For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I had stayed the night at Aaron’s and was going to work from there that day. I’d hoped I could work out with him that morning, but I hadn’t gotten enough sleep when he left at 6:30 a.m.
I was having massive carb cravings from lack of sleep, so I did an online order for Panera. I got a few extra bagels in case Aaron wanted some, making the total was $12.90.
Unfortunately, when I got back to Aaron’s and sat down to work, I found out that his IP address had changed, meaning I was locked out of the system. I texted me boss, asking him to allow the new IP address in. Then I did as much as I could without access to customer accounts. Which wasn’t a lot.
An hour after my text, I still hadn’t heard back, so I emailed him as well, in case he saw that sooner.
But I didn’t get a response, so I just sat around waiting to hear back and answering the few incoming emails that I could actually do something with.
Around 11 a.m. I finally gave up and took a nap — but I turned the sound on for my phone so that I’d hear when he finally texted me back.
I woke up after the nap, and Aaron and I were just lying around chatting when my boss finally let me in at 12:20 p.m. I’ve got to get him to check his phone more regularly.
My mom had ordered some items from Costco for me, so I sent her $79.40 to cover it. I don’t take amounts that large out of weekly funds.
I did the best I could to catch up on emails and deal with my secondary duties. But I couldn’t get it all done before 3 p.m. At which point I had to leave for a haircut.
I got to the beauty school at 3:30 p.m. and was done about an hour later. I paid $15 and booked my next appointment, then went and spent $33.71 to fuel up the car.
On the way home, I was hungry. I didn’t want a full meal, though, since I’d eat something at trivia. So I stopped at a Trader Joe’s and got some kettle corn for $2.49.
I got back, tried to relax with some TV and give Josie some love. (I feel bad that I’ve been away so much lately.) But after only an hour, I had to start getting ready for trivia.
Two other folks had RSVPed, including the gal who was new to the area and who I was going to take to some downtown bars Saturday. Not a huge turnout, but enough to pool a decent amount of knowledge.
We came in first and got a shocking $40 in bar cash. I had gotten an entree, so I paid $16.50 for that.
I got home at almost 10:30 p.m. (ugh) and then texted a bit with a friend. So I didn’t fall asleep until almost midnight. Double ugh.
Total spent: $160 ($80.60 out of weekly funds)
I slept in a bit, then tackled my work.
Unfortunately, my boss announced that the old email system was no longer being supported. So we were switching to just using Gmail. He then sent us an Excel document all of the canned responses.
Problem: They were the versions we had around eight years ago. Over the years, I’d been editing them to be less clunky, and we’d added a few over the years that weren’t in the document. Also, none of them had my signature at the end, so at the end of every email I had to type out Regards/my name/Customer Support/Company name/company website.
So I started editing the responses as I used them. I’d copy/paste the old version into an email, edit them, add my signature and then copy/paste the whole thing back into the Excel document.
When I was caught up on emails, I went through and deleted some of the responses I’d never use and edited some of the ones I would use but hadn’t yet. Thus I had just barely started my secondary duties when Aaron called around noon, so I was super stressed out.
I’d hoped to work out during the day so he could come over as soon as he was done with meetings at 3 p.m. I had to work the evening shift, but we were going to go bowling afterward.
I’d also wanted to clean a bit because some stuff was severely neglected. So I was freaking out when he was trying to talk to me and said I had to go and try to get caught up. He said okay, but shortly after we hung up, he reminded me there was no hard and fast deadline for him coming over. So I didn’t have to have everything (including cleaning and workout) done at 3 p.m.
That helped me calm down, but I still barely got caught up with everything before it was already 3 p.m. I messaged Aaron and said that 5 p.m. should be a good time to come over. But as I was getting ready to go work out, more emails came in, so I didn’t get to the gym until 3:45 p.m.
I downloaded two songs that I thought would be good for a workout. I keep a gift card balance on iTunes thanks to gifts and rewards programs, meaning I didn’t pay anything for those or the monthly charge for iCloud storage. So the $3.66 I would’ve paid went into saved savings.
I got through my cardio and then used dumbbells for my upper body workout. Aaand while I was driving home remembered we were supposed to go bowling that night and I’d just exhausted my arms. D’oh!
I got home, hopped in the shower and cleaned some of the worst mess. I was in the middle of cleaning my shower stall (vastly overdue) when he got there. I finished up and then we relaxed (with my intermittently checking emails).
Suddenly it was almost 7 — no idea how that happened — and we were both ravenous. Which meant we ordered too much food — two sides and Aaron had some add-ons to his entree — so I spent $56.90 (!) on dinner.
