Do people even pay bills by check anymore?I mean, I usually do one or two, but the bulk get paid electronically. There are plenty of reasons it's better. While 42 cents doesn't sound like a lot, it can add up pretty quickly when you have a phone bill, a cable/satellite bill, a couple of credit cards, and more. I could also argue that electronic Continue Reading
Skip payments: Stupid move… or is it?
Me vs. Debt recently related a little trick Chase played on her recently: eliminating her monthly payment. Apparently, she can skip a payment -- so long as she pays past due and over-limit balances immediately. Oh, and finance charges will continue to accrue. But other than that, she's home free!Riiight.So, in other words, rather than pay your Continue Reading
Upgrade Update: What’s in your bills?
Well, several of you have written in with your feelings about the satellite package upgrade.I found them very informative. There seems to be an even divide among people who couldn't do without TV and those who have taken the (arguably healthier) route of going out and becoming more active in the outside world.Wait... there's an outside world? That Continue Reading
How to save on utilities
I tend to take utilities for granted. Mostly because I pay almost nothing for them. There are plenty of great frugal tips for saving on utilities -- from turning down the thermostat to plugging drafts. (Tim and I just get under blankets, wear warmer clothes or otherwise make do. When the thermostat is on, I keep the doors to the bedroom and Continue Reading
Money comes and goes so quickly here!
Okay, all, thank you for your patience in the midst of my slight distractedness. I'd like to start off on a positive note: As of tomorrow afternoon, Tim's last student loan payment will go through. So that is one major debt gone. Phew! We've been paying this off pretty much since he moved in with me, back in July of '06. He was in collections on Continue Reading