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For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I woke up and got through emails relatively quickly, but I was still dealing with my monthly chore of politely nagging people via email. This month wasn’t yielding nearly as many results as I normally get. Eesh.
My paycheck had cleared in my business account — just in time because I was out of money — so I did my monthly money math to figure out how much to withhold from my “employee” salary for my i401(k).
I finished all the calculations up and was shocked to find out how much I’ve been able to put into retirement this year. At my current rate, it’ll be at or over 26% of my gross income. Life without Tim isn’t just happier — it’s a whole lot cheaper!
After work I was going to pick up some items downtown from an auction, but I realized that rush hour could be starting up around the time I finished, and I had to be back in North Phoenix (actually in a western suburb) at 4:45 p.m. for an appointment with my med-management doctor.
So I put that off for another day and instead just ran to CVS to pick up a prescription for $2.70.
I got to the office and found out there was a credit in my account, so there was no copay this time. My doc and I agreed my meds were working well and that I should just come back in another three months.
I left there and picked up some food at Fry’s ($18.11) then came home to watch TV and wait for some auctions that were ending that day. I was trying to get a new faucet for my master bathroom renovation.
While I was doing that, I kept looking for something to hang on the back of the bathroom door. Since I’m getting rid of the vanity in favor of a pedestal sink, I need a place to put my hairdryer and its diffuser.
Nothing on the secondhand marketplaces fit my needs, so I finally gave in and ordered an over-the-door organizer on Amazon for $18.32. (As an Amazon affiliate, I am compensated for purchases made through my links.) It’s not that it was a bad price, but I was just kind of hoping it would be another frugal score to brag about when I finally tally up the renovation/redecoration costs for the bathroom.
Then I turned back to the auctions for a faucet I liked.
Technically, I had multiple chances, since there were two auctions for the same model. But the second one ended only about five minutes after the first one. And if there are any bids in the last three minutes of an auction, the time is extended three more minutes. Any further bids each extend the auction by three minutes.
So while I was technically the highest bidder on the first auction, it was for a dollar amount close to my max bid. And I’d been getting outbid a lot lately. So, sure that I’d be outbid in the first auction, I bid on the second one.
Aaaaand won both. Oops.
I decided to put it up for sale for $25 (retails for $59 to $69), but that if it didn’t sell I could always replace my current bathroom faucet, since I do like the model so much.
Since I don’t know the fate of the faucet, I’ll count both as money spent: $50.45.
Not too long after the auction oopsie, I tried to go to bed, but I got hung up online looking at various things for the bathroom. In retrospect, I was starting to swing a little manic because I couldn’t tear myself away from the phone until 1 a.m. even though there was absolutely nothing pressing. Sigh.
Total spent: $71.26
I woke up a bit stressed because I had to get downtown to pick up the medicine cabinet and towel ring that I’d won on Wednesday. One of the only things I don’t like about Auction Nation is that sellers only give you two to three days to pick up an item or you forfeit it.
I was also going to pick up a toilet paper holder I had found on Facebook Marketplace.
Work went relatively quickly, which was nice, and I left for downtown as soon I was done.
When the medicine cabinet came out, I was… not prepared. It was a big box (the thing is 30″ high after all) but it weighed close to 40 lbs. They gave me a dolly to get it to my car, and once I had both items secured, I realized I still had about an hour of time to kill before I could go pick up the TP holder.
That wasn’t enough time to get to and from Mesa to pick up the faucets, so I went to the ReStore to see if it had anything I wanted.
It did not. Sigh.
On my way home, I downloaded a song from iTunes. I have a gift card balance, so the $1.40 went into Saved Savings.
The toilet paper holder transaction was quick. It’s in perfect shape and was only $5. I paid with cash from my wallet — and I account for that when I withdraw the cash at the ATM — so it’s not counted out of my weekly funds.
I came home, got everything inside and chatted a bit with Aaron (who was still battling pinkeye unfortunately) while I opened the mirror’s box to check its condition. Happily, it was in perfect shape. I actually had the mirror on its back on the floor, and the mirrored front was so substantial that I genuinely struggled to open the door in that position.
I watched TV and then went to bed but once again found myself unable to make myself go to bed. This time, it was looking up recessed medicine cabinets, how to tell if a wall is a loadbearing wall and, if not, what you have to do if you need to cut into studs. I determined that the wall probably was loadbearing and it wasn’t worth pursuing.