The restaurant was in an outdoor plaza, causing us to have to drive around a bit before finding it, and making it take a bit to get back out thanks to all the pedestrians. So we didn’t start eating until 8:30. I had to work in the morning (it was my overtime weekend for the month), so bowling was out. We passed out around 10 p.m.
Total spent: $63.26
I woke up around 7 a.m. and dealt with emails. Which were still stressing me out, since the process is still slower with Gmail. And also my computer moves at a pace that rivals molasses.
I was still working on getting caught up when Aaron woke up. His GymPass membership through work gave him access to my gym, so we were going to work out that morning.
I tried to get caught up quickly, since he wanted to get there before too many people showed up. But what with him trying to talk to me and my computer and adapting to the new email system, I got very frustrated.
Finally, I had everything dealt with and we got to the gym around 9. I did cardio and weight machines (leg day, whee), then started doing lunges when a muscle in my left leg tweaked out and I had to stop.
I foamrolled aggressively and then stretched. Aaron was just finishing up after that — he’d been doing weights the whole time, sheesh — and then I introduced him to the wonder of hydromassage chairs.
When we got back, I had several emails to deal with, so he putzed around — once again being semi-distracting. And we were both super hungry, so I wanted to get caught up so we could go eat. Sigh.
I was finally ready for lunch, and we had a rare sit-down meal. After that, he had to gas up his car, so we were gone a little longer than expected. Meaning I once again had a small backlog to deal with when we got back.
But I dealt with it relatively expediently, and we lay around intending to nap. Which didn’t happen, but he did use the massage gun on my problematic leg muscle so that was nice.
At 5 p.m. I started getting ready to meet the gal downtown for drinks, and Aaron took off.
I took the light rail down to avoid parking downtown (and giving myself more time to sober up after leaving a bar). The ticket was $1, which I paid in cash because the machine wasn’t accepting cards for some reason. I account for any cash in my wallet when I withdraw the money from an ATM, so any cash expenditures don’t get count for weekly funds.
I took her to an arcade bar — mostly ’80s and ’90s games — but it was already semi-crowded and she didn’t seem super intrigued by the games. So we didn’t stay long. I paid $25 for two drinks. (The first one was tiny, so I ordered a second one at the same time and promised her I wasn’t as big a lush as it looked like.)
Since going out drinking is pricey, the activity doesn’t come out of weekly funds.
We stopped off at another place for me to get some food, and she bought me a drink. I ordered a pizza and paid $13.45 after tax and tip. Which I actually do count in weekly fund spending since I’d probably have gotten takeout even if I’d stayed home.
We ended up staying there for quite a while before moving to the woman-owned brewery. Which unfortunately didn’t have ciders or sours, and I don’t like regular beer, so I abstained and she had just one drink.
The next bar did have ciders, so I got one of those and paid for her beer. The total was $13.02. At 11:20 p.m., we walked over to the light rail and chatted til my train came. I paid $1 for my ticket but this machine accepted cards.
I got home around 12:30 a.m., but I was hungry again. So I ate the pizza and the BOGO Blizzard I’d gotten with a birthday coupon. As a result, I didn’t even get to bed til after 1 and fell asleep around 2 a.m.
Total spent: $53.47 ($15.45 out of weekly funds)
I woke up tired, but I got to work and waited for the yard guy to show up. Once I was caught up on emails and he was doing the work, I ran out and got $80 out to pay him with. Again, amounts that large don’t come out of weekly funds.
I got $17.07 of produce and some premade salads.
On the way home, I stopped by a takeout place I have a gift card for. I tipped $1 out of the cash in my wallet, and the $10.75 cost of the meal went into saved savings.
I came home, caught up on work and then edited and scheduled the spending diary for Monday. It should’ve gone up Saturday, but Aaron was a pleasant distraction.
After work, I watched some TV. Aaron videocalled for a bit, but around 8 p.m. we hung up. I went to bed around 10 p.m. and fell asleep pretty darn quickly.
Total spent: $108.82 ($27.82 out of weekly funds)
I woke up feeling pretty well-rested, which is always a nice change of pace.
I started a load of laundry ($3.50 to the Washer/Dryer fund) and then got through emails. It didn’t take long, so I could turn my attention to some tasks on my to-do list.
I did a little cleaning — very little, honestly, but it was something — and then updated my spending diary from the past couple of days.
Aaron videocalled in the late morning and we agreed to see each other that night.
I told him I could leave pretty soon after I finished work because I couldn’t work out. My right leg had started hurting for no apparent reason. It felt like a sore tendon. Argh.
I went out and got Smashburger. I was reminded why when the bill came to $17.90. To be fair, I did add on a milkshake but… Sheesh.
