For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
I got up and got through emails while Mom worked on some articles that were due soon. She was nice enough to do two loads of laundry in and among that, so $7 went to the Washer/Dryer fund
Then I ran out to Harbor Freight to pick up the $15 drill I’d seen. I figured it was worth the money to speed up framing out the patio.
Alas, they didn’t have that specific drill in stock (the site wasn’t up to date, I guess), but I found a cordless drill for only $20. Sold! I paid $21.71 after tax. I’m taking the cost of the home improvement project out of my savings account, so none of the expenses will come out of weekly funds.
I then went to Lowe’s to pick up my order. On my way to the wood-cutting station, I passed an employee who told me they didn’t cut 4 x 4 lumber. Eek! Good thing my friend from trivia was lending me his circular saw.
She said she’d call someone back to the station. I could belabor the story but suffice it to say that after 35 minutes, another employee calling, three presses of the Help button (it goes off after a certain point) and my calling the front desk, someone finally started trimming the lumber for me. Except he didn’t know how to find 3/8″ and I had to get down on the ground and explain that since his tape measure apparently had 1/16 marks, he should count six of those.
How do you train someone one a (dangerous) machine to cut things to customer specifications and not make sure they know how to read below 1/4″???
I was thoroughly stressed out and pissed off by the time I got home. But I took some deep breaths, caught up on email and chilled out until it was time to go to my beauty service. That was $40 with tip but I used the cash I had withdrawn the previous Friday (which was counted in that spending diary) so the amount doesn’t come out of weekly funds.
I got home, rested a bit, and then Mom and I went to Lowe’s to return a couple of items — I’d realized I needed longer wood screws and concrete screws — and to get a few more items.
I got a $27.64 refund from the money I’d spent Monday, so I’ll debit that from the overall total spent. By the time we got the right size of things plus the extra items, the total was a painful $90.36.
Mom had a Lowe’s gift card she’d accidentally redeemed from a rewards program. She’d meant to choose $10. Oops. So I had her pay and then sent her the money via PayPal. (Amounts of $60 or more don’t come out of weekly funds, so it’ll just be counted in overall spending.) I then also sent her $30 because she’d gotten a deal at Target up in Anchorage and brought me down three boxes of protein bars.
The charge for my iCloud storage hit my account ($1.09) but I have a gift card balance. So the amount went into Saved Savings.
I’d been running around all day, so I passed out around 10 p.m.
Total spent: $162.52 ($48.09 out of weekly funds)
I had a ton of running around to do that day. But first I had to catch up on work.
I realized Mom and I would need some music while we worked that weekend, and I’ve been meaning to buy a wireless speaker anyway. I found an affordable one on Amazon for $30.40. (As an Amazon affiliate, I am compensated for orders placed through my links.)
After that, I ran out to pick up the shower trim kit I’d won two days earlier and stopped at the ReStore so I could pick up some paint for the lumber. It was $16.99, but again that’s for the patio and thus won’t come out of weekly funds.
On the way home, I stopped at CVS to pick up some things. The total was $25.30, and $6 went into Saved Savings thanks to my CVS CarePass.
I came home, finished work and then drove out to pick up the circular saw, dremel and pocket jig a member of my MeetUp trivia group was lending me. Bless him.
I came home, rested and then tried using the circular saw on the 4×4 posts. Unfortunately, I couldn’t get all the way through it. I messaged the friend asking if I was missing something.
He offered to come over to take a look — he is so nice! — and he showed up around 5 p.m. He said that we just had to make multiple cuts but that we’d need his square to ensure the cuts were straight. He said he could come by on Sunday and do that.
So Mom and I agreed to just paint the next day and work on getting the lumber all set (and hopefully installed) Sunday.
I was beat, so I suggested Cracker Barrel. Mom only gets access to that chain when she travels. So it’s a treat. The food is ridiculously cheap there, and I had a gift card with a few bucks left on it. So the total was only $14.23 after tip.