Then I got in bed but ended up scrolling online endlessly. This time, for some art I wanted to put up in the bathroom when it’s done. I was definitely manic because I couldn’t make myself stop until 4 a.m. Ugh.
Total spent: $6.40 ($1.40 out of weekly funds)
Aaaand I was wide awake at 8 a.m. Ugh.
I also discovered that somehow in mid-October, indoors, at least mostly under a sheet, I’d gotten several bug bites on each leg. I’m semi-allergic to some of the mosquitos does here — no anaphylaxis but extreme itching to the point of it being a form of pain — so this was not shaping up to be a good day. I took an extra Zyrtec and prayed these were bites from one of the ones I wasn’t allergic to.
I knew I wouldn’t get back to sleep so I headed out to a sales warehouse to see if they’d gotten any marble-look tile in. They didn’t, but I decided to dig around in some of their bins — one of the three warehouse spots there is mainly just four-foot-high boxes with a slew of sorta related items in them and signs that say “Dig for deals!” — but didn’t find anything.
I came home pretty beat but of course still unable to nap. Stupid mania. Also, my bug bites had started going crazy. I put on cortisone cream and anti-itch stuff, but it only got worse as time went on. They were so randomly spread over my lower legs that I couldn’t ice them.
So I was very uncomfortable and antsy from the mania.
I rarely cycle manic, but when I do, I just try to use the energy to be productive cleaning or whatever. So in this case, I decided to finally take down the towel bar and towel ring in the master bathroom.
It was quite a production since it took some time to figure out where the spot on the towel ring was that would let me unscrew it. Then I found out they had used wall anchors (sigh). The towel bar was also anchored in.
This meant getting out pliers and pulling the dang things out. Leaving big old holes. And my spackle turned out to be dried up. Argh.
But I at least was able to put in the towel hook I was replacing the towel bar with, and put the new towel ring — crazy notion — actually by the sink.
After all that — and the insufficient sleep — I wasn’t safe to drive to get some food, but I didn’t want anything there. Happily, there was an Uber Eats deal for $12 off. So even with fees and tip, I paid only $11.74. That’s less than the cost of the grain bowl I got.
The bites had been increasingly uncomfortable even as I tried to distract myself, but they were in full swing by the time I had ordered my food. I rummaged around and found some of Tim’s old steroid ointment (for his eczema). It definitely calmed them down a bit.
I was able to fall asleep around 11 p.m. Though there wasn’t a single position where I wasn’t lying on at least one bite. Sigh.
Total spent: $11.74
I woke up at 7 a.m. in pain. I’d apparently slept flat on my back all night, and eight hours of pressure on my ankle bites was apparently a very bad thing. The rest of the bites weren’t much happier though.
I put on more steroid cream and it barely touched it. I swear I’m not exaggerating when I say the bites felt like they were glowing red hot on my skin. I was crying from the combination of pain and tiredness — then crying more that I was crying over friggin’ bug bites.
(Yes, logically I know my pain was legitimate. But crying from mosquito bites is one of the fastest ways to feel like an utter wimp and malingerer.)
Zyrtec was doing nothing for the bites, so I did some Googling. While not ideal and definitely not something you should do regularly, you can take two antihistamines.
So I downed two Benadryl. Normally, the stuff doesn’t make me sleepy anymore. But this time it knocked me out for four blessed hours. And when I woke up, the bites were no longer red hot, if still rather uncomfortable.
I decided to just chill out and watch TV in bed. (Some of the bug bites were on the backs of my legs, so sitting in a chair didn’t sound appealing.) Around 2:30 p.m. I was hungry, and the Uber Eats deal could be redeemed twice. So I just got the same thing again. Once again for $11.74.
I rested, but around 5 p.m. the itching started creeping up to more of a stinging. I put on more ointment, but nothing changed. So at 6 p.m. I gave up and took more Benadryl. I was woozy by 7 p.m., so I put in a bid on an auction that was ending in a couple of hours and passed out.
Total spent: $11.74
I woke up at 3 a.m. and took another dose of Benadryl, since I needed my bites to be tolerable when I had to work in the morning.
I woke up at 7:30 a.m. and started work. It was decently busy, but eventually I was caught up enough to get the spending diary up — the one that should have run on Saturday. So disorganized lately!
Then I had to catch up on my spending diary, since I hadn’t been able to sit down with my laptop for a few days.
Josie was all over me all morning since I hadn’t let her lie on me during the weekend, lest she climb off me via my legs. So she made it clear that now was the time for make-up snuggles.