I ate and then FaceTimed with Mom for a bit, since we hadn’t caught up in a while. But we both had things to do, so we hung up before too long.
I finished work and got to Aaron’s place around 4:30 p.m. We chilled out per usual. I wasn’t feeling up to bowling, which was frustrating.
Aaron had paid for dinner last time, so I paid for some Qdoba ($18.90). Suddenly, it was 9:30 — which is bedtime, especially since he had a personal trainer session at 6:30 the next morning — so I got ready for bed. But I didn’t fall asleep until around 11.
Total spent: $40.30
I had brought my laptop and some protein bars in case I hadn’t felt up to driving home first thing in the morning. Sure enough, I didn’t feel great, so I worked from there.
The $32 charge for my dental coverage add-on hit my card.
I was just catching up as he got back from the gym, but I was sleepy so I lay down for a bit and dozed.
When I woke up, I answered the couple of emails that had come in and then started an unpleasant task to clean up our Gmail account. We sometimes have to save customer inquiries while waiting for more information, so we create folders and date them. If we don’t hear back, we later move the emails to another folder and delete the dated folder.
But for some reason, Gmail had saved every folder created for the past eight years. So there were thousands of folders that I had to right-click, choose “Remove Label” click the pop-up message to confirm, then move on to the next one. Sigh.
Around noon Aaron and I were both hungry, so he ordered some food. Then he helped me figure out how to get my computer working more quickly.
I left around 3:30 p.m.
I chilled out for a bit and then got ready for trivia. It was just one gal and myself, but she’s fun to talk to. So I didn’t mind.
We did pretty well, considering most of the other teams had at least twice as many people; but we were nowhere close to winning.
I had ordered a cider, and they were good about checking on us routinely. So I tipped well, making the end tab $10. I also tipped the emcee $3 via Venmo.
Trivia wasn’t far from a place downtown that has handmade ice cream in cool flavors, so I swung by there. I was indecisive ended up getting three scoops: honey lavender, Fat Elvis (peanut butter ice cream, banana and honey-glazed bacon) and Bourbon Caramel Toffee Crunch.
The next day I was going to go into serious diet mode, so I guess this was the last hurrah.
I got home around 9:45, but since I stayed up watching TV and eating ice cream, I fell asleep around 11 p.m.
Total spent: $57.50
I woke up and settled in for serious diet mode.
This meant putting on the regular shorts (not my elastic waistband ones) to remind myself how uncomfortably tight they were getting, which helps keep me on track.
I also bought a new scale, since mine had broken a couple of weeks prior. The total was $19.61 after applying some store rewards, but I paid with discounted gift cards I had bought from Raise. So nothing came out of weekly funds.
The Netflix charge also hit my account for $9.76.
I caught up at work, then left for my lip wax. I have a package of prepaid ones, so there was no cost there, but I tipped $3.50.
On the way home, I picked up the scale and, in a nearly unprecedented move, poked around Target for a bit. Usually, I go straight to what I need, check out and then leave. But I wanted to see if they had any silver necklaces I liked. I’m slowly building up my jewelry so I have stuff when I want to bother with it.
The necklace was $16.34 but again, I paid with my gift card balance.
Then I came home and weighed myself. Worse than I thought by about 4 lbs. Eesh. Though normally I weigh myself first thing in the morning, so I tried to bear in mind that it could be slightly (slightly) different the next morning.
I caught up on work, videochatted with Aaron a bit and then once again tackled deleting old Gmail folders. Meaning the day crawled by.
Eventually it was actually quitting time, and I left for the gym around 3:30 p.m.
Unfortunately, by the time I got done my cardio, the leg weight machines were in high demand. So it took me longer than usual to do the legs routine, then I still had to aggressively foam roll and stretch (and use the hydromassage chairs). So it was 6 p.m. by the time I was done.
I stopped at Fry’s and spent $19.88 — surprisingly pretty much exclusively health stuff.
I came home and ate, then videochatted with Aaron for a bit.
I downloaded three songs on iTunes for future workouts, once again using my gift card balance. So the $4.20 into saved savings.
I got in bed around 10 p.m. but I didn’t fall asleep til about 11.
Total spent: $76.29 ($33.14 out of weekly funds)
Total spent: $559.64 ($318.07 out of weekly funds)
Ouch. A high-spend week no matter how you cut it. Granted, more than 25% of the whole week’s spending was the Costco stuff and the yard work. But man this was just a painful week. That said, I’m hopefully in the process of making a new friend, and time with Aaron is always nice. So I’m trying not to freak out too much.
How did everyone’s spending go this week?