We came home and plopped down and watched TV until about 10. I got to sleep around 11 p.m.
Total spent: $92.92 ($75.93 out of weekly funds)
I woke up around 8 a.m. nice and rested. Mom stayed up later than I did, so she slept a bit later. But soon enough she was out of bed and truly awake enough to tackle painting all the lumber.
After the first coat, we came inside and rested for a bit. We’d agreed to do the second coat in the evening when it was cooler.
I had to go to Lowe’s yet again — thank god it’s only two miles away — because I’d realized there was a much smaller package of wood screws for about 1/3 the price, and it would still be more than we needed. So I returned the screws and, with the store credit I’d gotten (since Mom had paid with a gift card), I got the new ones and some pocket hole screws.
We also dropped into Fry’s to get a couple more things for $13.87. Then we ate, watched some TV and waited until after sunset. At which points we did the next coat.
Then we once again watched some TV, chatted and generally rested up for the next day.
Total spent: $13.87
I woke up having gotten plenty of sleep, buuuut the last few days had finally caught up with me.
I messaged my friend to let him know I wasn’t able to think straight enough to double-check my measurements and be ready to drill. (I was putting the posts on bases — so fewer insects could reach and nibble on them — and that meant drilling holes for the wedge anchors that would secure them.) He said it was fine that I wasn’t up to it and to let him know on Monday when I thought I’d be up to start.
So basically I sat around all day feeling mildly awful (especially because I’d gotten yet more bug bites the night before — argh). I didn’t want any food in the house but didn’t have the energy to go somewhere. So I ended up ordering some food from DoorDash. Mom didn’t want anything, and I hate the fees. So I ordered both lunch and dinner to amortize the cost a bit. The charge was $28.70.
The monthly premium for my dental add-on hit my card for $32. The monthly $9.76 for Netflix also got charged.
We called it a night early, so I was in bed and asleep by about 10.
Total spent: $69.56
I woke up and got through emails relatively quickly.
I looked at the numbers again for the spacing outside and measured out where everything would go to confirm everything worked out. Then I messaged my friend to see what his schedule was like for the next few days.
Aaron messaged hello, and I let him know I’d be in his area the following day for trivia and could come out early to see him. It would also give Mom a chance to work on some articles without me distracting her with the lure of fun TV shows.
The day passed relatively quickly, and after work I set to drilling holes in the concrete for the post anchors we were putting in.
Getting everything figured out and hammering a small dent into the concrete with a concrete screw (to keep the drill from slipping) took a bit, so I’d been at it around half an hour and had made a whopping 1/2″ hole when I realized it looked small.
Turned out I’d gotten confused when I’d gone to get the masonry bit. I had to go back out and get a bigger one. At which point, frankly, I wanted to cry. Mom came with me to keep me from losing it altogether, and happily the bit was cheap enough that my remaining store credit and a little loose change from Mom covered the whole cost.
I came home and got serious about drilling. Even so, I was at it probably at least another 45 minutes before the hole was deep enough. At which point my hands were pretty sore from holding nd bearing down on the drill.
I came in, rested my aching hands and tried to contemplate food. I knew I’d be hungry soon.
Mom suggested I might want pizza, which turned out to be correct. I ordered an extra large pizza to ensure leftovers, plus cinnamon sticks because… cinnamon sticks. It was $35.67 after tip, but it would provide several meals.
We watched TV and munched. At 9 p.m., the auction site had several lots for fiberglass screening. I’d paid $43ish for the stuff from Lowe’s, so I wanted to see if I could win some more cheaply. Which I did — for $18.73.
There was also a paint sprayer. I didn’t strictly need it, but I will be painting my bathroom soon, and I also want to paint my bedroom before long. And this should make it far easier.
Since I was desperate for the paint sprayer, I’d lost several other auctions because I wasn’t willing to go very high. However, this auction ended kind of late (around 10:15 p.m.) so I guess no one was around. I got the thing for $15.61 after premium and sales tax. Woot!
