse. Sigh.
I messaged Aaron for the password and, once I had that, just used my computer’s touchpad — which for me is super laborious because my fingers are clumsy — until he got home. Thankfully, he had an extra mouse for me to use.
After I got through the overnight and early morning emails, I only had to work in dribs and drabs. So I rested on the bed with the computer nearby while Aaron sat through several meetings.
I had brought some protein bars for my morning food, and for lunch Aaron fed me a meal from the delivery service he uses. So I avoided any spending there.
We both took a short nap around 1 p.m., then I got everything packed up and ready to go after work. I took off around 3:30 p.m. But since it was discount day at AMC, I decided to go see Jungle Cruise. I suspected it would be fun but not fun enough to pay full price for. Which turned out to be accurate.
I had an AMC gift card, so the ticket was free, and my birthday reward as a Stubs member meant that the popcorn was free as well. So $15.66 went into Saved Savings, since I would’ve bought both even without the incentive of “free.”
I got home at 6:30 to a cat who was super happy to see me. In fact, Josie sat on me or on the arm of my chair for at least two hours, minus quick trips to her food bowl and back.
At 9 p.m. I started working my way toward bed but told my friend Jen she could call me if she wanted to catch up. We meant to hang up before 10:30 a.m. but there was a lot of catching up to do/things to comment on. So I finally got off the call at 10:45ish.
Thankfully, I was asleep in less than half an hour.
Total spent: $15.66
I woke up to not very many emails, which was good because I was groggy.
The beauty school called to say the student I’d been seeing wouldn’t be available the next day. Honestly, it was a relief, since it was a 20-mile drive and I’d be driving 14 miles to see my doctor midday.
Her next availability was my birthday — nope — so we scheduled for two weeks out.
I checked the mail, and my paycheck had come. So I did a mobile deposit on that into my business account and would write my “employee” paycheck the next day.
I actually had inspiration for a post, so I started working on that for the following day. But at 12:30 p.m. I had the doctor appointment. That was $85, since my insurance currently isn’t covering him. As I said earlier with the massage, I don’t take amounts that large out of my weekly funds.
I got back, caught up on emails and worked more on the post. At 3:30 p.m. I made myself take a break and go work out. Third time in five days — woot!
I got home with just enough time to shower and get ready to leave for trivia. We had fun, but it was a tough set of questions that night. So we came in 5th. Not too bad out of 18 teams — one of whom got a perfect score.
I had a $5 gift card from our last win, and the couple I’d played with insisted I take it. So I bought a drink and tipped, so the end total was $1.52. Another $5 went into Saved Savings.
I came home only to realize I’d completely forgotten to check emails before I left. I was covering the evening shift that night. Eek!
I got caught up on those, had a small snack and then was finally able to turn to my post and finish it/make an image/set up the social media posts. At which point it was almost midnight. Argh.
But I’d taken care of all of the emails in the queue so I could sleep in a little. And thankfully, I was asleep by about 12:15 a.m.
Total spent: $91.52 ($6.52 out of weekly funds)
Total spent: $260.50 ($110.50 out of weekly funds)
It’s about freakin’ time I had a low-spend week. Well, out of weekly funds anyway. That was a tiny amount. Less so on the overall spending — but 33% of the overall spending was just for my doctor appointment, so I don’t feel too bad.