After work, I left for Mesa to pick up the two faucets. It’s a 25-mile drive, which I hate. But it’s worth it for the money I was saving.
I got to Mesa a little before 4 p.m., picked up the faucets and then stopped off at Aaron’s to say hi. We couldn’t really touch because he was still battling pinkeye. (He was going to see an optometrist the following morning.) So I sat in a spot at the table that he almost never uses himself and tried to use hand sanitizer after touching surfaces.
At 6:30 p.m. I headed home, but first I stopped to pick up a prescription ($37) and some food ($15.05).
I watched TV and waited to bid in some auctions that were ending that night. I ended up getting a shower niche for$12.49 and a new showerhead for $18.73. Thankfully, I’ve got almost everything I need for the bathroom renovation, so I won’t have to keep watching auctions several nights a week.
I called it a night around 10 p.m. but couldn’t sleep until around midnight.
Total spent: $83.27
Because of the hour I fell asleep, I was less than amused when Josie started crying at 6:30 for no reason. I don’t ever feed her before 7, usually around 8. So there was no reason for her to be making noise. Well, except that she’s a cat.
I gave up at 7 a.m. and got up to feed her. Then started work. Later I did a load of laundry ($3.50 to the Washer/Dryer fund).
Work went pretty quickly, and afterward I had my massage. Ahhhhhh.
She charges $50, so after tip I paid $65. Amounts of $60 or more don’t come out of weekly funds.
On the way home, I picked up some Thai food because I hadn’t ordered that in ages. It was $13.57.
I came home, ate and then just relaxed and watched TV. Shockingly, there were no auctions to bid on. So I didn’t have to do anything but relax.
So of course, around 9 p.m. — when I usually start winding down toward bed — I started thinking about how to decorate the shower niche. Which lead to endless scrolling, plus checking for any new listings on the various secondary marketplaces.
Also, I’d realized that my recent knee pain was probably a sign that my shoes needed replacing. It’s how they signal that my shoes are getting worn out. I wish they’d just send an email.
Anyway, I got online and found some Skechers I like. Usually, I buy two pairs of the same shoe and alternate days. (If you let each pair of shoes dry completely before you wear them again, they last longer.) But thanks to low stock, I had to settle for two very similar looking black shoes for $108.50.
I’ve definitely gotten better deals in my time, but I didn’t like any of the styles on the sites I usually use.
I didn’t fall asleep until after midnight.
Total spent: $190.57 ($17.07 out of weekly funds)
I woke up having not gotten quite enough sleep and never ended up not being able to take a nap.
The day actually went pretty quickly, but then I had to run out to pick up the auction items I’d won on Monday. First, I had to fill up the car ($37.55).
Then I picked the shower niche and shower head, came home, and started getting ready for trivia. Incidentally, I had been driving with the windows rolled down and ended up with three new bites on my legs. Sigh.
There were two auctions ending during trivia, so I just had to put in my best bid and hope it was enough. Which they were!
So I got a new drain cover (the current one is part of the shower stall — and unattractive anyway) and a new microwave (the current one makes a humming rattle whenever the door is open). I paid $12.49 for the drain and $12.51 for the microwave.
The trivia place doesn’t serve food, but it gets food trucks to set up outside. So I got a $14 pizza and tipped $1 out of the cash in my wallet.
We had a rough night and came in very low in the standings, but we had a good time.
I got home at 9 p.m. and chatted with Aaron for a bit. Then I got ready for bed. I had marked an auction for a drain snake — just out of curiosity about how much it would go for. When I remembered to check, there were 30 seconds left and no bids.
Sure, I don’t need a drain snake now. But Drano is pricey and bad for the environment/my pipes. So getting a snake for $6.35 seemed like a pretty good deal.
I checked the secondary marketplaces and waited to get sleepy. I was tired, but not sleepy. I know blue light may have been partially to blame, but mostly my mania just hadn’t completely gone away I think.
At 1 a.m., I got up and dealt with the emails that had come in so that I’d be able to sleep in later when I finally did conk out.
At 4 a.m. I was still awake, so I took care of the few emails that had accumulated since 1 a.m. Then just lay around hating everything until I finally passed out at 6 a.m.
Total spent: $83.90 ($82.90 out of weekly funds) owwwwww
Total spent: $458.88 ($279.38 out of weekly funds)
Not a cheap week, no matter how you slice it. A good chunk of the overall spending was the shoes and the massage. Not sorry about either of those. And the stuff for the bathroom renovation will pay off long-term. But jeez I’d love a low-spend week.
How did your week go?