For those who are new, my style of “spending” is a little convoluted. I have two checking accounts. I keep the majority of my money in the secondary account, transferring $250 a week into the main account. But I charge everything to the card to maximize rewards. As charges accrue, I transfer money out of the main account into the secondary one. Then I make a weekly payment on my credit card.
A tad confusing, perhaps, but it works for me. Anyway, here’s how spending went this week.
There were a fair number of emails — or rather, the emails that were there were often a bit more involved than usual — so it took me a good chunk of the morning to catch up on that and the rest of my duties.
Beyond that, I just messaged with friends, kept an eye on the inbox and tried to enjoy the fact that it was a rest day from the gym.
The workday was over before long, but then I had some time to twiddle my thumbs until I had to great ready for trivia.
I got to the venue — which we hadn’t been to before — at 7 p.m. Three people had already arrived even though I was right on time. Sheesh.
We had eight people, which is a big turnout for the group. We did pretty well, but overthought one question — putting us in fourth place — and then we overthought the final question. So we didn’t win any bar cash.
But people liked the venue, and it was relatively central. So I said I would schedule more events there.
I paid $9.06 after tip for a cider.
I got home around 9:45 p.m. but stayed up a bit messaging with dating app guys. But I ultimately fell asleep around 11.
Total spent: $9.06
It was Christmas Eve, but there were still a decent number of emails in the morning.
Thankfully, it slowed down around noon, so I could take a break to work out before the gym closed at 2 p.m. Friggin’ holiday hours.
On the way home, I stopped at Fry’s to get munchies for the holiday, as I was making Friday and Saturday free days for the diet. It was originally just Saturday, but I realized that, since bodies don’t operate on a 24 hour/2,000ish calorie cycle, it didn’t matter if I broke up the food over Friday/Saturday or just ate everything on Christmas Day.
I got two cartons of strawberries (and they weren’t even on sale, luxury!) and the rest was enough cheese, crackers and junk food to feed me that night and the next day. The total was $35.97.
So I came home, finished up emails, worked a bit on a post about finances in the new year, and then kicked back to watch The Witcher and munch.
I decided I needed some Swedish Fish on Christmas, so I ran back out to Walgreens and got a box for $1.69.
The night passed pretty quietly other than messaging with a couple of guys on the app. But I got carried away with that and The Witcher — I was rewatching season 1 since, when I tried to watch season 2’s first episode, I was lost — so I didn’t go to bed until almost midnight. Thankfully, I conked out quickly.
Total spent: $37.66
I work on holidays, but the email volume is so low, it’s mostly just me sitting around watching movies/TV.
Once I caught up, I opened the envelope Mom sent me. She sent me a Sephora gift card, and she gave me a one-month credit on the house repayment, which was very generous to say the least.
The note also informed me that she had, in fact, left a stocking for me. I thought she’d forgotten/not been able to get around to it this year.
See, when Mom comes to visit, she brings down items with her (since she’s an Alaskan Airlines cardmember, she gets to check a bag for free) so that she doesn’t have to pay to mail a flat-rate box. Which is genuinely brilliant.
So this year I looked in the guest closet and saw my “stocking.”
And in it were some very useful flashlights, a bath lily and these magnificent fuzzy treaded socks.
Me and my now-cozy feet settled down to snack and do my annual viewing of A Muppet Christmas Carol. After that, I switched back to The Witcher, intermittently messaging with a dating app guy who seemed promising.
I did two loads of laundry, so $7 went into the Washer/Dryer fund.
I once again stayed up too late, going to bed around 1 a.m. Eesh.
Total spent: $7
I woke up at 10, at least feeling refreshed.
I did a little tidying up, worked on the next day’s blog post, then went to the gym at 1 p.m. I came home and got back to the blog post, though I stopped intermittently to message.
I also needed some headphones because one of my earbuds wasn’t holding a charge for long. I had decided to just go with over-the-ear headphones because I was always concerned my earbuds were going to fall out.
So I looked at some reviews and found some for $36.10 and, given the earbud issue, opted for the three-year warranty for $4.99. After tax, I paid $44.19.