I’m only taking the cost of the paint sprayer out of weekly funds, since the rest is for the patio — which is being paid for from my savings account.
I conked out not too long after the auction was over.
Total spent: $70.03 ($51.28 out of weekly funds)
I woke up and got through work pretty quickly, so I worked a little on starting a hole for the second post base.
Alas, it was very slow going — and at some point it just stopped. I suspected I had hit some rebar, and my trivia group friend agreed that was possible. So I’d have to move the post over and change the planned measurements of the boards running between them. Argh.
I realized I’d completely forgotten about my mammogram appointment the day before, so I called and rescheduled. Thankfully, they had an opening the next day.
Trivia was out in Tempe, near Aaron, so we’d agreed I’d come outright after work and then spend the night. So I got there around 3:30 p.m. and we chilled out until I had to leave for trivia a couple hours later.
But first I had to gas up the car ($36.61). I also needed to pay for parking since the venue was in an area full of meters. But that was only $4.
We had a gift card from having won the last time we were at the venue, and there were only two of us this time. So we didn’t pay anything for our meals.
We came in third, which unfortunately didn’t give us any bar cash. I was annoyed because I’d second-guessed my answer that would’ve let us tie for second.
But given that there were only two of us, third place was pretty good.
I went back to Aaron’s, where he was finishing watching a basketball game — apparently he’s way more into sports than I realized — and we went to bed not long after. But he had discovered Key & Peele skits on Comedy Central and wanted me to see some of those. So we didn’t fall asleep until pretty late.
Total spent: $40.61
I woke up at 7 a.m. when Aaron got up but fought to keep sleeping for about half an hour before accepting that I was awake.
I realized I’d forgotten to pack some protein bars, so I decided to go get Panera. (Thankfully, Aaron had a spare key lying around, since he was at the gym at that point.) DoorDash was offering 50% off the order, so I decided to get half a dozen bagels to bring home to Mom. The total was $8.39.
I came back, caught up on work and waited for Aaron to get back. But he took a little longer than anticipated, so I had to leave not long after he returned.
I picked up my Monday auction wins on the way home and got back to my place around 11:30 a.m. In between checking emails, I worked on the second patio hole again — and made almost no progress. Then a screw fell out of the drill, and I decided it was ridiculous to keep going. It was taking too long, given that I also would have to drill multiple 2″ holes in the baseboards to secure them.
So I decided I’d return the hammer drill the next day and just rent a stronger one.
After work, I chilled out for a bit before running out for my mammogram (whee). When I got back, I got ready for trivia, and Mom and I left at 6:30 for that.
The host was running late, but three people from the group showed up. So we all chatted while we waited. Unfortunately, even when the host got there, there weren’t enough teams to play. Sigh.
But the bar was very nice and gave us the equivalent credit of first place. I hadn’t ordered anything, but Mom’s meal and one other person’s was covered. (The couple who comes to the North Phoenix events insisted they’d just pay.) I threw in $5 in cash because the waitress was very attentive, and I didn’t want her getting stiffed just because we got comped. The cash doesn’t come out of weekly funds, since the money was accounted for when I withdrew it from the ATM.
We came back home, and I videochatted with Aaron for a while. He had suggested dinner with Mom, and she was amenable. So we settled on doing it the next night.
After hanging up with him, I decided to read for a bit. So I ended up not going to sleep until about 11. Oops.
Total spent: $13.39 ($8.39 out of weekly funds)
Total spent: $462.90 ($307.73 out of weekly funds)
Ouch ouch ouch ouch. No wonder I keep running out of funds early lately! Stupid home improvement projects. Stupid confluence of other expenses. Also takeout. About 29% of the weekly funds were spent on food Mom and I didn’t make. But with so much stress plus a day of severe fatigue, I think I did okay. Speaking extremely relatively.
How has everyone else’s spending been going?