I went back to the blog post and was almost done — I needed to polish it a bit more, make an image and schedule the social media posts — by the time I had to stop and get ready. Because I was going to see Die Hard: A Christmas Store performed by a puppet troupe in town.
It was a (slight) mashup of Die Hard and A Christmas Carol, and it was amazing. Hilarious, especially when the puppets broke the fourth wall to hector the audience.
I got home around 10 p.m. but made the mistake of messaging with some people while trying to polish the post and figure out a good image.
So I wasn’t done until past midnight. I decided to just get through the emails already in the queue so that I could sleep in a bit. So I fell asleep around 1 a.m.
Total spent: $44.19
I woke up around 8:30 a.m. but fought it until 9.
I got up, answered the few emails that had come in and dealt with some other duties. Then I updated my spending tracking sheet and this spending diary. After which I attempted a nap.
I woke up and caught up on emails. Then I just killed time until my usual workday was done and dragged myself to the gym. I got back home for a four-hour overtime shift.
I called it a night at a relatively reasonable hour — sometimes I learn my lesson — and fell asleep around 10:30 p.m.
Total spent: $0
I woke up and got through emails, but the volume is higher than usual this time of year. So I was decently busy with that and my other duties until almost the end of the workday.
Unfortunately, one of the three other people RSVPing for trivia had been exposed to COVID, so she had to drop out while she waited for her test results.
The monthly charge for my iCloud storage came, but I keep a gift card balance on the account thanks to rewards programs. So the $1.08 I would’ve paid went to Saved Savings.
After work was my massage, which I desperately needed. For days my upper back had been bothering me, feeling like it needed to pop even when I’d just done it. Whee.
My masseuse gives me a good deals. so even with the tip it’s only $65. Amounts of more than $60 don’t get taken out of weekly funds.
I got home to find out that another person had dropped out, so it was just me and a friend from my previous trivia group. It was in Tempe, so I could’ve canceled — he would’ve understood — but I was kind of keyed up. So we agreed to give it a try, just the two of us. Which is what we called our team that night.
We had fun chatting, but we got stumped on a few things. So we came in fourth. But out of 11 teams — all that seemed to have at least four people — that wasn’t too bad.
I had tried to buy a fountain drink to support the venue — I just going to fill it with water since I am on a diet — but they were out of so many soda options that they tried to give it to me for free. So I waved them off and just got a water cup. But I did pay $6.35 for parking because that venue is right on the main drag by the university.
I came home, messaged a bit with people and passed out around 11 p.m.
Total spent: $72.43 ($7.43 out of weekly funds)
I woke up and got through emails. The volume was still a bit higher than usual, but not so much that I couldn’t tend to a few other things.
After work, I went to the gym. And the massage chairs were getting some routine maintenance. So I didn’t get rewarded for my diligence. Well, other than the actual benefits of exercise. But those don’t count.
I got home, got ready for trivia and took off.
I had two new people coming, plus a guy I had talked to on OKCupid. He said he could be a little shy (as can I) — and my week was a little crazed — so I’d suggested he come to trivia as a way to take the pressure off the first meeting.
The gal who’d had to cancel the day before had gotten the all-clear from her test and was determined to get out of the house. So she came as well, despite it being about 20 miles away. It definitely helped having another person there so everyone got attention, though the two new people knew each other, which made things a bit easier.
I got a beer to support the venue for $6.93 after tip.
We ended up coming in second — by one point. It was a pretty tight game. The new people said they’d try to make the next one at that location, which was in two weeks. They’re fun, so I hope they do.
The guy and I talked a little, but the other gal stuck around to chat too. So we didn’t get a lot of one-on-one in. But it was a start.
I got home around 9:30, messaged with some people and fell asleep around 11-something.
Total spent: $6.93
Total spent: $177.27 ($112.27 out of weekly funds)
Hey, look, low spending weeks still exist! I was starting to have doubts. It was a fun week overall — who can have a bad week with fuzzy penguin socks? — so it’s nice to be reminded that you can have a good week without a lot of outlay.
How has everyone else’s spending been going?